For Freelancers and Sole Proprietorships
The Currency Solution for Swiss and International Freelancers
Whether you are based in Switzerland billing internationally, or abroad billing Swiss clients, ibani covers all your needs. Collect your fees in CHF, EUR, USD, GBP, CAD, or SGD using local bank details and preserve the full value of your work, with absolutely no fixed monthly fees.
✔ 100% Free Registration · ✔ No Subscription · ✔ Local Support in Geneva
Don't let bank fees eat away your hard-earned income
As a freelancer, every transaction counts. Traditional banks often impose fixed fees that are unsuited to freelance volumes, coupled with opaque exchange margins on international transfers.
| Classic Pro Account | ibani for Freelancers | |
|---|---|---|
| Exchange Margin applied on your collected invoices | 1.5% – 3.0% | max. 0.4% |
| Fees per foreign funds received receiving fees or SWIFT correspondent charges | CHF 10 – 25 | CHF 0 |
| Control over exchange timing Wait for a favorable rate before converting | Forced immediate conversion | Feature included |
| Multi-currency named IBANs to facilitate local payment by your clients | Paid foreign currency accounts | Included, unlimited |
| Monthly account maintenance fees | CHF 5 – 15 / month | CHF 0 |
All currencies, all scenarios covered
Whether your clients are local or international, ibani provides the tools you need to streamline your collections and payments in major currencies (CHF, EUR, USD, GBP, CAD, SGD).
You are abroad and bill in Switzerland
Provide your Swiss clients with a CH IBAN so they can pay you in francs (CHF). ibani then converts your fees and transfers them to your local bank account (in EUR, GBP, USD...), saving you from hefty international receiving fees.
You are in Switzerland and bill internationally
Provide a named IBAN to your European or American clients. They pay you in their local currency (EUR, USD, GBP, CAD, SGD) via a simple domestic transfer. We convert the funds to CHF at the best rate and send them to your main account.
Paying subcontractors and licenses
Do you collaborate with other freelancers abroad or use SaaS software billed in foreign currencies? Pay your foreign currency invoices directly from ibani with fair exchange rates and no hidden margins.
Clear Accounting
No more headaches reconciling accounts with unknown exchange rates. Export your detailed transactions to easily pass them on to your accountant or integrate them into your billing software.
Zero inactivity fees
Does your business volume fluctuate from month to month? No problem. With ibani, if there are no transactions, there are no fees. You only pay when you use the service, perfectly suited to a freelancer's pace.
Security and Speed
All funds flow through your personal Swiss IBAN, a pass-through account rather than a deposit account. Received on a business-day morning, converted funds leave again within half an hour, which preserves your cash flow and keeps your business running smoothly.
Your exchange office in your pocket
Track your incoming payments and manage your conversions wherever you are. The ibani app adapts to the mobility and requirements of independent professionals.
Transaction History
Global Dashboard
Exchange Control
A solid and transparent financial intermediary
Since 2018, ibani has enabled Swiss freelancers and small businesses to expand internationally without monetary barriers. We are a Swiss company, affiliated with the SRO SO-FIT (recognised by FINMA).
Financial intermediary affiliated with SO-FIT and audited for its activity
As a Geneva-based financial intermediary, ibani SA is affiliated with SO-FIT, a self-regulatory organization recognized by the Swiss Financial Market Supervisory Authority (FINMA). The fruits of your labor are handled according to the strictest security standards.
Recognized by the financial press
Frequently Asked Questions by Freelancers
Ready to optimize your financial management?
Designed to accommodate the flexibility of freelancing, ibani helps you maximize every invoice collected internationally. Quick, free opening, and absolutely no monthly management fees.
✔ Fast Account Validation · ✔ No Hidden Fees · ✔ Responsive Customer Support