The real CHF/GBP rate
The interbank (mid-market) rate as the basis; the ibani margin, from 0.40% to 0.15% depending on the amount, is shown separately.
CHF → GBP · Real-time rateConvert Swiss francs
into British pounds (CHF → GBP)
1 CHF = 0.9057 GBP as of 9 November 2026 (indicative rate for an amount below the equivalent of CHF 10,000, ibani margin included; the rate applied is the one in effect when you place your order).
Change your Swiss francs (CHF) into British pounds (GBP) at the real interbank rate, in real time. Perfect for paying in the United Kingdom, funding a property purchase, studies or your British suppliers, with a margin from 0.40% to 0.15% and no hidden fees.
CHF → GBPCurrency pair
Real timeMarket rate
0.15%Margin from
Simulate your transfer
No hidden fees1 CHF = 0.9057 GBP Rate as of 9 November 2026
905.74
Estimated annual saving
—
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CHF/GBP conversion at a glance
Convert Swiss francs into British pounds, at the right rate
The essentials to change your CHF into GBP with no nasty surprises on the rate or the fees.
A margin from 0.15%
Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.
Personal Swiss IBAN
Deposit your Swiss francs into an IBAN in your name, converted into British pounds at the real rate (+ margin from 0.15%).
A reliable Swiss partner
ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, a self-regulatory organisation recognised by FINMA.
What you really pay
CHF → GBP: ibani, bank or exchange office?
On a CHF 5'000 exchange into British pounds, the margin applied to the rate makes all the difference.
| Criterion | ibani | Bank | Exchange office |
|---|---|---|---|
| Starting rate | Real interbank | "In-house" rate | "In-house" rate |
| Exchange margin | 0.40% | ~1.5 to 2% | Often > 2% |
| Transfer fees | CHF 0 | Variable | — |
| Estimated annual cost* | ~CHF 240 | ~CHF 900 | > CHF 1'000 |
| 100% digital tracking | Yes | Partial | No |
*Indicative orders of magnitude for a CHF 5'000/month exchange over 1 year. See the details on our Rates page.
Rate evolution
CHF / GBP exchange rate live
Follow the pair's trend to choose the right moment for your exchange.
| Indicator | 30 days | 90 days |
|---|---|---|
| High | 0.9123 | 0.9185 |
| Low | 0.9044 | 0.9017 |
| Average | 0.9081 | 0.9101 |
| Change | +0.46% | −0.41% |
European Central Bank reference rates, from 10 August to 6 November (90 days) and from 8 October to 6 November (30 days), 2026. Cross rates calculated via the euro. Excluding exchange margin: these figures are not directly comparable with the rate shown at the top of the page, which includes the ibani margin.
Conversion tables
How much is 1 CHF in GBP (and the other way round)?
Indicative amounts, ibani margin included, updated continuously.
Indicative rate as of 9 November 2026, ibani margin included; the rate applied is the one in effect when you place your order.
How to convert
Your CHF changed into GBP, in 3 steps
Create your ibani account for free
100% digital sign-up in 5 minutes, with no opening or account maintenance fees.
Fund your account in Swiss francs
Deposit your CHF into your personal ibani Swiss IBAN, in your name.
Receive your British pounds at the real rate
ibani converts your CHF into GBP at the market rate, plus a margin of 0.40% to 0.15% depending on the amount, and transfers the pounds to the British account of your choice.
EUR
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JPYMarkets · updated 19 October 2026
CHF/GBP: what has moved in recent months
Two central banks on hold in September, for opposite reasons: the SNB at 0% with inflation of 1.0%, the Bank of England at 3.75% with three of its nine members in favour of a hike on 17 September. The pound firmed: against the franc, it hit its 2026 high on 30 September, at 1.1090, before returning to 1.0998 on 19 October.
CHFSNB at 0%, the franc firms in October
The Swiss National Bank kept its policy rate at 0% on 24 September 2026 and projects inflation of 0.7% for 2026, then 0.8% in 2027 and in 2028. Inflation stood at +1.0% year on year in September, according to the Federal Statistical Office. On the currency side, the euro climbed as high as 0.9478 francs on 30 September, its high for the year, before falling back to 0.9261 at the ECB reference rate of 19 October, its lowest level since 21 July. The SNB's next assessment is on 10 December 2026.
