--- title: "Convert Swiss francs into Canadian dollars (CHF → CAD)" url: https://www.ibani.com/en/currency-converter/chf-to-cad-rate lang: en date_modified: 2026-11-03 --- CHF → CAD · Real-time rate # Convert Swiss francs into Canadian dollars (CHF → CAD) **1 CHF = 1.6993 CAD** as of 3 November 2026 (indicative rate for an amount below the equivalent of CHF 10,000, ibani margin included; the rate applied is the one in effect when you place your order). Change your Swiss francs (CHF) into Canadian dollars (CAD) at the **real interbank rate**, in real time. Ideal for sending money to Canada, with a margin from 0.40% to 0.15% and no hidden fees. [Open my free account](https://www.ibani.com/en/app) Conversion tables **CHF → CAD**Currency pair **Real time**Market rate **0.15%**Margin from ### Simulate your transfer No hidden fees 1 CHF = 1.6993 CAD Rate as of 3 November 2026 1'699.33 Estimated annual saving — vs. a traditional bank Per monthly transfer · [Live rates](https://www.ibani.com/en/currency-converter) · [Pricing](https://www.ibani.com/en/rates) [Get started — It's free](https://www.ibani.com/en/app) [![App Store](https://www.ibani.com/images/appstore-badge.svg)](https://apps.apple.com/app/ibani-borderless-money/id1382598762)[![Google Play](https://www.ibani.com/images/google-play-badge.svg)](https://play.google.com/store/apps/details?id=com.ibani.mobile&hl=en) \* 100% digital sign-up in 5 minutes. Zero account opening or maintenance fees. **35'000+ clients**Individuals & businesses **CHF 1 Billion+**Exchanged since 2018 **Up to 10× cheaper**Than a traditional bank **4.7/5 · Excellent**On 2'000+ client reviews [![SO-FIT logo](https://www.ibani.com/images/sofit-light.svg) Affiliated with SO-FIT (SRO)\*](https://so-fit.ch/) CHF/CAD conversion in a nutshell ## Convert Swiss francs into Canadian dollars, at the right rate The essentials for changing your CHF into CAD with no nasty surprises on the rate or the fees. ### The real CHF/CAD rate The interbank (mid-market) rate as the basis; the ibani margin, from 0.40% to 0.15% depending on the amount, is shown separately. ### A margin from 0.15% Transparent and sliding, up to 10× cheaper than a bank. No hidden fees. ### Personal Swiss IBAN Pay your CHF into an IBAN in your name, converted into Canadian dollars and sent to Canada. ### A reliable Swiss partner ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, a self-regulatory organisation recognised by FINMA. What you really pay ## CHF → CAD: ibani, bank or exchange office? On a transfer of CHF 5'000 to Canada, the margin applied to the rate makes all the difference. | Criterion | ibani | Bank | Exchange office | | --- | --- | --- | --- | | Starting rate | Real interbank | "House" rate | "House" rate | | Exchange margin | 0.40% | ~1.5 to 2% | Often > 2% | | Transfer fees | CHF 0 | Variable | — | | Estimated cost\* | ~CHF 20 | ~CHF 90 | \> CHF 100 | | 100% digital tracking | Yes | Partial | No | \*Indicative orders of magnitude for a transfer of CHF 5'000 to Canada. See the details on our [Rates](https://www.ibani.com/en/rates) page. Rate movements ## Live CHF / CAD exchange rate Follow the trend of the pair to choose the right moment for your exchange. 1 CHF in CAD: 30-day and 90-day statistics | Indicator | 30 days | 90 days | | --- | --- | --- | | High | 1.7186 | 1.7368 | | Low | 1.6891 | 1.6891 | | Average | 1.7056 | 1.7100 | | Change | −0.59% | −1.84% | European Central Bank reference rates, from 5 August to 2 November (90 days) and from 5 October to 2 November (30 days), 2026. Cross rates calculated via the euro. Excluding exchange margin: these figures are not directly comparable with the rate shown at the top of the page, which includes the ibani margin. Conversion tables ## How much is 1 CHF in CAD (and the other way round)? Indicative amounts, ibani margin included, continuously updated. Indicative rate as of 3 November 2026, ibani margin included; the rate applied is the one in effect when you place your order. | [CHF](https://www.ibani.com/en/currency-converter/currencies/chf-swiss-franc) | [CAD](https://www.ibani.com/en/currency-converter/currencies/cad-canadian-dollar) | | --- | --- | | CHF 