--- title: "Settling in Switzerland" url: https://www.ibani.com/en/guides/expat-settling-in-switzerland lang: en date_modified: 2026-10-26 --- # Settling in Switzerland Prepare your arrival in Switzerland. Everything about the cost of living, house hunting, and the transport system. ## Guides on this topic [![Buying in Switzerland as a foreigner: the Lex Koller | ibani](https://www.ibani.com/images/acheter-immobilier-suisse-etranger-lex-koller.png)](https://www.ibani.com/en/guides/buying-property-switzerland-foreigner-lex-koller) ### [Buying in Switzerland as a foreigner: the Lex Koller | ibani](https://www.ibani.com/en/guides/buying-property-switzerland-foreigner-lex-koller) Cross-border worker, expat or European living outside Switzerland: who can buy a home in Switzerland without authorisation, quotas by canton, the 2026 reform. [Read article](https://www.ibani.com/en/guides/buying-property-switzerland-foreigner-lex-koller) Updated on: 26 October 2026 [![Swiss health insurance deductible 2027: the break-even | ibani](https://www.ibani.com/images/lamal-modeles-assurance-franchise-telmed-hmo.png)](https://www.ibani.com/en/guides/swiss-health-insurance-deductible-models-telmed-hmo) ### [Swiss health insurance deductible 2027: the break-even | ibani](https://www.ibani.com/en/guides/swiss-health-insurance-deductible-models-telmed-hmo) Deductible of 300 or 2,500, family doctor, HMO or Telmed: the exact care spend at which a high deductible stops paying, and when you may switch. [Read article](https://www.ibani.com/en/guides/swiss-health-insurance-deductible-models-telmed-hmo) Updated on: 20 October 2026 [![Swiss 35% withholding tax: how to get it refunded](https://www.ibani.com/images/impot-anticipe-35-remboursement-non-resident.png)](https://www.ibani.com/en/guides/swiss-withholding-tax-35-refund-non-residents) ### [Swiss 35% withholding tax: how to get it refunded](https://www.ibani.com/en/guides/swiss-withholding-tax-35-refund-non-residents) Swiss dividends and interest cut by 35%: what a resident recovers, and what a non-resident recovers under their country's tax treaty, country by country. [Read article](https://www.ibani.com/en/guides/swiss-withholding-tax-35-refund-non-residents) Updated on: 19 October 2026 [![Opening a Swiss Bank Account: 2026 Cross-Border Worker Guide](https://www.ibani.com/images/ouvrir-un-compte-bancaire-en-suisse-pour-un-frontalier.png)](https://www.ibani.com/en/guides/opening-a-swiss-bank-account-for-cross-border-workers) ### [Opening a Swiss Bank Account: 2026 Cross-Border Worker Guide](https://www.ibani.com/en/guides/opening-a-swiss-bank-account-for-cross-border-workers) Cross-border worker or resident: how to open a Swiss bank account in 2026. Offers with no non-resident fees, Swiss IBAN, documents and 16 accounts compared. [Read article](https://www.ibani.com/en/guides/opening-a-swiss-bank-account-for-cross-border-workers) Updated on: 19 October 2026 [![Moving to Switzerland: Customs Checklist | ibani](https://www.ibani.com/images/ibani-s-installer-en-suisse.jpg)](https://www.ibani.com/en/guides/moving-to-switzerland-checklist) ### [Moving to Switzerland: Customs Checklist | ibani](https://www.ibani.com/en/guides/moving-to-switzerland-checklist) Relocating to Switzerland: FOCBS customs, permits, KVG/LAMal, vehicles, the 10M Switzerland vote, and how to transfer your funds without hidden fees. [Read article](https://www.ibani.com/en/guides/moving-to-switzerland-checklist) Updated on: 19 October 2026 [![Moving to Switzerland with a Pet: Vet Rules | ibani](https://www.ibani.com/images/ibani-s-installer-en-suisse-animaux.jpg)](https://www.ibani.com/en/guides/moving-to-switzerland-with-pets-veterinary-rules) ### [Moving to Switzerland with a Pet: Vet Rules | ibani](https://www.ibani.com/en/guides/moving-to-switzerland-with-pets-veterinary-rules) Microchip, rabies