The real market rate
The interbank (mid-market) rate for each currency as the basis; the ibani margin, from 0.40% to 0.15% depending on the amount, is detailed on our pricing page.
12 currencies · real-time rates
Our currencies for exchange
Browse the currencies you can convert with ibani at the real interbank rate, and open each one's dedicated page: cross rates, history and a real-time converter.
35'000+ clientsIndividuals & businesses
CHF 1 Billion+Exchanged since 2018
Up to 10× cheaperThan a traditional bank
4.7/5 · ExcellentOn 2'000+ client reviews
The currency market at ibani
A panel of currencies, one fair rate
The currency market is influenced by central banks, inflation and geopolitics. ibani gives you access to these currencies at the real rate, with a transparent margin.
12 currencies in real time
CHF, EUR, USD, GBP, CAD, SGD and 6 others. Rates refreshed continuously, roughly every 60 seconds.
A margin from 0.15%
Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.
A reliable Swiss partner
ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, a self-regulatory organisation recognised by FINMA.
Live cross rates
Live exchange rate movements
A complete overview of the crosses between our major currencies.
Our currencies
The currencies you can convert
Click on a currency to access its cross rates, its history and its converter.
News
Latest analysis on currency exchange
EUR/CHF Forecast October 2026: Euro Falls Back to 0.9227, French Debt Weighs Ahead of the ECB
As of October 23, 2026, the latest available ECB reference rate, EUR/CHF stands at 0.9227, down about 0.9% from 12 October (0.9312), after 0.9211 on the 22nd, its lowest since 6 July. According to Reuters, the yield spread between French and German government bonds reached 167.8 points on the 22nd. The ECB decides on Thursday 29 October.
Read articleGBP/CHF Forecast: The Pound Climbs Back Against the Franc Ahead of the UK Budget (October 2026)
As of 23 October 2026, the pound sterling is worth 1.1020 francs, up 1.0% since 2 October. UK inflation rose to 3.5% in September and the market considers a Bank of England rate hike possible as early as 5 November.
Read articleUSD/CHF Forecast (October 2026): The Dollar Slips Back Below 0.83 Franc Ahead of the October 28 Fed
As of October 23, 2026, the dollar is worth 0.8244 franc, 0.8% less than on October 9 despite US inflation at 3.7%. The Fed decides on October 28 at 7 pm Swiss time: the market expects a hold, then a hike in December.
Read articleFrequently asked questions
Frequently asked questions about our currencies
ibani covers 12 currencies: the Swiss franc (CHF), the euro (EUR), the US dollar (USD), the pound sterling (GBP), the Canadian dollar (CAD) and the Singapore dollar (SGD), as well as the Turkish lira (TRY), the Japanese yen (JPY), the Norwegian krone (NOK), the Swedish krona (SEK), the New Zealand dollar (NZD) and the Hong Kong dollar (HKD).
Rates are continuously updated from the foreign exchange (Forex) markets and automatically refreshed roughly every 60 seconds, as close as possible to the real interbank rates.
Click on a currency to access its dedicated page, with its cross rates and access to each pair (for example CHF/EUR or EUR/USD), its history and its real-time converter.
Exchange your currencies
at the fair market rate.
Create your currency pairs, get a personal Swiss IBAN and transfer at the real rate (+ margin from 0.15%). Opening an account is free, 100% digital and takes just 5 minutes.✓ Real interbank rate · ✓ Margin from 0.15% · ✓ Affiliated with SO-FIT (SRO)
Swiss financial intermediary subject to the AMLA regulatory framework
Your money is handled with the utmost regulatory rigour.
ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and currency exchange operations to our name.
ibani SA is affiliated with SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).