Transparency first
The applied rate and the exact margin are shown before you confirm. No fees hidden inside the rate, no surprise on your statement.
ibani is a Geneva-based FinTech company founded by a team from finance, management and IT. Our mission fits in one sentence : saving you time and money on your transfers between currencies.
Our public entry can be consulted on Zefix, the Swiss Confederation's central business name index.
The ibani story starts with a simple observation. Whatever your bank, there is generally no way of knowing, before sending money abroad, at what real rate it will be converted nor what fees will be taken along the way.
The result : opaque fees, set unilaterally, and paid by the client with no way to compare them.
So we looked for the simplest way to work around this problem, without having to change bank or habits. That is how our exchange IBAN was born : a personal Swiss transit account that converts your funds at the best possible rate, automatically, on every incoming transfer.
No spectacular fundraising, no promise we cannot keep : a Swiss company with a sound business model, growing alongside its clients since 2018.
Today, ibani serves cross-border workers as well as SMEs, fiduciaries, expats and international students.
Registered in the Geneva commercial register on 7 March 2018, and shortly afterwards granted the status of financial intermediary affiliated with a self-regulatory organisation.
We launch the Swiss transit account in your own name : no transfer reference needed, the exchange triggers itself as soon as the funds arrive.
iOS and Android apps, payment of Swiss bills (health insurance, 3rd pillar, insurance) straight from your salary, standing orders and manual exchange.
CHF, EUR, USD, GBP, CAD, SGD, NOK, SEK, NZD, HKD, JPY and TRY, more than one billion francs processed, a 4.7/5 rating and a team that still answers from Geneva.
The applied rate and the exact margin are shown before you confirm. No fees hidden inside the rate, no surprise on your statement.
Our compliance and anti-money-laundering processes are audited for our activity. Your data is hosted in Switzerland.
No voice menu, no bot : a Geneva-based team, reachable Monday to Friday, who knows your file and answers you personally.
A small, multidisciplinary team — finance, operations, compliance, technology and marketing — gathered in our Geneva offices.
CEO and founder
COO & CCO
Head of Operations
Head of IT
Head of Marketing
Head of Growth & Education Partnerships
Head of Compliance and Support
Head of Compliance and Support
ibani is a brand operated by ibani SA, a Swiss public limited company registered in the commercial register of the canton of Geneva on 7 March 2018, under company identification number CHE-277.571.965.
You can freely consult our entry on Zefix, the Swiss Confederation's central business name index.
Our offices are at Rue du Prince 10, 1204 Geneva. We welcome visitors by appointment : get in touch and we will find a slot.
Who we are, where we are, and how we make a living.
ibani is the brand of ibani SA, a Swiss public limited company founded in Geneva in 2018 by Arnaud Salomon. The Geneva-based team brings together backgrounds in finance, management, compliance and IT. You can meet each member higher up on this page.
No. ibani SA is not a bank and offers neither credit nor deposit accounts. It is a Swiss financial intermediary specialising in currency exchange and payment traffic : your ibani IBAN is a personal transit account dedicated to exchange and transfer. Understand how it works.
Our offices are at Rue du Prince 10, 1204 Geneva, Switzerland. The support team answers by phone on +41 22 512 00 56 from Monday to Friday, 9am to 6pm, and by e-mail.
ibani SA has been registered in the commercial register of the canton of Geneva since 7 March 2018, under company identification number CHE-277.571.965. The entry can be viewed publicly on Zefix, the Swiss Confederation's central business name index.
ibani applies a degressive margin from 0.40% on the interbank exchange rate, displayed before every operation. There are no account opening, maintenance, closing or SEPA transfer fees : the exchange margin is our only source of revenue. Full details on the Pricing page.
✓ Zero opening fees · ✓ Affiliated with SO-FIT (SRO) · ✓ Data hosted in Switzerland
Your money is handled with the highest regulatory rigour.
ibani SA is a Swiss FinTech company established since 2018 in the heart of Geneva, Switzerland. We are an audited financial intermediary.
ibani SA is affiliated with SO-FIT as a financial intermediary. SO-FIT is a self-regulatory organisation (SRO) approved by the Swiss Financial Market Supervisory Authority (FINMA) for the supervision of the financial intermediaries referred to in Article 2 para. 3 of the Swiss Federal Act on Combating Money Laundering and Terrorist Financing in the Financial Sector (Anti-Money Laundering Act, AMLA).







