---
title: "Convert Swiss francs into Swedish kronor (CHF → SEK)"
url: https://www.ibani.com/en/currency-converter/chf-to-sek-rate
lang: en
date_modified: 2026-10-07
---

CHF → SEK · Real-time rate

# Convert Swiss francs into Swedish kronor (CHF → SEK)

Change your Swiss francs (CHF) into Swedish kronor (SEK) at the **real interbank rate**, in real time. Ideal for your transfers to Sweden, your trips or your online purchases, with a margin from 0.40% to 0.15% and no hidden fees.

[Open my free account](https://www.ibani.com/en/app) Conversion tables

**CHF → SEK**Currency pair

**Real time**Market rate

**0.15%**Margin from

### Simulate your transfer

No hidden fees

— Live rate

—

Estimated annual saving

—

vs. a traditional bank

Per monthly transfer · [Live rates](https://www.ibani.com/en/currency-converter) · [Pricing](https://www.ibani.com/en/rates)

[Get started — It's free](https://www.ibani.com/en/app)

 [![App Store](https://www.ibani.com/images/appstore-badge-en.svg)](https://apps.apple.com/app/ibani-borderless-money/id1382598762)[![Google Play](https://www.ibani.com/images/google-play-badge-en.svg)](https://play.google.com/store/apps/details?id=com.ibani.mobile&hl=en)

\* 100% digital sign-up in 5 minutes. Zero account opening or maintenance fees.

**35'000+ clients**Individuals & businesses

**CHF 1 Billion+**Exchanged since 2018

**Up to 10× cheaper**Than a traditional bank

**4.7/5 · Excellent**On 2'000+ client reviews

[![SO-FIT logo](https://www.ibani.com/images/sofit-light.svg) Affiliated with SO-FIT (SRO)\*](https://so-fit.ch/)

The CHF/SEK conversion in brief

## Convert Swiss francs into Swedish kronor, at the fair rate

The essentials to change your CHF into SEK with no nasty surprise on the rate or the fees.

### The real CHF/SEK rate

The interbank (mid-market) rate as the basis; the ibani margin, from 0.40% to 0.15% depending on the amount, is shown separately.

### A margin from 0.15%

Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.

### Swiss & multi-currency IBAN

Hold your Swiss francs and send Swedish kronor at the real rate (+ margin from 0.15%), from an account in your name.

### A reliable Swiss partner

ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, a self-regulatory organisation recognised by FINMA.

What you really pay

## CHF → SEK: ibani, bank or exchange office?

On frequent transfers of Swiss francs into Swedish kronor, the margin applied to the rate makes all the difference.

| Criterion | ibani | Bank | Exchange office |
| --- | --- | --- | --- |
| Starting rate | Real interbank | "House" rate | "House" rate |
| Exchange margin | 0.35%\* | ~1.5 to 2% | Often > 2% |
| Transfer fees | CHF 0 | Variable | — |
| Estimated cost on CHF 10'000\* | ~CHF 35 | ~CHF 150 | \> CHF 200 |
| 100% digital tracking | Yes | Partial | No |

\*Indicative orders of magnitude for an exchange of CHF 10'000 into Swedish kronor (i.e. the 0.35% margin tier). See the details on our [Rates](https://www.ibani.com/en/rates) page.

Conversion tables

## How much is 1 CHF in SEK (and the other way around)?

Indicative amounts, ibani margin included, updated continuously.

