Free app · iOS & Android

The ibani app.
Currency exchange
in your pocket.

Create your named Swiss exchange IBANs, follow live rates, pay your Swiss bills and find the detail of every transfer — from your phone, for free.

Download the app See the app in pictures ↓
35'000+ Active clients
5 min To open an account
CHF 0 Subscription

Get the link by SMS

Enter your mobile number: we will text you the direct download link.

or
QR code to download the ibani app
Scan the QR code Open your phone camera and point it at the code.
Download on the App Store Get it on Google Play

100% digital sign-up in 5 minutes · Zero opening or account maintenance fees

35'000+ clients Cross-border workers, individuals & businesses
CHF 1 Billion+ Processed since 2018
Transfer in 30 min On a business-day morning
4.7/5 · Excellent On 2'000+ client reviews
SO-FIT logo
SO-FIT (SRO) affiliated*
Home screen

Your whole exchange, on one screen.

As soon as you open the app, you see both of the day's rates, how much you have already saved compared with a traditional bank, and you can simulate an exchange in two taps before launching it.

  • Live exchange rates, both ways
  • Savings counter since your very first exchange
  • Built-in "you send / you receive" simulator
  • Your exchange IBANs and latest transactions within reach
See the currency converter →
ibani app home screen: CHF/EUR rates of the day, exchange fees avoided and exchange simulator
Detail screen of a named Swiss exchange IBAN in the ibani app
Your exchange IBANs

A Swiss IBAN in your name, created in seconds.

Each transfer route (CHF → EUR, EUR → CHF, and 12 currencies in total) has its own named Swiss transit IBAN. Create as many as you need, rename them, pause them: everything is managed from the app.

  • Full details copied in one tap, ready to hand to your employer
  • Automatic exchange on receipt, or manual whenever you decide
  • Pause an IBAN at any time
  • Transit account: funds only pass through — it is a pass-through account, not a deposit account
How it works →
Bills & exact amounts

Your Swiss bills paid without a second thought.

Save a bill in the app and choose its purpose. ibani settles it in CHF when your next salary or incoming transfer arrives, with no exchange or transfer fees, then converts and sends the balance according to your preferences.

  • Pay a bill automatically: health insurance, rent, 3rd pillar
  • Buy an exact amount in a currency: tuition fees, real estate, buying a vehicle abroad
  • One-off or recurring bills
  • ibani locks the rate and works out exactly what you need to transfer
The Swiss bills guide →
ibani app screen: choose between paying a bill automatically or buying an exact amount in a currency
Inside the app

Everything you handle from your phone

From opening an account to tracking your transfers: no paperwork, no branch visit.

Account opened in 5 minutes

100% digital sign-up, ID document and selfie from the app. Your first exchange IBAN is created right away.

Live rates

The real market rate, continuously, with a margin from 0.40%. Simulate your exchange before launching it.

Complete history

Transfer status, date and time of the exchange, rate applied, beneficiary: every transaction is traced.

Automatic or manual exchange

Immediate conversion on receipt of funds, or wait for the rate that suits you: you choose, IBAN by IBAN.

Built-in referrals

Share your link from the app: CHF 25 for you, CHF 10 for your referee. Learn more.

Protected access

Passcode, Face ID or fingerprint every time you open it. Data hosted in Switzerland.

Available on iOS and Android

Download the ibani app, it's free.

Scan the QR code with your phone, or head straight to your store. The app, account opening and account maintenance are all free.

QR code to download the ibani app

Scan to install

Open your phone camera and point it at the code: it takes you straight to the App Store or to Google Play.
Download on the App Store Get it on Google Play

✓ Free app  ·  ✓ Zero opening fees  ·  ✓ SO-FIT (SRO) affiliated

What our clients say

4.7/5 across more than 2 000 reviews

Thousands of clients exchanging currencies from their phone, every month, since 2018.

★★★★★

Very satisfied with ibani's services. Very good exchange rate, transaction completed quickly, efficient app — in short, true professionals to recommend.

Frédérique D.
★★★★★

An ibani user for a few months now, I'm satisfied with the services offered. Conversion and transfer are done at excellent rates and speed!

Christophe L.
★★★★★

I am entirely satisfied with your services, your phone support, your responses and your speed of execution. You are a very dynamic and very friendly team.

Eric M.
Frequently asked questions

The ibani app: your questions

Everything you need to know before downloading the app.

Yes. Downloading, opening an account, creating your exchange IBANs and maintaining your account are all free. ibani is remunerated solely through an exchange margin from 0.40% applied to the real market rate, at the moment you exchange currencies. See the detail on the Rates page.

The ibani app is available on iOS (App Store) and on Android (Google Play). From a computer, you can receive the download link by SMS using the form at the top of this page, or scan the QR code with your phone camera.

Sign-up is 100% digital and takes about 5 minutes. You will need an identity document and a selfie for identity verification. Your first named Swiss exchange IBAN is created right away.

Yes. You can save a one-off or recurring Swiss bill (health insurance, rent, 3rd pillar) in the app. ibani settles it in CHF when your funds arrive, with no exchange or transfer fees, then converts and sends the balance according to your preferences. See the guide Automating Swiss bill payments.

Yes. Each exchange IBAN can be set to automatic mode (immediate conversion on receipt of funds) or to manual mode: the funds stay pending until you trigger the exchange from the app, at the market rate of that moment.

Access to the app is protected by passcode, Face ID or fingerprint. ibani SA is a Geneva-based company affiliated with SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by FINMA.

See all questions →

Already using the app? Rate it!

Your review helps cross-border workers and expats looking for an online currency exchange service make up their mind. Thank you so much in advance!

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Your next exchange
will happen from your phone.

Join 35'000 clients who manage their currency exchange from the ibani app. Free download, account opened in 5 minutes.
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✓ iOS & Android  ·  ✓ Zero subscription  ·  ✓ Data hosted in Switzerland

SO-FIT logo

Swiss financial intermediary subject to the AMLA regulatory framework

Your money is handled with the utmost regulatory rigour.

ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and operations to our name.

ibani SA is affiliated with SO-FIT as a financial intermediary. SO-FIT is a self-regulatory organisation (SRO) approved by the Swiss Financial Market Supervisory Authority (FINMA) for the supervision of the financial intermediaries referred to in Article 2 para. 3 of the Swiss Federal Act on Combating Money Laundering and Terrorist Financing in the Financial Sector (Anti-Money Laundering Act, AMLA).