Money Exchange and International Transfers
Exchange Money
and send it abroad avoiding your bank's excessive fees.
Receive Money
from abroad, directly converted at the best rate in the currency and on the bank account of your choice.
Manage Easily
We are the only service to offer you a unique local IBAN for each one of your beneficiaries.
No More Reference Numbers!
ibani is the only service where you don't need to enter reference numbers with your transfers to reach for them to reach their destination.
No limit
on the frequency, the number and the volume of your money transfers.
Save on Currency Exchange
Our margins are among the lowest on the market, and we don't charge any hidden fees on your transfers.
Transfer in Peace
We are a Swiss company based in Geneva and an authorized financial intermediary.
How It Works
1. You Create a Beneficiary
for each person you want to send money to. That beneficiary can be yourself or someone else who doesn't need to use ibani.
2. We Create a Local IBAN
that is unique for each of your beneficiaries, and that you can use again each time you need to send money to them.
3. You Make a Transfer
from your e-banking to that IBAN. We then take care of the exchange at the best rate and deliver the money straight to your beneficiary's bank account!
Cheaper Than Your Bank
Thanks to its performant automated system, its fixed and transparent margins, and the absence of hidden fees, ibani.com helps you save money on each currency exchange!
| Service | CHF sent | EUR received | You lose | Margin | Fees |
|---|---|---|---|---|---|
 | 10,000 | 8'468.26 | 0.35% | 0 | |
 | 10,000 | 8'468.26 | 0.70%* | 0 | |
 | 10,000 | 8'468.26 | 0.75%* | 0 | |
 | 10,000 | 8'468.26 | 0.81%* | 0 | |
 | 10,000 | 8'422.00 | 0.95% | 0 | |
 | 10,000 | 8'405.00 | 1.36% | 0 | |
 | 10,000 | 8'423.00 | 1.4% | 0 | |
 | 10,000 | 8'242 | 1.53% | 0 | |
 | 10,000 | 8'378 | 1.58% | CHF1.00 | |
 | 10,000 | 8'363.75 | 1.63% | CHF0.30 | |
 | 10,000 | 8'362 | 1.65% | 0 | |
 | 10,000 | 8'154.17 | 2.87% | CHF131.71 | |
 | 10,000 | 8'242 | 6.00% | CHF5.00 |
Note: The currency exchange rates of other banks are calculated with an average of their exchange margin on a 30 days sample.
*Cash rate
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Why Choose ibani.com?
Cross-Border Workers
- Give your employer the dedicated IBAN provided by ibani.com for your salary.
- Receive your salary at home directly converted at the best rate.
- No need to open and pay for a Swiss bank account!
Businesses
- Pay your foreign suppliers in their currency directly via ibani.com. We take care of the rest and help you save on currency exchange fees.
- Get paid by your foreign customers and gain on the currency exchange.
- Seamless integration with your accounting & financial processes.
Students
- Communicate your ibani.com IBAN to your school.
- Receive your scholarship directly converted into your local currency.
- Avoid international transfer fees and save on the exchange rates.
Pensioners
- Use your ibani.com IBAN to collect your monthly retirement pension.
- Receive it directly converted into your bank account in your country of residence.
- Save money each time by avoiding international transfer fees and excessive exchange rates.
Receive Free Transfers!
For each one of your contacts who creates an ibani account, you will both receive a free transfer !
To do so, you just need to share with them your unique referral link that you can find on our application.
Note: free transfers are limited to a maximum amount of CHF 10,000 or equivalent.
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