GBPSterling at its strongest against the euro in sixteen months
On 17 September 2026 the Bank of England kept Bank Rate at 3.75% by six votes to three: Megan Greene, Catherine Mann and Huw Pill wanted to raise it to 4%. UK inflation rose back to 3.1% in August, from 2.9%; the September figure is published on 21 October. At the ECB reference rate of 19 October, EUR/GBP fell to 0.84205, its low for the year and its weakest level since June 2025. The next decision is on 5 November 2026, then on 17 December.
CHF → GBP
What it means for you
UK inflation for September is published on 21 October and the Bank of England's next decision falls on 5 November: two dates that can move the pound within a few sessions. On a regular flow to the United Kingdom, smoothing conversions avoids exposing the full amount to either of these dates.
ECB reference rate on 19 October 2026: 1 CHF ≈ 0.9092 GBP (excluding margin). The rate shown at the top of the page includes the ibani margin; the converter shows the live rate.
Sources: SNB, monetary policy assessment of 24 September 2026 · Federal Statistical Office, September consumer price index published 1 October 2026 · ECB, euro foreign exchange reference rates · Bank of England, monetary policy summary of 17 September 2026 · Office for National Statistics, August 2026 consumer price index.
General market information, compiled from the sources cited; it constitutes neither investment advice nor a forecast.
The economics of the pair
CHF/GBP: the SNB versus the Bank of England
The rate between the Swiss franc (CHF) and the British pound (GBP) is one of the most eventful pairs in Europe. Its dynamic pits two central banks with different trajectories against each other: the Swiss National Bank (SNB) and the Bank of England (BoE).
The CHF plays the role of a safe-haven currency: in times of uncertainty, investors buy Swiss francs, supported by the stability of the Swiss economy and the SNB's rigorous policy against imported inflation. The British pound, on the other hand, is more sensitive to the UK's economic and political cycle: Bank of England decisions on key rates, inflation, growth and the UK's economic climate.
Reference points: the June 2016 Brexit referendum caused a historic fall in the pound, strengthening the appeal of the CHF. Since then, the CHF/GBP pair remains highly reactive to rate gaps between the SNB and the BoE and to British economic announcements: a volatile context where monitoring the real rate before exchanging makes complete sense.
Read also: our guides on how to lock in a favourable rate and calculate an exchange rate.
Written by Brice Delhome.
Frequently asked questions
Frequently asked questions about CHF/GBP exchange
There is no universally ideal moment. The CHF/GBP rate is one of the most volatile in Europe: it reacts to decisions by the SNB and the Bank of England (BoE), as well as to British political and economic news. The Swiss franc, a safe-haven currency, tends to appreciate against the pound in times of uncertainty. Monitor the real rate continuously and trigger your exchange at the moment that suits you.
With ibani, you open an account with a personal Swiss (CH) IBAN. You deposit your CHF into it, then ibani converts them into British pounds at the real market rate, plus a margin of 0.40% to 0.15% depending on the amount, and transfers the GBP to the beneficiary account in the United Kingdom of your choice, with no hidden fees. Ideal for a property purchase, studies or paying British suppliers.
The British pound is a currency sensitive to the UK's political and monetary context: Brexit, Bank of England decisions on rates, inflation and UK growth. The Swiss franc, by contrast, benefits from the stability of the Swiss economy and its safe-haven status. This difference in profile explains the strong swings in the CHF/GBP pair.
ibani applies a transparent margin from 0.40% to 0.15% on the real interbank rate, decreasing with amounts. There are no opening or account maintenance fees. It's up to 10× cheaper than a traditional bank. See the details on the Rates page.
Change your Swiss francs
into British pounds at the right rate.
Open an ibani account, convert your CHF into GBP at the real rate (+ margin from 0.15%) and pay in the United Kingdom with no hidden fees. Free account opening, 100% digital, in 5 minutes.✓ Real interbank rate · ✓ Margin from 0.15% · ✓ Affiliated with SO-FIT (SRO)
* Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees.
Swiss financial intermediary subject to the AMLA regulatory framework
Your money is handled with the utmost regulatory rigour.
ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and exchange operations to our name.
ibani SA is affiliated with SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).