Live in Switzerland,
support your loved ones elsewhere.

Expat in Switzerland? Whether it's to repay a loan in your home country, send money to your family or save in Euros, ibani removes banking borders. Enjoy real exchange rates and fast transfers.

Send more, pay less

Traditional banks often charge fixed transfer fees (SWIFT) on top of a marked-up exchange rate.

With ibani, it's simple: 0 fixed fees, and a minimal exchange margin (max 0.4%). On a CHF 5,000 transfer to Europe or the UK, the difference is immediate.

See all our rates
SELLEUR xxx
xxx BUYEUR
  • Our transfer fees: CHF 0
  • Our exchange margin: 0.50%
  • Final exchange rate: 1.1636
  • You'll save on average maintenant

Pay your charges abroad

Kept a property in your home country? Need to pay a mortgage or bills in EUR, USD, or GBP?

Use your Swiss ibani IBAN to automate these payments. Set up a standing order from your Swiss salary account to ibani, and we handle the exchange and transfer to the beneficiary.

ibani App for expats

Manage your international finances

Manage your transfers from your mobile, wherever you are.

  • 🌍 Multi-currency: Create IBANs for Euro, Dollar, British Pound, and more.
  • 🚀 Speed: Most SEPA transfers are processed the same day.
  • 📱 Notifications: Get notified at every step of your fund transfer.
Discover the app

Swiss Security and Regulation

As an expat, you seek the reliability of the Swiss system. ibani SA is a Geneva-based company, audited and affiliated with a SRO (SO-FIT) recognized by FINMA.

ibani SA is affiliated to SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA).

SO-FIT is a self-regulatory organization recognized by the Swiss Financial Market Supervisory Authority (FINMA).

SO-FIT Logo

Frequently Asked Questions for Expats

Absolutely. All you need is a valid ID and a residence permit (or proof of residence). Account opening is 100% online and takes less than 10 minutes.

We support major global currencies including EUR, USD, GBP, CAD, SGD, and many others. Check our converter for the full list.

You get a Swiss IBAN (CH) in your name. Give it to your Swiss employer. Upon receipt of your salary, we convert the funds and send them to your account abroad (or in foreign currency) automatically.