Money Exchange and International Transfers

SELLEUR 1.1234
1.1234 BUYEUR
  • Transfer fees: 0 CHF
  • Exchange margin: 0.50%
  • Final exchange rate: 1.1636
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How It Works beneficiary creation

1. You Create a Beneficiary

for each person you want to send money to. That beneficiary can be yourself or someone else who doesn't need to use ibani. IBAN creation

2. We Create a Local IBAN

that is unique for each of your beneficiaries, and that you can use again each time you need to send money to them. money transfer

3. You Make a Transfer

from your e-banking to that IBAN. We then take care of the exchange at the best rate and deliver the money straight to your beneficiary's bank account!

Cheaper Than Your Bank

Thanks to its performant automated system, its fixed and transparent margins, and the absence of hidden fees, helps you save money on each currency exchange!

ServiceCHF sentEUR receivedYou loseMarginFees Logo10,0008'468.260.35%0
BNC Change Logo10,0008'468.260.70%*0
Change Cité Logo10,0008'468.260.75%*0
Change Migros Logo10,0008'468.260.81%*0
Zürcher Kantonalbank10,0008'422.000.95%0
Banque Migros10,0008'423.001.4%0
Credit Suisse10,0008'3621.65%0
Western Union Logo10,0008'2426.00%CHF5.00

Note: The currency exchange rates of other banks are calculated with an average of their exchange margin on a 30 days sample.

*Cash rate

Get Our Free Mobile App!

ibani currency exchange and transfer app

Get the Real Exchange Rate

Why Choose cross-border workers icon

Cross-Border Workers

  • Give your employer the dedicated IBAN provided by for your salary.
  • Receive your salary at home directly converted at the best rate.
  • No need to open and pay for a Swiss bank account! businesses icon


  • Pay your foreign suppliers in their currency directly via We take care of the rest and help you save on currency exchange fees.
  • Get paid by your foreign customers and gain on the currency exchange.
  • Seamless integration with your accounting & financial processes. students icon


  • Communicate your IBAN to your school.
  • Receive your scholarship directly converted into your local currency.
  • Avoid international transfer fees and save on the exchange rates. pensioners icon


  • Use your IBAN to collect your monthly retirement pension.
  • Receive it directly converted into your bank account in your country of residence.
  • Save money each time by avoiding international transfer fees and excessive exchange rates.

Receive Free Transfers!

For each one of your contacts who creates an ibani account, you will both receive a free transfer!

To do so, you just need to share with them your unique referral link that you can find on our application.

Note: free transfers are limited to a maximum amount of CHF 10,000 or equivalent.

ibani free money transfer

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