International payments with no SWIFT fees
Does your business pay suppliers or partners abroad? Eliminate transfer fees and bank exchange margins. ibani offers a transparent exchange rate and no fixed fees, whatever the amount.
on transfers, regardless of currency
decreasing exchange margin
cheaper than a standard bank transfer
Cheaper than your bank
Banks charge SWIFT fees of CHF 5 to 20 per transfer, plus an exchange margin often above 2%. On frequent payments, these costs add up fast.
With ibani, you pay no fixed fees and benefit from a minimal exchange margin. See for yourself.
Compare ratesOne Swiss IBAN per supplier
Create a dedicated payment route for each of your foreign suppliers. ibani assigns a unique, named Swiss IBAN per route: you transfer CHF from your account and we handle the conversion and payment in currency.
No foreign account to open, no complex procedure. You keep working exactly as before, saving on every payment.
Learn more about IBANsAll major business currencies
ibani supports the most widely used currencies in international B2B transactions: EUR, USD, GBP, CAD, SGD and more on request.
Whether you're paying a European supplier, an American partner or a British contractor, ibani converts and transfers your funds quickly and transparently.
See all currenciesPay your supplier invoices in foreign currency
Receiving invoices in EUR, USD or GBP? Link each supplier to an ibani IBAN and settle your invoices by bank transfer from your usual account, just as you already do.
You can include all the payment references you need in your transfer — we pass them on to your beneficiary without any additional reference on our end.
Real-time payment tracking
Manage all your international payment flows from the ibani app. Every transaction is tracked and notified at each step: funds received, conversion, transfer to beneficiary.
- 📋 Full history: View all past transactions and export them for your accounting.
- 🔔 Notifications: Get alerted at every stage of processing.
- ⏸️ Manual mode: Choose the moment of exchange yourself to optimise your rate.
How does it work?
1. Create your business account
Fill in your company information via our mobile app or by email. Account opening is fast and entirely online.
2. Create one IBAN per supplier
Set up a payment route for each foreign supplier: CHF source account, destination account in currency. ibani assigns you a Swiss IBAN within 48 hours.
3. Pay as usual
Transfer CHF to your ibani IBAN from your bank. We convert and forward the funds in currency to the beneficiary — no fixed fees, best rate.
Swiss security and compliance
ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and transactions to our name.
ibani SA is affiliated with SO-FIT as a financial intermediary under Article 2 para. 3 of the Anti-Money Laundering Act (AMLA).
SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).
