All guides
The Ultimate Guide for the New Swiss Cross-Border Worker (2026)
The complete 2026 guide for the new Swiss cross-border worker: G Permit, telework caps (40% FR/DE, 25% IT), LAMal/KVG right of option, cantonal taxation, family allowances and CHF/EUR exchange optimisation for France, Germany and Italy.
Updated on: 29 July 2026
Moving to Dubai: Visas, Admin and Money
Moving to Dubai in 2026: residence visa, Emirates ID, health cover, real cost of living, what happens to your OASI and Swiss pension, and how to transfer money.
Updated on: 29 July 2026
Hong Kong Profits Tax: rates and cash flow 2026
Hong Kong Profits Tax in 2026: 8.25% and 16.5% rates, territorial source principle, provisional tax instalments and repatriating profits to Switzerland.
Updated on: 29 July 2026
Cross-Border Health Insurance 2025/2026: LAMal vs. Home Country
Should you choose Swiss health insurance (LAMal) or your home country's system (CMU, GKV, SSN)? Discover the pros, cons, and our multi-country cost simulator.
Updated on: 29 July 2026
EUR/CHF Forecast July 2026: The Euro Clears 0.9300
July 29, 2026 update: EUR/CHF breaks above 0.9300 after the ECB pause and Middle East de-escalation. SNB/ECB analysis, year-end scenarios and strategy for cross-border workers.
Updated on: 29 July 2026
Swiss Salary Certificate: How to Fill It In
Swiss employer: how to fill in the salary certificate (Form 11), sections 1 to 15, boxes F and G and the pitfalls for a cross-border employee in 2026.
Updated on: 20 July 2026
Average Salary Switzerland 2026: Jobs, Cantons & Minimum Wage
Swiss salary guide 2026: Average income by job, Geneva minimum wage (24.59 CHF/h), and net salary calculator for cross-border workers.
Updated on: 17 July 2026
Yuh Alternatives for Cross-Border Workers 2026
Yuh has suspended account openings for cross-border workers in 2026. Discover the best alternatives (Neon, Zak, Wise, Revolut, ibani) to get a Swiss IBAN.
Updated on: 16 July 2026
Opening a Swiss Bank Account in 2026: The Expert Guide
Cross-border worker or new resident? Discover the best Swiss banks in 2026. Comparison of non-resident fees, required documents, and fee-free alternatives.
Updated on: 16 July 2026
Internship Contract and Agreement in Switzerland 2026: the guide
Internship agreement or employment contract in Switzerland? Swiss Code of Obligations framework, mandatory clauses, tripartite agreement, probation period and salary payment in CHF.
Updated on: 13 July 2026
Changing cross-border health insurance (LAMal)
Right of option LAMal vs CMU/GKV/SSN: which status changes (unemployment, moving, retirement) reopen a cross-border worker's health insurance choice in 2026, and by when.
Updated on: 8 July 2026
Cross-Border Overtime Switzerland: LTr Guide 2026
Overtime vs excess work: Labour Act caps (45h/50h), the 25% surcharge, the 40% telework limit and CHF pay. The complete 2026 cross-border worker guide.
Updated on: 8 July 2026
Swiss Retirement Abroad (Portugal, Spain)
2026 guide: retiring in Portugal or Spain with a Swiss pension. Exporting your AVS and LPP, withholding tax, taxation, LAMal and converting CHF into EUR.
Updated on: 30 June 2026
Moving to Switzerland with a Pet: Vet Rules
Microchip, rabies vaccine, EU pet passport, customs and AMICUS registration: all the 2026 veterinary rules to move to Switzerland with your dog, cat or ferret.
Updated on: 29 June 2026
Family Allowances: Switzerland vs France, Germany & Italy
2026 priority rules for cross-border workers living in France, Germany or Italy: Swiss cantonal amounts, the differential allowance (ADI, Differenzkindergeld, AUU) and FX tips.
Updated on: 26 June 2026
Working in two Swiss cantons: which tax rules apply?
Working in two Swiss cantons in 2026: withholding tax, the global-rate rule and salary centralisation for French, German and Italian cross-border workers and B permit residents.
Updated on: 26 June 2026
Moving to Switzerland: your first 30 days
B permit, residents' registration (14 days), rent deposit and LAMal health insurance (90 days): the day-by-day admin checklist for new expats in Switzerland in 2026.
Updated on: 25 June 2026
Swiss Residence & Work Permits (B, C, G, L): 2026 Guide
Permit B, C, G or L: which Swiss residence or work permit do you need in 2026? Conditions, procedures, taxation and salary management for cross-border workers and expats.