1 | 1.70 | | CHF 5 | 8.50 | | CHF 10 | 16.99 | | CHF 50 | 84.97 | | CHF 100 | 169.93 | | CHF 500 | 849.66 | | CHF 1'000 | 1'699.33 | | CHF 5'000 | 8'496.65 | | CHF 10'000 | 17'001.82 | | CHF 50'000 | 85'051.77 | | [CAD](https://www.ibani.com/en/currency-converter/currencies/cad-canadian-dollar) | [CHF](https://www.ibani.com/en/currency-converter/currencies/chf-swiss-franc) | | --- | --- | | CAD 1 | 0.58 | | CAD 5 | 2.91 | | CAD 10 | 5.83 | | CAD 50 | 29.13 | | CAD 100 | 58.26 | | CAD 500 | 291.30 | | CAD 1'000 | 582.60 | | CAD 5'000 | 2'913.02 | | CAD 10'000 | 5'826.03 | | CAD 50'000 | 29'144.79 | How to convert ## Your CHF changed into CAD, in 3 steps ### Create your ibani account for free 100% digital sign-up in 5 minutes, with no opening or account maintenance fees. ### Get your personal Swiss IBAN Pay your Swiss francs into it and add the beneficiary account in Canada where the funds should be sent. ### Receive your Canadian dollars at the real rate ibani converts your CHF into CAD at the market rate, plus a margin of 0.40% to 0.15% depending on the amount, and transfers the Canadian dollars to Canada. Other pairs ## Convert other currencies From the Swiss franc (CHF) [CHF EUR](https://www.ibani.com/en/currency-converter/chf-to-eur-rate) [CHF USD](https://www.ibani.com/en/currency-converter/chf-to-usd-rate) [CHF GBP](https://www.ibani.com/en/currency-converter/chf-to-gbp-rate) [CHF SGD](https://www.ibani.com/en/currency-converter/chf-to-sgd-rate) [CHF TRY](https://www.ibani.com/en/currency-converter/chf-to-try-rate) [CHF JPY](https://www.ibani.com/en/currency-converter/chf-to-jpy-rate) To the Canadian dollar (CAD) [EUR CAD](https://www.ibani.com/en/currency-converter/eur-to-cad-rate) [USD CAD](https://www.ibani.com/en/currency-converter/usd-to-cad-rate) [GBP CAD](https://www.ibani.com/en/currency-converter/gbp-to-cad-rate) [All our converters →](https://www.ibani.com/en/currency-converter) Markets · updated 19 October 2026 ## CHF/CAD: what has moved in recent months The franc and the Canadian dollar respond to unrelated forces: the SNB remains at 0%, while the Bank of Canada held its rate at 2.25% on 2 September; the country then lost 68,000 jobs in September. At the 19 October reference rate, one franc is worth 1.7059 Canadian dollars. CHF ### SNB at 0%, the franc firms in October The Swiss National Bank kept its policy rate at 0% on 24 September 2026 and projects inflation of 0.7% for 2026, then 0.8% in 2027 and in 2028. Inflation stood at +1.0% year on year in September, according to the Federal Statistical Office. On the currency side, the euro climbed as high as 0.9478 francs on 30 September, its high for the year, before falling back to 0.9261 at the ECB reference rate of 19 October, its lowest level since 21 July. The SNB's next assessment is on 10 December 2026. CAD ### The Bank of Canada on hold, jobs fall The Bank of Canada kept its target for the overnight rate at 2.25% on 2 September 2026. Canadian inflation rose to 3.1% year on year in September, from 3.0% in August, according to Statistics Canada. The economy lost 68,000 jobs in September and unemployment rose to 6.5%; the Canadian dollar hit its low for the year against the US dollar on 12 October, at 1.4262 Canadian dollars per US dollar, before returning to 1.4074 on 19 October. The next decision is on 28 October 2026, alongside the Monetary Policy Report. CHF → CAD ### What it means for you CHF/CAD is also read through the US dollar, which hit a high for the year against the loonie on 12 October. The Bank of Canada decides on 28 October, with inflation back up at 3.1% and unemployment at 6.5%: two conflicting signals that make its decision harder to read. Spreading conversions remains the simplest shock absorber. **ECB reference rate on 19 October 2026:** 1 CHF ≈ 1.7059 CAD (excluding margin). The rate shown at the top of the page includes the ibani margin; the converter shows the live rate. Sources: SNB, monetary policy assessment of 24 September 2026 · Federal Statistical Office, September consumer price index published 1 October 2026 · ECB, euro foreign exchange reference rates · Bank of Canada, statement of 2 September 2026 · Statistics Canada, Consumer Price Index and Labour Force Survey, September 2026. General market information, compiled from the sources cited; it constitutes neither investment advice nor a forecast. The economics of the pair ## CHF/CAD: the SNB versus the Bank of Canada The rate between the **Swiss franc (CHF)** and the **Canadian dollar (CAD)** pits two very different currency profiles against each other. Its dynamics are dictated by the relationship between two central banks: the Swiss National Bank (SNB) and the Bank of Canada (BoC). The CHF enjoys safe-haven status: in times of uncertainty, investors take refuge in it and the franc appreciates. The Canadian dollar, on the other hand, is a "commodity" currency: strongly correlated to the price of oil (Canada is a major energy exporter), it strengthens when energy prices rise and appetite for risk is high. As a result: the CHF/CAD pair can experience marked movements depending on the economic climate. To watch in order to anticipate the pair: rate decisions by the SNB and the Bank of Canada, movements in the price of a barrel (WTI and Brent), inflation on both sides, as well as the risk climate on global markets. A gap in monetary policy between Bern and Ottawa quickly translates into the CHF/CAD rate. To go further, see our guides on how to [change your currency online](https://www.ibani.com/en/guides/change-currency-online) and [calculate an exchange rate](https://www.ibani.com/en/guides/how-to-calculate-exchange-rate). Written by [Brice Delhome](https://www.ibani.com/en/author/brice-delhome). Frequently asked questions ## Frequently asked questions about CHF/CAD exchange There is no universally ideal day. The CHF/CAD rate depends on market movements, on decisions by the SNB and the Bank of Canada (BoC), as well as on the price of oil, on which the Canadian dollar heavily depends. Monitor the real rate continuously and trigger your exchange at the moment that suits you. With ibani, you get a personal Swiss (CH) IBAN into which you pay your Swiss francs. ibani then converts your CHF into Canadian dollars at the real market rate, plus a margin of 0.40% to 0.15% depending on the amount, and transfers the funds to an account in Canada, with no hidden fees. Ideal for funding studies, a property project or helping a loved one settled in Canada. The Swiss franc is a stable safe-haven, whereas the Canadian dollar is a commodity-linked currency, very sensitive to the price of oil and to investors' appetite for risk. When oil rises, the CAD tends to strengthen against the CHF; in times of uncertainty, the CHF regains the advantage. ibani applies a transparent margin from 0.40% to 0.15% on the real interbank rate, decreasing with amounts. There are no opening or account maintenance fees. It's up to 10× cheaper than a traditional bank. See the details on the [Rates](https://www.ibani.com/en/rates) page. ## Change your Swiss francs into Canadian dollars at the right rate. Get a personal Swiss IBAN, convert your CHF into CAD at the real rate (+ margin from 0.15%) and send them to Canada with no hidden fees. Free account opening, 100% digital, in 5 minutes. [OPEN A FREE ACCOUNT](https://www.ibani.com/en/app) [ibani for individuals](https://www.ibani.com/en/personal) ✓ Real interbank rate  ·  ✓ Margin from 0.15%  ·  ✓ Affiliated with SO-FIT (SRO) \* Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees. [![SO-FIT logo](https://www.ibani.com/images/sofit-light.svg)](https://so-fit.ch/) ## Swiss financial intermediary subject to the AMLA regulatory framework Your money is handled with the utmost regulatory rigour. ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and exchange operations to our name. ibani SA is affiliated with [SO-FIT](https://so-fit.ch/) as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority ([FINMA](https://www.finma.ch/en/authorisation/self-regulatory-organisations-sros/)).