vaccine, EU pet passport, customs and AMICUS registration: all the 2026 veterinary rules to move to Switzerland with your dog, cat or ferret. [Read article](https://www.ibani.com/en/guides/moving-to-switzerland-with-pets-veterinary-rules) Updated on: 30 September 2026 [![Moving to Switzerland from Singapore: Visa, Study and Work](https://www.ibani.com/images/ibani-suisse-singapour-visa.jpg)](https://www.ibani.com/en/guides/moving-switzerland-singapore-visa-work-study) ### [Moving to Switzerland from Singapore: Visa, Study and Work](https://www.ibani.com/en/guides/moving-switzerland-singapore-visa-work-study) Expert guide for Singaporean citizens: visa exemption, immigration procedures, study permits, obtaining a work permit, and settling in Switzerland. [Read article](https://www.ibani.com/en/guides/moving-switzerland-singapore-visa-work-study) Updated on: 30 September 2026 [![Moving to Switzerland: your first 30 days | ibani](https://www.ibani.com/images/guide-expatrie-suisse.png)](https://www.ibani.com/en/guides/expat-switzerland-first-days-admin-checklist) ### [Moving to Switzerland: your first 30 days | ibani](https://www.ibani.com/en/guides/expat-switzerland-first-days-admin-checklist) B permit, registration (14 days), rent deposit and LAMal (3 months from registration): the step-by-step admin checklist for new expats in Switzerland in 2026. [Read article](https://www.ibani.com/en/guides/expat-switzerland-first-days-admin-checklist) Updated on: 30 September 2026 [![Swiss Rent Guarantee: How to Block Funds from Abroad in 2026](https://www.ibani.com/images/ibani-garantie-loyer-suisse.jpg)](https://www.ibani.com/en/guides/swiss-rent-guarantee-deposit-from-abroad) ### [Swiss Rent Guarantee: How to Block Funds from Abroad in 2026](https://www.ibani.com/en/guides/swiss-rent-guarantee-deposit-from-abroad) 2026 Guide for expats: how to open and fund a Swiss rent guarantee account from Europe while limiting the cost of exchange. [Read article](https://www.ibani.com/en/guides/swiss-rent-guarantee-deposit-from-abroad) Updated on: 30 September 2026 [![Importing Your Vehicle to Switzerland: Taxes, Customs, Plates](https://www.ibani.com/images/ibani-importation-vehicule-suisse.jpg)](https://www.ibani.com/en/guides/import-vehicle-switzerland-taxes-customs) ### [Importing Your Vehicle to Switzerland: Taxes, Customs, Plates](https://www.ibani.com/en/guides/import-vehicle-switzerland-taxes-customs) Importing a car to Switzerland: exemption (form 18.44), import taxes, inspection report 13.20 A, vehicle inspection and Swiss license plates. [Read article](https://www.ibani.com/en/guides/import-vehicle-switzerland-taxes-customs) Updated on: 30 September 2026 [![Guide to Transport in Geneva 2026: Optimize Your Commute | ibani](https://www.ibani.com/images/transports-region-genevoise.jpg)](https://www.ibani.com/en/guides/transports-in-geneva) ### [Guide to Transport in Geneva 2026: Optimize Your Commute | ibani](https://www.ibani.com/en/guides/transports-in-geneva) Cross-border worker or newcomer to Geneva? Transport solutions for 2026 (Léman Express, TPG passes covered for young people under conditions, bikes). [Read article](https://www.ibani.com/en/guides/transports-in-geneva) Updated on: 30 September 2026 [![Renting an Apartment in Switzerland: The Ultimate Guide | ibani](https://www.ibani.com/images/guide-expatrie-suisse.png)](https://www.ibani.com/en/guides/rent-apartment-switzerland) ### [Renting an Apartment in Switzerland: The Ultimate Guide | ibani](https://www.ibani.com/en/guides/rent-apartment-switzerland) Discover how to build the perfect rental application to rent an apartment in Switzerland in 2026. Real estate websites, students, debt register, and deposit. [Read article](https://www.ibani.com/en/guides/rent-apartment-switzerland) Updated