Get the best
CHF-EUR EUR-CHF CHF-GBP GBP-CHF CHF-USD USD-CHF CHF-CAD CHF-SGD

exchange rate the easy way

Save money on your bank transfers in different currencies without changing your habits, with dedicated Swiss IBANs.

* Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees.

Our mission is to make you save time and money.

We do it by giving you access to the real market exchange rate:

on which we only take a tiny margin

Our only revenue is a super small degressive 0.4% margin, which we take on each currency exchange operation. It's up to 10x cheaper than a bank!

See our rates

and zero hidden fees

At ibani you have absolutely no other cost. No transfer or processing fees, no account opening, maintenance or closing fees, nothing at all!

Our commitment

How it works

As our name suggests, IBANs are our specialty!

At ibani, you create transfer routes between two bank accounts. We attribute a unique Swiss IBAN to each one of them, which allows you to do your currency exchange with ibani instead of your bank.

Watch the video

1. Download our app

Download our mobile app on Android or iOS. It's free of course!

2. Choose a currency pair

You tell us in which currency we will receive funds, and in which currency you want them to be converted.

3. Provide a beneficiary account

You give us the details of the bank account where you want to receive the converted funds.

4. Get your personal currency exchange IBAN

We give you a Swiss IBAN specially attributed to the transfer route that you have created.

5. Transfer away!

Funds can now be freely transferred to that IBAN. We convert them upon reception or at your signal, then immediately transfer them to destination.

Our added value

For expats and cross-border workers

You are an expat or a cross-border worker? Our dedicated Swiss IBANs allow you to receive your salary without a Swiss bank account, convert it at the best exchange rate and get it back home in a super easy, automated, fast and secure way. We even take care of paying your Swiss invoices!

ibani for cross-border workers

For businesses

Your company transfers money in different currencies? If you make your transfers with your bank, you are paying excessive exchange fees.

By using ibani, you save significant amounts of money on those transfers, without having to change how your work to:

Pay your suppliers
Transfer funds between your various accounts
Pay your cross-border workers

ibani for businesses

For personal use

If you need to transfer money in another currency, ibani helps you pay the lowest exchange cost possible. Here are a few examples that we deal with every day:

Real estate transactions
Pensioners abroad
Account to account transfers
Studies abroad
Investments

ibani for personal use

Simple

Thanks to our dedicated Swiss IBANs, you can simplify your life by putting your currency exchange and money transfers on autopilot.

Fast

Your funds are immediately processed when we receive them. You get your converted funds within an hour if you transfer them to us the morning of a business day.

Secure

Our service works with the banking system, it therefore has the same level of security than your bank. Your money cannot be lost or embezzled.

At your service

Our team is fully available to answer all your questions by email or by phone. You can even come by our office!

What our clients are saying:

“

I'm fully satisfied of your work, your phone service, your answers and your timeliness. You are a really dynamic and really sympathetic team. Thanks a lot for your skilled work.

”

Eric M.

“

Very happy with ibani's services. Great exchange rate, quickly executed transaction, efficient app, in short great professionals to recommend.

”

Frédérique D.

“

Efficient and advantageous transfers. The team is professional and very friendly.

”

Christophe C.

“

1st experience with ibani without regret, let's see how it goes next. My conversion was done in time, very good website and the person who took care of me is very reactive.

”

Thomas G.

“

I'm absolutely satisfied with ibani's services. Transfers are fast and rates are very good. I recommend.

”

Cédric D.

“

I've been an ibani user for a few months, I'm happy with the services offered, the receiving of the funds as well as the conversion and transfer which were made with excellent rate and speed!

”

Christophe L.

“

I use ibani and it's really convenient. I find it reassuring that their office is in Geneva.

”

Stéphane L.

Authorized financial intermediary

ibani SA is a FinTech company established in 2018 in Geneva, Switzerland. We are an authorized and audited financial intermediary, with a track record of thousands of clients and transactions.

We are affiliated with SRO-member SO-FIT, an officially recognized self-regulatory organization (SRO) according to the Anti-Money Laundering Act by FINMA, the Swiss financial market supervisory authority.

30,000+

happy clients

150,000+

transfers
processed

$650+ million

converted

Get the best CHF-EUR EUR-CHF CHF-GBP GBP-CHF CHF-USD USD-CHF CHF-CAD CHF-SGDexchange rate the easy way