--- title: "Guide to Living Abroad" url: https://www.ibani.com/en/guides/expat-living-abroad lang: en date_modified: 2026-10-22 --- # Guide to Living Abroad Procedures, cost of living, and financial advice for a successful move abroad, regardless of your destination. ## Guides on this topic [![Cross-Border Inheritance 2026: Swiss or Foreign Law? | ibani](https://www.ibani.com/images/heritage-transfrontalier-suisse-france-loi-applicable.png)](https://www.ibani.com/en/guides/cross-border-inheritance-switzerland-which-law-applies) ### [Cross-Border Inheritance 2026: Swiss or Foreign Law? | ibani](https://www.ibani.com/en/guides/cross-border-inheritance-switzerland-which-law-applies) Death in Switzerland or abroad: which law governs the estate, which forced heirship rules apply, and who taxes what in France, Germany, Italy, Spain and Portugal. [Read article](https://www.ibani.com/en/guides/cross-border-inheritance-switzerland-which-law-applies) Updated on: 22 October 2026 [![Moving to Dubai: Visas, Admin and Money | ibani](https://www.ibani.com/images/expatriation-dubai-emirats-arabes-unis.png)](https://www.ibani.com/en/guides/moving-to-dubai-uae-expat-guide) ### [Moving to Dubai: Visas, Admin and Money | ibani](https://www.ibani.com/en/guides/moving-to-dubai-uae-expat-guide) Moving to Dubai in 2026: residence visa, Emirates ID, health cover, real cost of living, what happens to your OASI and Swiss pension, and how to transfer money. [Read article](https://www.ibani.com/en/guides/moving-to-dubai-uae-expat-guide) Updated on: 19 October 2026 [![Health insurance in retirement: LAMal or country of residence?](https://www.ibani.com/images/assurance-maladie-retraite-frontalier-fin-droit-option.png)](https://www.ibani.com/en/guides/health-insurance-retirement-cross-border-worker-right-of-option) ### [Health insurance in retirement: LAMal or country of residence?](https://www.ibani.com/en/guides/health-insurance-retirement-cross-border-worker-right-of-option) Swiss pension only, a French pension too, a third-country pension: who insures you in retirement, when to exercise the right of option again, and at what cost. [Read article](https://www.ibani.com/en/guides/health-insurance-retirement-cross-border-worker-right-of-option) Updated on: 7 October 2026 [![Life certificate: drawing your Swiss pension abroad | ibani](https://www.ibani.com/images/retraite-avs-maximale.jpg)](https://www.ibani.com/en/guides/life-certificate-swiss-pension-abroad) ### [Life certificate: drawing your Swiss pension abroad | ibani](https://www.ibani.com/en/guides/life-certificate-swiss-pension-abroad) Life and civil status certificate 2026: who still has to file it to keep drawing an AVS or LPP pension abroad, the 90-day deadline, exemptions and suspension. [Read article](https://www.ibani.com/en/guides/life-certificate-swiss-pension-abroad) Updated on: 30 September 2026 [![Opening a Bank Account in Hong Kong: ZA Bank or HSBC | ibani](https://www.ibani.com/images/ouvrir-compte-bancaire-hong-kong-banques-virtuelles.png)](https://www.ibani.com/en/guides/open-bank-account-hong-kong-digital-banks) ### [Opening a Bank Account in Hong Kong: ZA Bank or HSBC | ibani](https://www.ibani.com/en/guides/open-bank-account-hong-kong-digital-banks) Traditional or digital banks (ZA Bank, Mox) in Hong Kong: who can open what, the HKID constraint, the real timelines and the cost of converting into francs. [Read article](https://www.ibani.com/en/guides/open-bank-account-hong-kong-digital-banks) Updated on: 30 September 2026 [![Leaving Switzerland: the 2026 departure checklist | ibani](https://www.ibani.com/images/quitter-la-suisse-checklist-depart.png)](https://www.ibani.com/en/guides/leaving-switzerland-checklist) ### [Leaving Switzerland: the 2026 departure checklist | ibani](https://www.ibani.com/en/guides/leaving-switzerland-checklist) Leaving Switzerland in 2026: departure notification, 2nd pillar, OASI, 3rd pillar, C permit. Four decisions must be made before you go. The full timeline. [Read article](https://www.ibani.com/en/guides/leaving-switzerland-checklist) Updated on: 30 September 2026 [![Repatriating capital from Hong Kong to Switzerland 2026 | ibani](https://www.ibani.com/images/rapatriement-capital-fin-mission-hong-kong.png)](https://www.ibani.com/en/guides/repatriating-capital-end-of-assignment-hong-kong) ### [Repatriating capital from Hong Kong to Switzerland 2026 | ibani](https://www.ibani.com/en/guides/repatriating-capital-end-of-assignment-hong-kong) End of assignment in Hong Kong: IR56G tax clearance, MPF withdrawal, real transfer times for HKD to Switzerland and the AMLA framework on arrival. [Read article](https://www.ibani.com/en/guides/repatriating-capital-end-of-assignment-hong-kong) Updated on: 30 September 2026 [![Repatriating Funds from Singapore to Switzerland | Expert Guide](https://www.ibani.com/images/rapatriement-fonds-singapour-suisse.png)](https://www.ibani.com/en/guides/repatriate-funds-switzerland-singapore) ### [Repatriating Funds from Singapore to Switzerland | Expert Guide](https://www.ibani.com/en/guides/repatriate-funds-switzerland-singapore) Expert guide and official sources: capital transfer, SRS/CPF liquidation, and SGD/CHF exchange rate optimization when relocating from Singapore to Switzerland. [Read article](https://www.ibani.com/en/guides/repatriate-funds-switzerland-singapore) Updated on: 30 September 2026 [![Swiss Retirement Abroad (Portugal, Spain) | ibani](https://www.ibani.com/images/ibani-lpp-suisse-retraite-large.jpg)](https://www.ibani.com/en/guides/swiss-pension-expatriation-portugal-spain) ### [Swiss Retirement Abroad (Portugal, Spain) | ibani](https://www.ibani.com/en/guides/swiss-pension-expatriation-portugal-spain) 2026 guide: retiring in Portugal or Spain with a Swiss pension. Exporting your AVS and LPP, withholding tax, taxation, LAMal and converting CHF into EUR. [Read article](https://www.ibani.com/en/guides/swiss-pension-expatriation-portugal-spain) Updated on: 30 September 2026 ## Convert your currencies Compare and convert your currencies at the real market rate, plus a margin of 0.40% to 0.15% depending on the amount. [Open the converter](https://www.ibani.com/en/currency-converter)