Our Rates

At ibani our goal is to help you get the best deal possible when you exchange currencies, and free you from the excessive and non-transparent fees from the banks.

The pricing structure presented below is the same whether you are an individual or a company.

Our Currency Exchange and Transfer Rates

Our model is simple. We buy wholesale currency exchange and we sell it to you directly at a much lower price than banks and other retail currency exchange providers.

We only have a single fee: the margin that we charge on the wholesale rate that we get from our provider. This margin decreases with the volume of a transfer, as detailed in the table below.

Transfer AmountOur Exchange MarginOur Transfer Fee
Below CHF 1,0000.40%CHF 6.00 Free
From CHF 1,000 to CHF 10,0000.40%Free
From CHF 10,000 to CHF 50,0000.35%Free
From CHF 50,000 to CHF 100,0000.30%Free
From CHF 100,000 to CHF 250,0000.15%Free
From CHF 250,000 to CHF 500,0000.09%Free
From CHF 500,000 to CHF 1 million0.05%Free
Above CHF 1 millionContact UsFree

Note: All rates and fees above are applied by ibani upon the amount received on ibani's account. ibani does not take into account any other fees that your bank may charge you when transferring money from / to their system. ibani kindly invites you to contact your bank for further details on other fees that they may charge.

App and Account

At ibani we only charge a margin on the currency exchange. All the rest is free!

Downloading the appFree
Creating an accountFree
Keeping an accountFree
Closing an accountFree
Creating beneficiariesFree
Updating your personal informationFree