---
title: "Buying & Renting in Switzerland"
url: https://www.ibani.com/en/guides/personal-real-estate
lang: en
date_modified: 2026-10-26
---

# Buying & Renting in Switzerland

How to buy property in Switzerland with foreign currency? Guides on the real estate market, equity, and financing.

## Guides on this topic

[![Buying in Switzerland as a foreigner: the Lex Koller | ibani](https://www.ibani.com/images/acheter-immobilier-suisse-etranger-lex-koller.png)](https://www.ibani.com/en/guides/buying-property-switzerland-foreigner-lex-koller)

### [Buying in Switzerland as a foreigner: the Lex Koller | ibani](https://www.ibani.com/en/guides/buying-property-switzerland-foreigner-lex-koller)

Cross-border worker, expat or European living outside Switzerland: who can buy a home in Switzerland without authorisation, quotas by canton, the 2026 reform.

[Read article](https://www.ibani.com/en/guides/buying-property-switzerland-foreigner-lex-koller)

Updated on: 26 October 2026

[![Moving to Switzerland: Customs Checklist | ibani](https://www.ibani.com/images/ibani-s-installer-en-suisse.jpg)](https://www.ibani.com/en/guides/moving-to-switzerland-checklist)

### [Moving to Switzerland: Customs Checklist | ibani](https://www.ibani.com/en/guides/moving-to-switzerland-checklist)

Relocating to Switzerland: FOCBS customs, permits, KVG/LAMal, vehicles, the 10M Switzerland vote, and how to transfer your funds without hidden fees.

[Read article](https://www.ibani.com/en/guides/moving-to-switzerland-checklist)

Updated on: 19 October 2026

[![Buying Property in the Border Zone with a CHF Salary (2026)](https://www.ibani.com/images/ibani-achat-immobilier-frontalier.jpg)](https://www.ibani.com/en/guides/buying-property-border-zone-chf-salary)

### [Buying Property in the Border Zone with a CHF Salary (2026)](https://www.ibani.com/en/guides/buying-property-border-zone-chf-salary)

Expert guide for cross-border workers: calculating borrowing capacity (HCSF), CHF salary haircut, and choosing between a foreign currency loan and a EUR loan.

[Read article](https://www.ibani.com/en/guides/buying-property-border-zone-chf-salary)

Updated on: 30 September 2026

[![Buy-to-let property abroad from Switzerland | ibani](https://www.ibani.com/images/investissement-locatif-etranger-depuis-suisse.png)](https://www.ibani.com/en/guides/buy-to-let-abroad-from-switzerland)

### [Buy-to-let property abroad from Switzerland | ibani](https://www.ibani.com/en/guides/buy-to-let-abroad-from-switzerland)

Swiss resident letting a property in France, Spain, Portugal, Italy or Germany? Local tax, Swiss rate, interest, 2nd pillar, currency exchange: 2026 guide.

[Read article](https://www.ibani.com/en/guides/buy-to-let-abroad-from-switzerland)

Updated on: 30 September 2026

[![Withdraw 2nd Pillar (BVG) to buy property abroad | ibani](https://www.ibani.com/images/lpp-achat-immobilier-etranger.png)](https://www.ibani.com/en/guides/withdraw-2nd-pillar-property-abroad)

### [Withdraw 2nd Pillar (BVG) to buy property abroad | ibani](https://www.ibani.com/en/guides/withdraw-2nd-pillar-property-abroad)

Expert guide: using your Swiss 2nd pillar (BVG/LPP) to buy a house abroad. Conditions, international taxes, and optimizing the exchange rate.

[Read article](https://www.ibani.com/en/guides/withdraw-2nd-pillar-property-abroad)

Updated on: 30 September 2026

## Your money in CHF, your spending in EUR

Convert your Swiss francs to euros at the real market rate, plus a margin of 0.40% to 0.15% depending on the amount.

[See the CHF → EUR rate](https://www.ibani.com/en/currency-converter/chf-to-eur-rate)