International payments with no SWIFT fees

Does your business pay suppliers or partners abroad? Eliminate transfer fees and bank exchange margins. ibani offers a transparent exchange rate and no fixed fees, whatever the amount.

No fixed fees

on transfers, regardless of currency

0.4% max

decreasing exchange margin

10x

cheaper than a standard bank transfer

Cheaper than your bank

Banks charge SWIFT fees of CHF 5 to 20 per transfer, plus an exchange margin often above 2%. On frequent payments, these costs add up fast.

With ibani, you pay no fixed fees and benefit from a minimal exchange margin. See for yourself.

Compare rates
SELLEUR xxx
xxx BUYEUR
  • Our transfer fees: CHF 0
  • Our exchange margin: 0.50%
  • Final exchange rate: 1.1636
  • You'll save on average maintenant

One Swiss IBAN per supplier

Create a dedicated payment route for each of your foreign suppliers. ibani assigns a unique, named Swiss IBAN per route: you transfer CHF from your account and we handle the conversion and payment in currency.

No foreign account to open, no complex procedure. You keep working exactly as before, saving on every payment.

Learn more about IBANs

All major business currencies

ibani supports the most widely used currencies in international B2B transactions: EUR, USD, GBP, CAD, SGD and more on request.

Whether you're paying a European supplier, an American partner or a British contractor, ibani converts and transfers your funds quickly and transparently.

See all currencies

Pay your supplier invoices in foreign currency

Receiving invoices in EUR, USD or GBP? Link each supplier to an ibani IBAN and settle your invoices by bank transfer from your usual account, just as you already do.

You can include all the payment references you need in your transfer — we pass them on to your beneficiary without any additional reference on our end.

ibani real-time international payment tracking for businesses

Real-time payment tracking

Manage all your international payment flows from the ibani app. Every transaction is tracked and notified at each step: funds received, conversion, transfer to beneficiary.

  • 📋 Full history: View all past transactions and export them for your accounting.
  • 🔔 Notifications: Get alerted at every stage of processing.
  • ⏸️ Manual mode: Choose the moment of exchange yourself to optimise your rate.
Discover the app

How does it work?

1. Create your business account

Fill in your company information via our mobile app or by email. Account opening is fast and entirely online.

2. Create one IBAN per supplier

Set up a payment route for each foreign supplier: CHF source account, destination account in currency. ibani assigns you a Swiss IBAN within 48 hours.

3. Pay as usual

Transfer CHF to your ibani IBAN from your bank. We convert and forward the funds in currency to the beneficiary — no fixed fees, best rate.

Swiss security and compliance

ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are an audited financial intermediary with thousands of clients and transactions to our name.

ibani SA is affiliated with SO-FIT as a financial intermediary under Article 2 para. 3 of the Anti-Money Laundering Act (AMLA).

SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).

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Frequently asked questions

No. With ibani, you don't need a foreign account. You make a standard CHF transfer from your Swiss account to your ibani IBAN, and we handle the conversion and payment in currency to your supplier.

SEPA transfers (EUR zone) are generally processed the same day or the next business day. For other currencies (USD, GBP, CAD, SGD), processing times range from 1 to 3 business days depending on the destination.

Yes. You can include all the references you need (invoice number, purchase order, etc.) in your transfer to ibani. We pass them on in full to your beneficiary when sending the converted funds.

ibani charges no fixed transfer fees. Our only fee is a decreasing exchange margin of up to 0.4% on the converted amount. There are no account opening, maintenance or closing fees.

Yes. ibani supports EUR, USD, GBP, CAD, SGD and other currencies on request. You can create as many IBANs as you need, one per supplier or per currency, with no limit.

Any questions?

Our team is fully available by email or phone (Monday to Friday) to support your business with its international payments.