---
title: "Convert Swiss francs into Norwegian kroner (CHF → NOK)"
url: https://www.ibani.com/en/currency-converter/chf-to-nok-rate
lang: en
date_modified: 2026-10-07
---

CHF → NOK · Real-time rate

# Convert Swiss francs into Norwegian kroner (CHF → NOK)

Change your Swiss francs (CHF) into Norwegian kroner (NOK) at the **real interbank rate**, in real time. Ideal for your transfers between Switzerland and Norway — payments, purchases or support to loved ones — with a margin from 0.40% to 0.15% and no hidden fees.

[Open my free account](https://www.ibani.com/en/app) Conversion tables

**CHF → NOK**Currency pair

**Real time**Market rate

**0.15%**Margin from

### Simulate your transfer

No hidden fees

— Live rate

—

Estimated annual saving

—

vs. a traditional bank

Per monthly transfer · [Live rates](https://www.ibani.com/en/currency-converter) · [Pricing](https://www.ibani.com/en/rates)

[Get started — It's free](https://www.ibani.com/en/app)

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**CHF 1 Billion+**Exchanged since 2018

**Up to 10× cheaper**Than a traditional bank

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CHF/NOK conversion in summary

## Convert Swiss francs into Norwegian kroner, at the fair rate

The essentials to change your CHF into NOK with no nasty surprises on the rate or the fees.

### The real CHF/NOK rate

The interbank (mid-market) rate as the basis; the ibani margin, from 0.40% to 0.15% depending on the amount, is shown separately.

### A margin from 0.15%

Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.

### Personal Swiss IBAN

Fund your account in CHF on an IBAN in your name, then transfer in NOK to Norway.

### A reliable Swiss partner

ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, a self-regulatory organisation recognised by FINMA.

What you really pay

## CHF → NOK: ibani, bank or exchange office?

On a transfer of several thousand francs to Norway, the margin applied to the rate makes all the difference.

| Criterion | ibani | Bank | Exchange office |
| --- | --- | --- | --- |
| Starting rate | Real interbank | "In-house" rate | "In-house" rate |
| Exchange margin | 0.40% | ~1.5 to 2% | Often > 2% |
| Transfer fees | CHF 0 | Variable | — |
| Rate transparency | Full, in real time | Partial | Low |
| 100% digital tracking | Yes | Partial | No |

\*Indicative orders of magnitude. See the details on our [Rates](https://www.ibani.com/en/rates) page.

Conversion tables

## How much is 1 CHF in NOK (and the other way round)?

Indicative amounts, ibani margin included, updated continuously.

Reference rate as of 7 October 2026; the rate applied is the one at the time of the order.

| [CHF](https://www.ibani.com/en/currency-converter/currencies/chf-swiss-franc) | [NOK](https://www.ibani.com/en/currency-converter/currencies/nok-norwegian-krone) |
| --- | --- |
| CHF 1 | 11.43 |
| CHF 5 | 57.14 |
| CHF 10 | 114.28 |
| CHF 50 | 571.42 |
| CHF 100 | 1'142.84 |
| CHF 500 | 5'714.21 |
| CHF 1'000 | 11'428.43 |
| CHF 5'000 | 57'142.14 |
| CHF 10'000 | 114'341.66 |
| CHF 50'000 | 571'995.13 |

| [NOK](https://www.ibani.com/en/currency-converter/currencies/nok-norwegian-krone) | [CHF](https://www.ibani.com/en/currency-converter/currencies/chf-swiss-franc) |
| --- | --- |
| NOK 1 | 0.09 |
| NOK 5 | 0.43 |
| NOK 10 | 0.87 |
| NOK 50 | 4.33 |
| NOK 100 | 8.66 |
| NOK 500 | 43.31 |
| NOK 1'000 | 86.63 |
| NOK 5'000 | 433.15 |
| NOK 10'000 | 866.29 |
| NOK 50'000 | 4'331.46 |

How to convert

## Your CHF changed into NOK, in 3 steps

### Create your ibani account for free

100% digital sign-up in 5 minutes, with no opening or account maintenance fees.

### Fund your account in Swiss francs

Credit your personal Swiss IBAN in CHF, then indicate the beneficiary of your transfer in Norway.

### Send your kroner at the real rate

ibani converts your CHF into NOK at the market rate, plus a margin of 0.40% to 0.15% depending on the amount, and transfers the Norwegian kroner to the beneficiary, with no hidden fees.

Other pairs

## Convert other currencies

From the Swiss franc (CHF)

[CHF EUR](https://www.ibani.com/en/currency-converter/chf-to-eur-rate) [CHF USD](https://www.ibani.com/en/currency-converter/chf-to-usd-rate) [CHF GBP](https://www.ibani.com/en/currency-converter/chf-to-gbp-rate) [CHF CAD](https://www.ibani.com/en/currency-converter/chf-to-cad-rate) [CHF SGD](https://www.ibani.com/en/currency-converter/chf-to-sgd-rate)

Around the Norwegian krone (NOK)

[EUR CHF](https://www.ibani.com/en/currency-converter/eur-to-chf-rate) [USD CHF](https://www.ibani.com/en/currency-converter/usd-to-chf-rate) [GBP CHF](https://www.ibani.com/en/currency-converter/gbp-to-chf-rate)

[All our converters →](https://www.ibani.com/en/currency-converter)

Markets · updated 28 August 2026

## CHF/NOK: what has moved in recent months

Norges Bank kept its policy rate at 4.25% on 13 August 2026, with inflation slowing faster than expected — 3.0% in July, 2.7% for the core measure — but still judged too high. Against a franc yielding 0.00%, the yield gap of more than four points remains the pair's primary driver.

