The real market rate
The interbank (mid-market) rate for each currency as the basis; the ibani margin, from 0.40% to 0.15% depending on the amount, is detailed on our pricing page.
12 currencies · real-time rates
Our currencies for exchange
Browse the currencies you can convert with ibani at the real interbank rate, and open each one's dedicated page: cross rates, history and a real-time converter.
35'000+ clientsIndividuals & businesses
CHF 1 Billion+Exchanged since 2018
Up to 10× cheaperThan a traditional bank
4.7/5 · ExcellentOn 2'000+ client reviews
The currency market at ibani
A panel of currencies, one fair rate
The currency market is influenced by central banks, inflation and geopolitics. ibani gives you access to these currencies at the real rate, with a transparent margin.
12 currencies in real time
CHF, EUR, USD, GBP, CAD, SGD and 6 others. Rates refreshed continuously, roughly every 60 seconds.
A margin from 0.15%
Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.
A reliable Swiss partner
ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, a self-regulatory organisation recognised by FINMA.
Live cross rates
Live exchange rate movements
A complete overview of the crosses between our major currencies.
Our currencies
The currencies you can convert
Click on a currency to access its cross rates, its history and its converter.
News
Latest analysis on currency exchange
EUR/CHF Forecast October 2026: Euro Steady at 0.9312, French Debt Still Weighs
As of October 12, 2026, EUR/CHF stands at 0.9312 at the ECB reference rate, almost unchanged from 5 October (0.9311), after a week between 0.9309 and 0.9359. The yield spread between French and German government bonds, which rose above 150 points on 2 October, remains around 140 points according to Reuters.
Read articleUSD/CHF Forecast (October 2026): The Dollar Holds Above 0.83 Franc
As of October 9, 2026, the dollar is worth 0.8311 franc. A Fed hike as soon as October has become unlikely, but the minutes of the September meeting show that most participants judged a further hike likely by the end of the year.
Read articleGBP/CHF Forecast: The Pound Falls Back Against the Franc After Its 2026 High (October 2026)
As of 2 October 2026, the pound sterling is worth 1.0912 francs, down 1.3% on the session, two days after its high for the year at 1.1090. The Bank of England is holding its rate at 3.75%, but three of its nine members voted for a hike.
Read articleFrequently asked questions
Frequently asked questions about our currencies
ibani covers 12 currencies: the Swiss franc (CHF), the euro (EUR), the US dollar (USD), the pound sterling (GBP), the Canadian dollar (CAD) and the Singapore dollar (SGD), as well as the Turkish lira (TRY), the Japanese yen (JPY), the Norwegian krone (NOK), the Swedish krona (SEK), the New Zealand dollar (NZD) and the Hong Kong dollar (HKD).
Rates are continuously updated from the foreign exchange (Forex) markets and automatically refreshed roughly every 60 seconds, as close as possible to the real interbank rates.
Click on a currency to access its dedicated page, with its cross rates and access to each pair (for example CHF/EUR or EUR/USD), its history and its real-time converter.
Exchange your currencies
at the fair market rate.
Create your currency pairs, get a personal Swiss IBAN and transfer at the real rate (+ margin from 0.15%). Opening an account is free, 100% digital and takes just 5 minutes.✓ Real interbank rate · ✓ Margin from 0.15% · ✓ Affiliated with SO-FIT (SRO)
Swiss financial intermediary subject to the AMLA regulatory framework
Your money is handled with the utmost regulatory rigour.
ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and currency exchange operations to our name.
ibani SA is affiliated with SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).