Avoid hidden bank margins. Get your dedicated Swiss IBAN and repatriate your salary or pay your suppliers at the true market rate.
Regulated in Switzerland:
Expats and business clients
Swiss Francs (CHF) securely processed
Saved annually per customer on average
Discover how our transit IBAN technology perfectly adapts to your cross-border financial needs.
Receive your CHF salary directly in Euros on your usual bank account at the best rate, 100% automated. Pay your Swiss invoices (health insurance, taxes) without a Swiss bank account.
Discover the offerInvoice your Swiss clients in CHF via a local IBAN, or pay your European suppliers without suffering bank exchange margins. Optimize your multi-currency accounting.
B2B SolutionsRepatriate your 2nd pillar (pension), purchase cross-border real estate, study in Switzerland, or transfer your retirement pension. Secure large amounts with an unbeatable rate.
For personal useWith ibani, you get a unique Swiss IBAN for each transfer route. The exchange is done automatically during the transit of funds.
With your Swiss IBANs in your name, automate your transfers and currency exchange effortlessly.
As soon as we receive your funds, we process them immediately. Your currency is converted in less than an hour on a weekday morning.
Our service operates within the Swiss banking system, ensuring the same level of security as your bank. Your money is safe.
An ultra-low margin of just 0.4%. Up to 10x cheaper than a bank with zero hidden fees. No opening or maintenance fees!
Your money is handled with the utmost regulatory rigor.
ibani SA is a FinTech company established in 2018 in the heart of Geneva, Switzerland. We are an audited financial intermediary with thousands of clients and transactions under our belt.
ibani SA is affiliated to SO-FIT as a financial intermediary within the meaning of article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organization recognized by the Swiss Federal Financial Markets Supervisory Authority (FINMA).
Discover our latest guides to optimize your finances between Switzerland and Europe.