For international businesses
Automate your recurring
payments in foreign currency
Overseas rent, European suppliers, cross-border payroll: set up your standing orders once and ibani handles every transfer at the best rate — no fixed fees, no manual intervention.
✔ 5-minute setup · ✔ No fixed fees · ✔ Affiliated with SO-FIT (OAR)
ibani standing orders vs. your current bank
Beyond cost per transfer, it's the operational features that make the difference: automatic flow identification, references transmitted without errors, simplified accounting.
| Traditional bank | ibani | |
|---|---|---|
| Dedicated payment route per supplier a unique IBAN per recurring beneficiary | One account for everyone | One IBAN per supplier |
| Payment reference transmitted automatically invoice number, supplier code, label… | Manual entry each time | Configured once, always transmitted |
| Accounting reconciliation flow identified upon receipt | Manual sorting by reference or amount | Automatic assignment by route |
| Fee per execution SWIFT, processing, correspondent | CHF 5 – 40 | CHF 0 |
| FX margin on each conversion applied to every currency transfer | 1.5% – 3.5% | max. 0.4% |
| Online modification or suspension | In branch or by mail | One click, no delay |
Everything you need to automate your recurring flows
ibani handles the entire cycle — from FX conversion to wire transfer — for each of your standing orders, without any manual intervention required.
Automatic recurring execution
Set up your order once: amount, currency, beneficiary, frequency. ibani executes each payment on the scheduled date without you having to think about it.
Custom frequency
Weekly, monthly, bi-monthly, quarterly — adapt the periodicity to your billing cycles or contractual deadlines.
FX conversion at the best rate
Each execution applies the ibani rate at the moment the order is sent (margin of 0.40% to 0.15% depending on the amount). No arbitrarily fixed margin in advance, no surprises on your statement.
Alert before each payment
Receive a push or email notification before each execution. If circumstances have changed, you can suspend or modify the order in one click before it goes out.
Modify at any time
Amount revised, beneficiary changed, order suspended for a month: everything is managed online, with no delay and no fees. You keep full control over every deadline.
Complete traceability
Each recurring payment is timestamped, documented and available in your history. Export your data for your accounting or ERP in seconds.
Manage all your standing orders from the app
Create, modify or suspend an order in seconds from your mobile or browser. Every past execution is visible, every upcoming due date is displayed.
Execution history
Dashboard
Order management
7 years of international payments for Swiss businesses
ibani SA is not a startup finding its feet. We have been managing currency flows for businesses since 2018, within a Swiss compliance framework (AMLA).
Financial intermediary affiliated with SO-FIT and audited for its activity
ibani SA is affiliated with SO-FIT, a self-regulatory organisation recognised by FINMA. Your recurring payments are executed by a financial intermediary within the meaning of art. 2 para. 3 AMLA, bound by the due diligence obligations of the Anti-Money Laundering Act.
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Questions about ibani standing orders
Ready to automate your recurring payments abroad?
Join over 35,000 clients who trust ibani for their currency flows. Free account opening, no commitment, in under 10 minutes.
✔ Free account opening · ✔ Affiliated with SO-FIT (OAR) · ✔ Team based in Geneva