on: 30 September 2026 [![Swiss Naturalisation 2026: Steps and Requirements | ibani](https://www.ibani.com/images/naturalisation-suisse-etapes-conditions.png)](https://www.ibani.com/en/guides/swiss-naturalisation-steps-requirements) ### [Swiss Naturalisation 2026: Steps and Requirements | ibani](https://www.ibani.com/en/guides/swiss-naturalisation-steps-requirements) C permit, 10 years of residence, B1 speaking, cantonal test, fees: every step of Swiss naturalisation in 2026, from filing your file to the passport. [Read article](https://www.ibani.com/en/guides/swiss-naturalisation-steps-requirements) Updated on: 30 September 2026 [![Swiss Residence & Work Permits (B, C, G, L): 2026 Guide | ibani](https://www.ibani.com/images/permis-de-travail-g-suisse.jpg)](https://www.ibani.com/en/guides/swiss-residence-work-permits-b-c-g-l) ### [Swiss Residence & Work Permits (B, C, G, L): 2026 Guide | ibani](https://www.ibani.com/en/guides/swiss-residence-work-permits-b-c-g-l) Permit B, C, G or L: which Swiss residence or work permit do you need in 2026? Conditions, procedures, taxation and salary management. [Read article](https://www.ibani.com/en/guides/swiss-residence-work-permits-b-c-g-l) Updated on: 30 September 2026 [![Leaving Switzerland: the 2026 departure checklist | ibani](https://www.ibani.com/images/quitter-la-suisse-checklist-depart.png)](https://www.ibani.com/en/guides/leaving-switzerland-checklist) ### [Leaving Switzerland: the 2026 departure checklist | ibani](https://www.ibani.com/en/guides/leaving-switzerland-checklist) Leaving Switzerland in 2026: departure notification, 2nd pillar, OASI, 3rd pillar, C permit. Four decisions must be made before you go. The full timeline. [Read article](https://www.ibani.com/en/guides/leaving-switzerland-checklist) Updated on: 30 September 2026 [![Getting Married in Switzerland as a Foreigner: 2026 Guide | ibani](https://www.ibani.com/images/se-marier-en-suisse-etranger-procedure.png)](https://www.ibani.com/en/guides/getting-married-switzerland-foreigners-procedure) ### [Getting Married in Switzerland as a Foreigner: 2026 Guide | ibani](https://www.ibani.com/en/guides/getting-married-switzerland-foreigners-procedure) Preparatory procedure, legalised documents, lawful residence, a three-month window and real costs: how to marry in Switzerland as a foreigner in 2026, tax included. [Read article](https://www.ibani.com/en/guides/getting-married-switzerland-foreigners-procedure) Updated on: 30 September 2026 [![Relocating and Living in Switzerland: The 2026 Expert Guide](https://www.ibani.com/images/fondue.png)](https://www.ibani.com/en/guides/moving-to-switzerland) ### [Relocating and Living in Switzerland: The 2026 Expert Guide](https://www.ibani.com/en/guides/moving-to-switzerland) Complete and updated guide to moving to Switzerland: residence permits (SEM), cost of living (FSO), mandatory insurance (KVG/LAMal), and financial optimization. [Read article](https://www.ibani.com/en/guides/moving-to-switzerland) Updated on: 30 September 2026 [![Wealth tax in Switzerland: what is taxed, canton by canton](https://www.ibani.com/images/impot-fortune-suisse-cantons.png)](https://www.ibani.com/en/guides/wealth-tax-switzerland-cantons) ### [Wealth tax in Switzerland: what is taxed, canton by canton](https://www.ibani.com/en/guides/wealth-tax-switzerland-cantons) Who pays wealth tax in Switzerland, on what, and how much by canton. Euro accounts, property abroad, 2nd pillar, crypto: what you must declare in 2026. [Read article](https://www.ibani.com/en/guides/wealth-tax-switzerland-cantons) Updated on: 28 September 2026 ## Convert your currencies Compare and convert your currencies at the real market rate, plus a margin of 0.40% to 0.15% depending on the amount. [Open the converter](https://www.ibani.com/en/currency-converter)