---
title: "Maximize the impact of your funds, minimize bank fees"
url: https://www.ibani.com/en/businesses/ngos-associations
lang: en
---

For associations and non-governmental organizations

# Maximize the impact of your funds, minimize bank fees

Do you collect international donations or fund humanitarian and associative projects abroad? ibani allows you to convert and transfer your currencies at the best rate, ensuring that every franc collected directly serves your cause, without being lost to bank commissions.

Thank you! You will soon receive an SMS with a link to finalize the creation of your organization's account.

✔ 100% Free Registration  ·  ✔ No Subscription Fees  ·  ✔ Affiliated with SO-FIT (SRO)

## Stop letting bank fees cut into your budget

For an NGO, transparency and sound management of donations are vital. Traditional banks apply hidden margins and transfer fees (SWIFT) that significantly reduce the amounts allocated to your missions. Discover the difference:

|  | Traditional Bank | ibani for NGOs |
| --- | --- | --- |
| **Exchange margin on donations and transfers**
applied during fund conversion | 1.5% – 3.0% | max. 0.4% |
| **Sending fees to foreign projects**
issuance or SWIFT correspondent fees | CHF 15 – 40 per transfer | CHF 0 |
| **Multi-currency receiving accounts**
to facilitate local donations from abroad | ✗ Paid foreign currency accounts | ✔ Included, unlimited |
| **Transparency for auditors and donors**
Applied rate and fees clearly identified | ✗ Low (rate often hidden) | ✔ Total (detailed exports) |
| **Monthly account maintenance fees** | CHF 10 – 30 / month | CHF 0 |

[Simulate savings for your NGO](https://www.ibani.com/en/compare-exchange-rates)

## Tools adapted to the reality of the non-profit sector

ibani integrates perfectly with the needs of association treasurers, reducing costs and simplifying the management of international financial flows.

🌍

### International Donation Collection

Generate dedicated IBANs to receive funds in EUR, USD, GBP, or CAD. Your international donors make a local transfer with no cross-border fees, thereby increasing the net amount received by your association.

🤝

### Funding Projects Abroad

Send funds directly to the field to your local branches, partners, or foreign suppliers. The currencies arrive intact, without being diminished by correspondent bank fees.

🔍

### Transparency and Reporting

Easily justify the use of funds to your committee, donors, or auditors. Each transaction is timestamped with the exact exchange rate applied, exportable with one click.

💰

### Direct Savings on Your Budget

As an NGO, every expense matters. ibani charges no opening, account maintenance, or inactivity fees. The savings made on exchange rates can be directly reallocated to your missions.

🧑‍💼

### Managing International Salaries

If you employ cross-border staff or expatriates, automate the payment of their salaries in their local currency (Euros, Dollars) with a highly competitive exchange rate and no transfer fees.

🛡️

### Security and Compliance

Affiliated with SO-FIT, a self-regulatory organisation recognized by FINMA, ibani routes your liquidity through pass-through accounts in Switzerland, kept separate from its own funds, and applies the due diligence obligations of the Anti-Money Laundering Act (AMLA).

## Centralized management for treasurers

Drive your NGO's finances from our interface. Manage your donation receiving accounts and transfers to your projects centrally and securely.

![Association transfer history on ibani](https://www.ibani.com/images/app-activity-screen-en.svg)

Fund Tracking

![NGO financial dashboard ibani](https://www.ibani.com/images/app-dashboard-screen-en.svg)

Global Dashboard

![Managing exchange strategies for associations](https://www.ibani.com/images/app-exchange-management-screen-en.svg)

Exchange Control

[Discover the App](https://www.ibani.com/en/app)

## A trusted partner for the non-profit sector

Since 2018, ibani has supported numerous associative structures and NGOs based in Geneva and throughout Switzerland, facilitating their international fund transfers securely and economically.

35,000+

convinced users

1+ Billion

CHF successfully processed

2018

Founded in Geneva

### Financial intermediary affiliated with SO-FIT and audited for its activity

As a financial intermediary based in Geneva, a global hub for NGOs, ibani SA is affiliated with [SO-FIT](https://so-fit.ch/), a self-regulatory organization recognized by the Swiss Financial Market Supervisory Authority ([FINMA](https://www.finma.ch/en/authorisation/self-regulatory-organisations-sros/sro-member-search/)). Donations and funds allocated to your projects are processed according to the strictest compliance and security standards.

[![SO-FIT Logo](https://www.ibani.com/images/sofit.svg)](https://so-fit.ch/)

Recognized by the press

[![L'Agefi Logo](https://www.ibani.com/images/logo-agefi.svg)](https://www.agefi.com)

[![Bilan Logo](https://www.ibani.com/images/logo-bilan.svg)](https://www.bilan.ch)

[![Le Temps Logo](https://www.ibani.com/images/logo-le-temps.svg)](https://www.letemps.ch)

[![24 Heures Logo](https://www.ibani.com/images/logo-24heures.svg)](https://www.24heures.ch)

[![Startupticker Logo](https://www.ibani.com/images/logo-startupticker.svg)](https://www.startupticker.ch)

## Frequently Asked Questions by Associations

Yes, absolutely. Associations, foundations, and NGOs based in Switzerland can use ibani. Opening an account simply requires the association's statutes, the minutes of the last general assembly appointing the committee, and the ID documents of the persons authorized to represent the organization.

With ibani, you can generate a "collection route" for the currency of your donors (e.g., in EUR). You will get a European IBAN that you can share with your donors. They will make a local transfer (SEPA) without international fees. We then convert the funds to CHF at the best rate and transfer them to the association's account.

Yes. ibani is a financial intermediary affiliated with SO-FIT, a self-regulatory organisation recognized by FINMA. Funds pass through a Swiss IBAN in your organisation's name, a pass-through account rather than a deposit account, and remain separate from ibani's own funds. We do not speculate with your funds, and conversions are executed transparently.

No. ibani does not charge any account maintenance or inactivity fees. If you do not receive or send any transfers for several months, it will cost you nothing. Our business model relies solely on a transparent exchange margin during transactions (maximum 0.4%).

## Ready to dedicate more resources to your missions?

Designed to adapt to the reality of NGOs and associations, ibani helps you maximize every donation and reduce the costs of your international projects. Quick, free opening, and absolutely no monthly management fees.

[Contact Us](https://www.ibani.com/en/contact) [View Our Rates](https://www.ibani.com/en/rates)

✔ Personalized Support  ·  ✔ No Hidden Fees  ·  ✔ Ideal for NGOs based in Switzerland