Updated on: 24 June 2026
Hiring cross-border workers: employer checklist 2026
Hiring cross-border workers in Switzerland in 2026: G permit, withholding tax for France, Germany and Italy, telework limits and payroll in euros. The complete employer checklist.
Updated on: 24 June 2026
Paying Foreign Suppliers 2026: Swiss SME Guide
Bank spread, SWIFT fees, SEPA vs SWIFT: the complete guide to cutting the cost of paying your suppliers in EUR, USD or GBP from your Swiss SME in 2026.
Updated on: 17 June 2026
Paid Internship in Switzerland 2026: Permit, Salary, Tax
Paid internship in Switzerland: work permit (L or notification), 2026 intern salary, LAMal health insurance, source tax and how to repatriate your CHF salary fee-free.
Updated on: 16 June 2026
Repatriate Profits from a European Subsidiary to Switzerland 2026
Dividends, royalties, intra-group loans, management fees: the complete guide to repatriating EU subsidiary profits to your Swiss parent company in 2026.
Updated on: 4 June 2026
Cross-Border Worker & Self-Employment: Avoid Double Taxation in 2026
France, Germany or Italy resident with a Swiss job and freelance business? Complete 2026 guide: tax treaties, effective rate, Progressionsvorbehalt, New Frontalier Agreement, Permit G.
Updated on: 27 May 2026
Investing in Switzerland: The Complete 2026 Guide
Discover how to invest in Switzerland: taxation, stock market, real estate, and atypical investments (watchmaking, gold, freeports). Expert and updated guide.
Updated on: 1 May 2026
Repatriating Funds from Singapore to Switzerland | Expert Guide
Expert guide and official sources: capital transfer, SRS/CPF liquidation, and SGD/CHF exchange rate optimization when relocating from Singapore to Switzerland.
Updated on: 1 May 2026
Relocating and Living in Switzerland: The 2026 Expert Guide
Complete and updated guide to moving to Switzerland: residence permits (SEM), cost of living (FSO), mandatory insurance (KVG/LAMal), and financial optimization.
Updated on: 1 May 2026
Buying Foreign Currency for Companies
B2B Guide: How Swiss and international companies can optimize foreign currency purchases and manage account-to-account transfers to reduce bank fees.
Updated on: 24 April 2026
Moving to Switzerland from Singapore: Visa Exemption, Study and Work
Expert guide for Singaporean citizens: visa exemption, immigration procedures, study permits, obtaining a work permit, and settling in Switzerland.
Updated on: 24 April 2026
Maximum AHV Pension (2,450 CHF): The Expert Guide for Future Retirees
Complete breakdown of the conditions (Scale 44, Average Annual Income, Splitting) to reach the AHV pension ceiling of 2,450 CHF and optimize its repatriation abroad.
Updated on: 16 April 2026
Moving to Switzerland: Customs Checklist
Expert guide on relocating to Switzerland: FOCBS customs, permits, KVG/LAMal, vehicles, the 10M Switzerland vote, and tips for transferring your funds without hidden fees.
Updated on: 9 April 2026
Invoicing as a Freelancer in Switzerland under CHF 100k: OASI & VAT Rules
Legal guide for freelancers in Switzerland. How to invoice your first clients without AHV/OASI status, get recognized, and manage VAT exemption (VAT Act).
Updated on: 8 April 2026
Opening a Swiss Student Bank Account: Free Options Comparison (2026)
Students in Switzerland or cross-border: discover our 2026 comparison of the best banks and neobanks (UBS, Yuh, BCV). Avoid hidden fees and find the ideal free offer.
Updated on: 2 April 2026
Buying Property in the Border Zone with a CHF Salary: Banking Rules (2026)
Expert guide for cross-border workers: calculating borrowing capacity (HCSF), CHF salary haircut, and choosing between a foreign currency loan and a EUR loan.
Updated on: 1 April 2026
Swiss Rent Guarantee (Deposit): How to Block Funds from Abroad in 2026
2026 Guide for expats: How to open and fund a Swiss rent guarantee account from Europe without hidden exchange fees.
Updated on: 1 April 2026
Importing Your Vehicle to Switzerland: Taxes, Customs, and License Plates
Comprehensive guide to importing a car to Switzerland. Exemption (form 18.44), customs duties (13.20A), vehicle inspection, and obtaining Swiss license plates.
Updated on: 1 April 2026
Convert Student B Permit to Work Permit CH
Expert guide for foreign graduates in Switzerland. Procedures, legal conditions (FNIA), and deadlines for converting a student B permit to a work permit.
