Currency exchange for businesses

Does your company transfer money in different currencies? If it does so through your bank, you have significant currency exchange expenses. Our service drastically reduces them and saves you money without having to change your processes.

Cheaper than your bank

Our exchange rates are radically better than banks, including the preferential rates that they may offer to their larger corporate clients.

  • Our transfer fees: CHF 0
  • Our exchange margin: 0.50%
  • Final exchange rate: 1.1636
  • You'll save on average maintenant
ibani no transfer reference

Simple and transparent rates, no hidden costs

Our only revenue is a small degressive 0.4% margin, which we take on each currency exchange operation. It's up to 10x cheaper than a bank!

With ibani you have absolutely no other cost. No transfer or processing fees, no account opening, maintenance or closing fees, nothing at all!

See rates

Dedicated IBAN numbers

With ibani, you create transfer routes between a source bank account and a destination one. We assign a unique Swiss IBAN to each of those routes, which you can then freely use and without restriction to transfer money in different currencies.

You can create as many IBANs as you need. They are not bank accounts, so you don't have to declare them in your company's tax reports.

Account to account currency exchange

Account to account currency exchange

If your company owns several bank accounts in different currencies - whether in Switzerland or abroad, you can use ibani to minimize your exchange costs when making transfers between those different accounts.

On request, we can add support for additional currencies with our service. Don't hesitate to contact us to ask.

See our currencies

Salaries of cross-border workers

Do you hire cross-border workers? Give a significant advantage that won't cost you a cent. Our service helps you pay their salaries in Euros directly to their foreign bank account, at the best exchange rate of the market.

Automatic or manual currency exchange

By default, each transfer that we receive on your ibani IBANs is immediately processed, converted and transferred out to the destination account.

But if you prefer, you can switch your IBAN in manual mode. Funds received will be in standby (up to 30 days) until you manually trigger the currency exchange at the moment you choose.

Currency exchange management screenshot from the ibani mobile app

Spot fixing

Protect yourself from unfavorable FX market fluctuations by fixing the exchange rate that suits you, directly from our mobile app or by email.

How it works

1. Create your business account

You provide the information required to create your business account in our mobile app, or by email if preferred.

2. Create a first IBAN

You define a transfer route by providing a source bank account, a destination one, and their respective currencies. We then assign it an IBAN within 48h.

3. Transfer funds

Once your IBAN is active, you can freely transfer funds to it without restrictions. They will be converted upon reception or at your signal, then transferred out to the destination account.

Authorized financial intermediary

ibani SA is a FinTech company established in 2018 in Geneva, Switzerland. We are an authorized and audited financial intermediary, with a track record of thousands of clients and transactions.

We are affiliated with SRO-member SO-FIT, an officially recognized self-regulatory organization (SRO) according to the Anti-Money Laundering Act by FINMA, the Swiss financial market supervisory authority.



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$650+ million


Have a question?

Our team is at your disposal by email or on the phone (Monday to Friday) to help your business with its currency operations.