EUR/CHF Forecast 2026: Swiss Franc Shatters the Ceiling (0.92)

It's the symbolic barrier that all analysts were watching. In early 2026, the EUR/CHF pair broke its major technical support, confirming the power of the Swiss Franc as the ultimate "Safe Haven" in Europe.

Analysis: Why is the Swiss Franc so strong in 2026?

Several structural factors explain this continuous appreciation favoring cross-border purchasing power:

1. The Inflation Gap Persists

According to the latest data from SECO (State Secretariat for Economic Affairs), inflation in Switzerland remains controlled around 1.0%, while the Eurozone struggles to stay consistently below 2.2%. The Franc therefore appreciates naturally to compensate for this purchasing power gap.

2. The "Safe Haven" Status

Faced with geopolitical uncertainties in early 2026, institutional investors are abandoning the Euro for the Swiss Franc. Switzerland, with its low public debt and political stability, is massively attracting capital.

3. The SNB's Position

The Swiss National Bank (SNB) tolerates this appreciation as it reduces import costs (energy, raw materials). Although the SNB has lowered its key interest rates, the market anticipates the Franc will remain strong.

Concrete Impact on Your Salary

To fully understand the impact of this rate at 0.918 (current example), let's take a concrete example for a net salary of 5,000 CHF.

*Simplified calculation excluding bank fees. (1 CHF = 1 / EUR Rate).

Conclusion: Compared to two years ago, your purchasing power has increased by nearly €240 per month, solely thanks to the exchange rate.