Updated on: 31 March 2026
Cross-Border Dividends in Switzerland: Withholding Tax and FX Optimization
B2B Guide: How Swiss companies can optimize dividend payments to foreign shareholders against withholding tax (FTA) and exchange rate risk.
Updated on: 31 March 2026
EUR/CHF Rate: Why the Mid-Month Myth is False (2026 Analysis)
Factual analysis of the EUR/CHF exchange rate. Why exchanging a Swiss cross-border salary mid-month is not more advantageous than at the end of the month.
Updated on: 27 March 2026
Guide 2026: How to change currencies online
Discover our 2026 comparison: what is the best alternative to change your currencies online between a bank, a multi-currency account, and an intermediary like ibani?
Updated on: 26 March 2026
LPP and Foreign Workers: Employer Obligations (2026 Guide)
Expert 2026 guide for Swiss employers on LPP affiliation for foreign workers (Cross-border, G Permit, B Permit). Thresholds, contributions, and rules.
Updated on: 26 March 2026
Financing a foreign branch from Switzerland | B2B Guide 2026
Swiss SMEs: discover the FTA rules to finance your subsidiary abroad and optimize your foreign exchange flows.
Updated on: 18 March 2026
Guide to Transport in Geneva 2026: Optimize Your Commute
Cross-border worker or newcomer to Geneva? Discover the transport solutions for 2026 (Léman Express, free TPG for youth, bikes) to ease your commute.
Updated on: 18 March 2026
Swiss Real Estate Companies (SI): Taxation for Non-Residents
Expert guide 2026: Discover the taxation of Swiss Real Estate Companies (SI) for non-resident investors and optimize the repatriation of your rental yields.
Updated on: 18 March 2026
Multi-currency accounting: Expert guide to CHF / EUR reconciliation
Accountants and CFOs: Master exchange gain and loss entries across Europe. Discover how to automate the bank reconciliation of your cross-border invoices.
Updated on: 17 March 2026
Setting up a company in Switzerland (GmbH, AG, Sole Trader) B2B
Entrepreneurs: discover how to transfer your capital, invoice as a sole trader (AHV), and manage VAT for small turnovers in 2026.
Updated on: 17 March 2026
2026 Expert Guide: The Swiss Three Pillars Retirement System
Discover OASI, Caisse de Pension (LPP), and 3rd pillar (3a) in Switzerland for 2026. Updated amounts, 13th AVS payment, and expert tax strategies.
Updated on: 17 March 2026
Job Opportunities in Switzerland 2026: Sectors, Jobs and Salaries
Swiss Job Market Barometer 2026: Discover the sectors facing talent shortages, the Top 10 most in-demand jobs, and their average salaries.
Updated on: 17 March 2026
Practical Guide: Writing your CV and Applying in Switzerland (2026)
Discover the exact methodology to land a job in Switzerland in 2026. Complete guide on the Swiss CV format, application dossier, and essential job boards.
Updated on: 17 March 2026
TWINT without Swiss Address: Cross-Border
TWINT Prepaid now requires a Swiss address. Discover how cross-border workers can continue to use TWINT for free via Yuh or Yapeal in 2026.
Updated on: 17 March 2026
How to calculate an exchange rate? Formulas and Tools
Discover the exact method to easily calculate an exchange rate. Learn to spot hidden bank margins and optimize your CHF/EUR currency conversions.
Updated on: 6 March 2026
Swiss LPP (2nd Pillar): 2026 Simulator, Taxation & Expert Withdrawal Guide
Expert guide on the Swiss LPP (BVG). Calculate your capital with our interactive simulator. Discover coordination deduction rules, WEF, and cross-border withdrawal taxation.
Updated on: 4 March 2026
B2B Invoicing Switzerland - EU: VAT, Accounting, and FX (2026 Guide)
2026 expert guide on cross-border invoicing between Switzerland and Europe. VAT rules, accounting entries, foreign exchange risk, and collection solutions.
Updated on: 3 March 2026
Swiss Student Residence Permit (B / L): 2026 Guide
Complete 2026 guide for international students in Switzerland: procedures, financial proof, obtaining and renewing B and L permits.
Updated on: 2 March 2026
Maternity & Paternity Leave CH Cross-Border
Everything you need to know about maternity (14 weeks) and paternity (2 weeks) leave in Switzerland for cross-border workers. Conditions, allowances, and procedures.
Updated on: 26 February 2026
Swiss G Permit: The Complete Guide for Cross-Border Workers (2026)
Discover the 2026 updates for obtaining a Swiss G Permit. Easy-Gov procedures, 40 percent telework rule, validity, and official administration links.