Reference rate as of 7 October 2026; the rate applied is the one at the time of the order.

| [CHF](https://www.ibani.com/en/currency-converter/currencies/chf-swiss-franc) | [SEK](https://www.ibani.com/en/currency-converter/currencies/sek-swedish-krona) |
| --- | --- |
| CHF 1 | 11.99 |
| CHF 5 | 59.95 |
| CHF 10 | 119.91 |
| CHF 50 | 599.53 |
| CHF 100 | 1'199.07 |
| CHF 500 | 5'995.34 |
| CHF 1'000 | 11'990.69 |
| CHF 5'000 | 59'953.43 |
| CHF 10'000 | 119'967.05 |
| CHF 50'000 | 600'136.23 |

| [SEK](https://www.ibani.com/en/currency-converter/currencies/sek-swedish-krona) | [CHF](https://www.ibani.com/en/currency-converter/currencies/chf-swiss-franc) |
| --- | --- |
| SEK 1 | 0.08 |
| SEK 5 | 0.41 |
| SEK 10 | 0.83 |
| SEK 50 | 4.13 |
| SEK 100 | 8.26 |
| SEK 500 | 41.28 |
| SEK 1'000 | 82.57 |
| SEK 5'000 | 412.83 |
| SEK 10'000 | 825.67 |
| SEK 50'000 | 4'128.35 |

How to convert

## Your CHF changed into SEK, in 3 steps

### Create your ibani account for free

100% digital sign-up in 5 minutes, with no opening or account maintenance fees.

### Fund your account in Swiss francs

Top up your ibani account in CHF from your Swiss bank, in a few clicks.

### Convert and send your Swedish kronor

ibani changes your CHF into SEK at the real rate, plus a margin of 0.40% to 0.15% depending on the amount, and transfers the kronor to an account in Sweden.

Other pairs

## Convert other currencies

From the Swiss franc (CHF)

[CHF EUR](https://www.ibani.com/en/currency-converter/chf-to-eur-rate) [CHF USD](https://www.ibani.com/en/currency-converter/chf-to-usd-rate) [CHF GBP](https://www.ibani.com/en/currency-converter/chf-to-gbp-rate) [CHF CAD](https://www.ibani.com/en/currency-converter/chf-to-cad-rate) [CHF SGD](https://www.ibani.com/en/currency-converter/chf-to-sgd-rate) [CHF NOK](https://www.ibani.com/en/currency-converter/chf-to-nok-rate)

The Swedish krona (SEK) and its Nordic neighbours

[EUR SEK](https://www.ibani.com/en/currency-converter/eur-to-sek-rate)

[All our converters →](https://www.ibani.com/en/currency-converter)

Markets · updated 28 August 2026

## CHF/SEK: what has moved in recent months

The Riksbank left its rate at 1.75% on 20 August 2026, a twelfth consecutive hold, repeating that it would tighten before year-end if the Middle East conflict revived inflation. The franc, for its part, stays at 0.00% but is backed by the lowest inflation in Europe, at 0.4% in July.

CHF

### SNB on hold, growth springs a surprise

The Swiss National Bank kept its policy rate at 0.00% at its 18 June 2026 assessment, a fourth consecutive hold, with inflation projected at 0.6% for both 2026 and 2027. Swiss inflation fell back to 0.4% year on year in July, a four-month low. The surprise of the quarter: GDP jumped 1.5% in the second quarter against expectations of 0.2% to 0.4%, driven by a 15.2% rebound in chemical and pharmaceutical exports. The next assessment is on 24 September 2026.

SEK

### Twelve months of standing still at 1.75%

The Riksbank left its policy rate at 1.75% on 20 August 2026, for the twelfth month running — the lowest level in the European Union. It repeated that it stands ready to tighten before the end of the year if the Middle East conflict revives inflation. The Swedish krona has spent the past month in a narrow corridor against the euro, between 10.96 and 11.10.

CHF → SEK

### What it means for you

The Swedish krona has spent the past month in a narrow corridor against the euro, between 10.96 and 11.10, and that carries over to CHF/SEK. Absent a monetary catalyst before December, the margin applied to the conversion matters more than the market move.

**Benchmark on 28 August 2026:** 1 CHF ≈ 11.8502 SEK. The converter at the top of this page shows the live rate.

Sources: SNB, monetary policy assessment of 18 June 2026 · Federal Statistical Office, July consumer price index published 3 August 2026 · SECO, flash GDP estimate of 14 August 2026 · Sveriges Riksbank, monetary policy decision of 20 August 2026.