CHF

### SNB on hold, growth springs a surprise

The Swiss National Bank kept its policy rate at 0.00% at its 18 June 2026 assessment, a fourth consecutive hold, with inflation projected at 0.6% for both 2026 and 2027. Swiss inflation fell back to 0.4% year on year in July, a four-month low. The surprise of the quarter: GDP jumped 1.5% in the second quarter against expectations of 0.2% to 0.4%, driven by a 15.2% rebound in chemical and pharmaceutical exports. The next assessment is on 24 September 2026.

NOK

### Norges Bank in a restrictive pause at 4.25%

Norway's central bank kept its policy rate at 4.25% on 13 August 2026. Inflation is slowing faster than expected — 3.0% in July, 2.7% for the CPI-ATE core measure — but is still judged too high, and Governor Ida Wolden Bache has not ruled out that a further hike may become necessary. The Norwegian krone also remains highly sensitive to the oil price.

CHF → NOK

### What it means for you

The Norwegian krone remains highly sensitive to the oil price, which swung between 84 and 93 dollars a barrel over the second half of August. That double dependence — high rates and volatile crude — explains the amplitude of CHF/NOK and justifies splitting conversions.

**Benchmark on 28 August 2026:** 1 CHF ≈ 11.7203 NOK. The converter at the top of this page shows the live rate.

Sources: SNB, monetary policy assessment of 18 June 2026 · Federal Statistical Office, July consumer price index published 3 August 2026 · SECO, flash GDP estimate of 14 August 2026 · Norges Bank, rate decision of 13 August 2026 · Statistics Norway, July 2026 consumer price index.

The economics of the pair

## CHF/NOK: the SNB versus Norges Bank

The rate between the **Swiss franc (CHF)** and the **Norwegian krone (NOK)** pits two currencies with very different profiles against each other. Its dynamic depends on the relationship between two central banks: the Swiss National Bank (SNB) and Norges Bank, the central bank of Norway.

The CHF enjoys safe-haven status: in times of market uncertainty, investors turn to the Swiss franc, which then tends to appreciate. Conversely, the Norwegian krone is a currency tied to commodities: as Norway is a major exporter of oil and gas, the NOK is sensitive to energy prices and to risk appetite. When oil rises, the krone tends to strengthen.

The monetary policy gap also plays a central role. Norges Bank has historically kept policy rates significantly higher than the SNB, whose policy is aimed above all at containing imported inflation and preserving the stability of the franc. This rate differential, combined with the volatility of the energy market, makes the CHF/NOK pair more volatile than pairs such as CHF/EUR. To choose your moment, follow the real rate continuously in the chart and the tables above.

Read also: our guides on how to [change your currency online](https://www.ibani.com/en/guides/change-currency-online) and [calculate an exchange rate](https://www.ibani.com/en/guides/how-to-calculate-exchange-rate).

Written by [Brice Delhome](https://www.ibani.com/en/author/brice-delhome).

Frequently asked questions

## Frequently asked questions about CHF/NOK exchange

There is no universal ideal day. The CHF/NOK rate depends on market movements, on decisions by the SNB and Norges Bank, and on the price of oil, which strongly influences the Norwegian krone. Monitor the real rate continuously and trigger your exchange at the moment that suits you.

The CHF/NOK rate reflects the monetary policy gap between the Swiss National Bank (SNB) and Norges Bank, as well as market risk appetite. The Swiss franc, a safe-haven currency, tends to appreciate in times of uncertainty, while the Norwegian krone is sensitive to the price of oil and gas, Norway's main exports.

With ibani, you fund your account in Swiss francs (CHF) via your personal Swiss IBAN, then request a transfer to an account in Norway. Your CHF are converted into Norwegian kroner (NOK) at the real market rate, plus a margin of 0.40% to 0.15% depending on the amount, then transferred to the beneficiary, with no hidden fees.

ibani applies a transparent margin from 0.40% to 0.15% on the real interbank rate, decreasing with amounts. There are no opening or account maintenance fees. It's up to 10× cheaper than a traditional bank. Correspondent bank fees may apply on currencies other than EUR and CHF.

## Change your Swiss francs into Norwegian kroner at the fair rate.

Get a personal Swiss IBAN, convert your CHF into NOK at the real rate (+ margin from 0.15%) and transfer to Norway with no hidden fees. Free account opening, 100% digital, in 5 minutes.

[OPEN A FREE ACCOUNT](https://www.ibani.com/en/app) [All our converters](https://www.ibani.com/en/currency-converter)

✓ Real interbank rate  ·  ✓ Margin from 0.15%  ·  ✓ Affiliated with SO-FIT (SRO)

\* Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees.

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Your money is handled with the utmost regulatory rigour.

ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and exchange operations to our name.

ibani SA is affiliated with [SO-FIT](https://so-fit.ch/) as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority ([FINMA](https://www.finma.ch/en/authorisation/self-regulatory-organisations-sros/)).