Updated on: 20 February 2026
Withdraw 2nd Pillar (BVG) to buy property abroad
Expert guide: using your Swiss 2nd pillar (BVG/LPP) to buy a house abroad. Conditions, international taxes, and optimizing the exchange rate.
Updated on: 20 February 2026
Quasi-Resident Status in Switzerland: Pay Less Taxes
Expert guide on quasi-resident status (SOA) in Switzerland. Calculate the 90% rule, discover all deductions (3a, mortgage interests), and avoid the pitfalls.
Updated on: 20 February 2026
International Student Budget in Switzerland 2026 (EPFL, ETHZ)
Discover the real monthly budget of a foreign student in Switzerland (EPFL, ETHZ, Universities), the cost of living, and how to avoid international bank fees.
Updated on: 19 February 2026
Ibani Champion: Automate your Swiss bill payments
Discover how to use ibani to automatically pay your LAMal/KVG or Swiss bills directly from your CHF salary, in automatic or manual exchange mode.
Updated on: 18 February 2026
What does LAMal cover in France, Germany & Italy? The S1 Form
Discover what the Swiss health insurance (LAMal/KVG) actually covers for cross-border workers. Expert explanation of the S1 form, franchise, and local EU coverage.
Updated on: 18 February 2026
Renting an Apartment in Switzerland: The Ultimate Guide
Discover how to build the perfect rental application to rent an apartment in Switzerland in 2026. Real estate websites, students, debt register, and deposit.
Updated on: 17 February 2026
EUR/CHF: The macroeconomic factors influencing the exchange rate
Discover an expert analysis of the macroeconomic and historical factors influencing the EUR/CHF exchange rate. Inflation, interest rates, safe haven, and SNB.
Updated on: 16 February 2026
Transferring Your Swiss Salary Abroad in 2026: The Expert Guide
Discover the most cost-effective method to transfer your Swiss salary to your home country in 2026. Avoid hidden bank fees, the spread, and optimize your exchange rate.
Updated on: 16 February 2026
Student Health Insurance Switzerland Guide
Don't pay full price! Expert guide for international students: how to get the LAMal exemption and save up to 3,000 CHF per year on your health insurance.
Updated on: 13 February 2026
Swiss Cross-Border Telework 2026: The Ultimate Comparative Guide (FR/DE/IT)
Managing cross-border teams in Switzerland: Compliance guide for France (40%), Germany, and Italy. Social security limits, A1 certificate, and tax risks explained.
Updated on: 13 February 2026
Cross-Border Worker Taxes in Switzerland 2026: The Complete Guide
Ultimate 2026 Tax Guide for Swiss cross-border workers living in France, Germany, or Italy. Double taxation rules, forms, teleworking limits, and exchange rates.
Updated on: 12 February 2026
Paying Tuition Fees in Switzerland from Abroad: The 2026 Guide
Student at EHL, EPFL, or UNIL? Discover how to pay your tuition fees in Switzerland without losing money on bank fees and exchange rates.
Updated on: 12 February 2026
Guide to OASI: Old Age and Survivors' Insurance in Switzerland
Everything you need to know about OASI: Understand how the first pillar of Swiss retirement works and its benefits.
Updated on: 11 February 2026
2026 Study: Cross-Border Purchasing Power Increases by 3% | Ibani
Exclusive Ibani Analysis Jan 2026: Despite moderate Swiss wage hikes (+1%), the exchange rate offers record purchasing power gains to cross-border workers.
Updated on: 16 January 2026
Quitting a Job in Switzerland: A Guide for Cross-Border Workers
Resignation, probation, mutual termination: rules, notice periods and practical tips.
Updated on: 29 September 2025
The 5 mistakes new Swiss cross‑border workers should avoid
New to working in Switzerland as a cross-border commuter? Avoid these 5 costly mistakes: bank spreads, hidden fees, bad timing, unclear forward contracts, and ignoring digital options. Practical tips to save money every month.
Updated on: 22 August 2025
Locking the exchange rate: A good or bad idea?
Discover the advantages and disadvantages of locking the Swiss franc exchange rate and discover alternative solutions.
Updated on: 11 June 2025
Understand Your Swiss Paycheck
OASI, IV, EO, OP... Let's break down your Swiss paycheck together and calculate your net salary with our practical guide.
Updated on: 13 December 2024
Swiss 2nd Pillar Guide (OP)
Learn about Switzerland’s 2nd pillar (OP): benefits, workings, and withdrawal options. A complete guide to secure your retirement.
Updated on: 31 October 2024
Getting fired in Switzerland, what are your rights?
You are a cross-border worker in Switzerland and your employer just fired you? Know your rights and the procedure to follow.
Updated on: 11 July 2024