The economics of the pair

## CHF/SEK: the SNB versus the Riksbank

The rate between the **Swiss franc (CHF)** and the **Swedish krona (SEK)** pits two very different monetary profiles against each other. Its dynamics are dictated by the relationship between two central banks: the Swiss National Bank (SNB) and the Riksbank, the central bank of Sweden, one of the oldest in the world.

The Swiss franc is a safe-haven currency, renowned for its stability: the SNB has kept a very low policy rate and stands ready to intervene on the foreign exchange market to contain imported inflation. The Swedish krona, for its part, is a smaller, less liquid currency, sensitive to international trade and the euro area's economic climate. The Riksbank steers its policy according to its own economic cycle, which can put it out of step with the SNB.

This contrast explains the pair's nervousness: in periods of risk aversion, capital takes refuge in the franc, which appreciates against the SEK; conversely, a European recovery or a rise in Swedish rates can support the krona. As a result, the CHF/SEK moves more than more stable pairs such as the CHF/EUR. To choose your moment, compare the real rate before each exchange on our [currency converter](https://www.ibani.com/en/currency-converter).

To go further, see our guides on how to [calculate an exchange rate](https://www.ibani.com/en/guides/how-to-calculate-exchange-rate) and [change your currency online](https://www.ibani.com/en/guides/change-currency-online).

Written by [Brice Delhome](https://www.ibani.com/en/author/brice-delhome).

Frequently asked questions

## Frequently asked questions about CHF/SEK exchange

There is no universal ideal day. The CHF/SEK rate depends on market movements and the decisions of the SNB and the Riksbank. The Swiss franc, a safe-haven currency, tends to appreciate against the Swedish krona in periods of risk aversion, while the SEK, more sensitive to the economic cycle, strengthens when European growth accelerates. Monitor the real rate continuously and trigger your exchange at the moment that suits you.

With ibani, you fund your account in Swiss francs (CHF), then convert the sum into Swedish kronor (SEK) at the real market rate, plus a margin of 0.40% to 0.15% depending on the amount, before transferring it to a bank account in Sweden. The operation is 100% digital, with no hidden fees.

The Swiss franc is a very stable safe-haven currency, whereas the Swedish krona is a smaller, less liquid currency strongly correlated with international trade and the euro area's economic climate. This difference in nature makes the CHF/SEK pair more volatile than pairs such as CHF/EUR, with amplified movements in periods of stress or economic recovery.

ibani applies a transparent margin from 0.40% to 0.15% on the real interbank rate, decreasing with amounts. There are no opening or account maintenance fees. Transfers to a Swedish krona account may, however, be subject to correspondent bank fees, which are independent of ibani. See the details on the [Rates](https://www.ibani.com/en/rates) page.

## Change your Swiss francs into Swedish kronor at the fair rate.

Hold your CHF on an account in your name, convert them into SEK at the real rate (+ margin from 0.15%) and send them to Sweden with no hidden fees. Free account opening, 100% digital, in 5 minutes.

[OPEN A FREE ACCOUNT](https://www.ibani.com/en/app) [See our rates](https://www.ibani.com/en/rates)

✓ Real interbank rate  ·  ✓ Margin from 0.15%  ·  ✓ Affiliated with SO-FIT (SRO)

\* Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees.

[![SO-FIT logo](https://www.ibani.com/images/sofit-light.svg)](https://so-fit.ch/)

## Swiss financial intermediary subject to the AMLA regulatory framework

Your money is handled with the utmost regulatory rigour.

ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and exchange operations to our name.

ibani SA is affiliated with [SO-FIT](https://so-fit.ch/) as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority ([FINMA](https://www.finma.ch/en/authorisation/self-regulatory-organisations-sros/)).