With ibani, currency exchange is simple, transparent and at the right price. Our mission is to make you benefit of the best exchange rates possible and help you avoid the excessive fees charged by banks and money exchange offices.

Our exchange margins

Our only revenue comes from the lowest amount that we can possibly charge on each currency exchange operation in order to live. That amount, called an exchange margin, decreases with the amount of a transaction.

Our rates are identical for personal and business accounts.

Our margin is taken on the funds we receive from you. We have no control over possible fees charged upstream by your bank, therefore always check first their rates.

Opening a Swiss bank account
Transfer amount:Our exchange margin:Our transfer fees:
Below CHF 1,0000.40%CHF 6.00 Free
From CHF 1,000 to CHF 10,0000.40%Free
From CHF 10,000 to CHF 50,0000.35%Free
From CHF 50,000 to CHF 100,0000.30%Free
From CHF 100,000 to CHF 250,0000.15%Free
From CHF 250,000 to CHF 500,0000.09%Free
From CHF 500,000 to CHF 1 million0.05%Free
Above CHF 1 millionContact usFree

Zero hidden fees

At ibani there is strictly no other fee for using our service. There is no commitment from you either, you are free to use it (or not!) as you wish.

Terms and conditions
Using ibani
Mobile appFree
Opening an accountFree
Keeping an accountFree
Closing an accountFree
Updating account infoFree
Creating an IBANFree
Number of IBANsUnlimited


When you compare different currency exchange services, don't stop at comparing the exchange margins. Check the actual exchange rate that you will get, that's often where hidden costs are hidden through inflated bid-ask spreads.

To make it easier for you, we have made the most comprehensive comparison possible of the most common options.

Beware of hidden costs

Is there a minimum exchange amount?

No, we haven't set any minimum amount. You can freely make transfers with the amounts of your choice.

Is there a maximum exchange amount?

No, there is no maximum either. However, for important volumes don't hesitate to contact us for a tailored execution.

Have a question?

Our FAQ gathers the most frequent questions that our clients ask us. Your question is probably answered there!

To the FAQ

If you don't find the answer you're looking for, our team will help you by email, on the phone (Monday to Friday), on Facebook or on Twitter.