CHF → CAD · Real-time rate

Convert Swiss francs
into Canadian dollars (CHF → CAD)

Change your Swiss francs (CHF) into Canadian dollars (CAD) at the real interbank rate, in real time. Ideal for sending money to Canada, with a margin from 0.40% and no hidden fees.

Open my free account Conversion tables
CHF → CADCurrency pair
Real timeMarket rate
0.40%Margin from
35'000+ clientsIndividuals & businesses
CHF 1 Billion+Exchanged since 2018
Up to 10× cheaperThan a traditional bank
4.7/5 · ExcellentOn 2'000+ client reviews
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Affiliated with SO-FIT (SRO)*
CHF/CAD conversion in a nutshell

Convert Swiss francs into Canadian dollars, at the right rate

The essentials for changing your CHF into CAD with no nasty surprises on the rate or the fees.

The real CHF/CAD rate

The interbank (mid-market) rate, with no inflated margin hidden in the displayed rate.

A margin from 0.40%

Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.

Personal Swiss IBAN

Pay your CHF into an IBAN in your name, converted into Canadian dollars and sent to Canada.

A reliable Swiss partner

ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, recognised by FINMA.

What you really pay

CHF → CAD: ibani, bank or exchange office ?

On a transfer of CHF 5'000 to Canada, the margin applied to the rate makes all the difference.

CriterionibaniBankExchange office
Starting rateReal interbank"House" rate"House" rate
Exchange marginFrom 0.40%~1.5 to 2%Often > 2%
Transfer feesCHF 0Variable—
Estimated cost*~CHF 20~CHF 90> CHF 100
100% digital trackingYesPartialNo

*Indicative orders of magnitude for a transfer of CHF 5'000 to Canada. See the details on our Rates page.

Rate movements

Live CHF / CAD exchange rate

Follow the trend of the pair to choose the right moment for your exchange.

Conversion tables

How much is 1 CHF in CAD (and the other way round) ?

Indicative amounts, ibani margin included, continuously updated.

CHFCAD
CHF 1—
CHF 5—
CHF 10—
CHF 50—
CHF 100—
CHF 500—
CHF 1'000—
CHF 5'000—
CHF 10'000—
CHF 50'000—
CADCHF
CAD 1—
CAD 5—
CAD 10—
CAD 50—
CAD 100—
CAD 500—
CAD 1'000—
CAD 5'000—
CAD 10'000—
CAD 50'000—
How to convert

Your CHF changed into CAD, in 3 steps

Create your ibani account for free

100% digital sign-up in 5 minutes, with no opening or account maintenance fees.

Get your personal Swiss IBAN

Pay your Swiss francs into it and add the beneficiary account in Canada where the funds should be sent.

Receive your Canadian dollars at the real rate

ibani converts your CHF into CAD at the market rate and transfers the Canadian dollars to Canada.

Other pairs

Convert other currencies

From the Swiss franc (CHF)
CHF EUR CHF USD CHF GBP CHF SGD CHF TRY CHF JPY
To the Canadian dollar (CAD)
EUR CAD USD CAD GBP CAD

All our converters →

Markets · updated 28 August 2026

CHF/CAD: what has moved in recent months

The franc and the Canadian dollar respond to unrelated forces: the SNB has been at 0.00% since 18 June, while the Bank of Canada held at 2.25% on 15 July for the sixth time in a row. Between the two, it is mainly the oil price and the path of the US dollar that set the rate.

CHF

SNB on hold, growth springs a surprise

The Swiss National Bank kept its policy rate at 0.00% at its 18 June 2026 assessment, a fourth consecutive hold, with inflation projected at 0.6% for both 2026 and 2027. Swiss inflation fell back to 0.4% year on year in July, a four-month low. The surprise of the quarter: GDP jumped 1.5% in the second quarter against expectations of 0.2% to 0.4%, driven by a 15.2% rebound in chemical and pharmaceutical exports. The next assessment is on 24 September 2026.

CAD

Six holds in a row in Ottawa

The Bank of Canada left its policy rate at 2.25% on 15 July 2026, its sixth consecutive hold. Canadian inflation had climbed back to 3.2% in May on gasoline prices linked to the Middle East conflict; the Bank expects it to ease towards 2.5% in the second half of 2026 and back to the 2% target in early 2027. It projects growth of 0.7% in 2026, then 1.8% in both 2027 and 2028.

CHF → CAD

What it means for you

CHF/CAD is read first through the greenback: the dollar's retreat since 19 August has supported the loonie as much as the franc, which has capped the pair's move. On a regular flow to Canada, spreading conversions remains the most effective shock absorber.

Benchmark on 28 August 2026: 1 CHF ≈ 1.7241 CAD. The converter at the top of this page shows the live rate.

Sources: SNB, monetary policy assessment of 18 June 2026 · Federal Statistical Office, July consumer price index published 3 August 2026 · SECO, flash GDP estimate of 14 August 2026 · Bank of Canada, statement and Monetary Policy Report of 15 July 2026.

The economics of the pair

CHF/CAD: the SNB versus the Bank of Canada

The rate between the Swiss franc (CHF) and the Canadian dollar (CAD) pits two very different currency profiles against each other. Its dynamics are dictated by the relationship between two central banks : the Swiss National Bank (SNB) and the Bank of Canada (BoC).

The CHF enjoys safe-haven status : in times of uncertainty, investors take refuge in it and the franc appreciates. The Canadian dollar, on the other hand, is a "commodity" currency : strongly correlated to the price of oil (Canada is a major energy exporter), it strengthens when energy prices rise and appetite for risk is high. As a result : the CHF/CAD pair can experience marked movements depending on the economic climate.

To watch in order to anticipate the pair : rate decisions by the SNB and the Bank of Canada, movements in the price of a barrel (WTI and Brent), inflation on both sides, as well as the risk climate on global markets. A gap in monetary policy between Bern and Ottawa quickly translates into the CHF/CAD rate.

To go further, see our guides on how to change your currency online and calculate an exchange rate.

Written by Brice Delhome.

Frequently asked questions

Frequently asked questions about CHF/CAD exchange

There is no universally ideal day. The CHF/CAD rate depends on market movements, on decisions by the SNB and the Bank of Canada (BoC), as well as on the price of oil, on which the Canadian dollar heavily depends. Monitor the real rate continuously and trigger your exchange at the moment that suits you.

With ibani, you get a personal Swiss (CH) IBAN into which you pay your Swiss francs. ibani then converts your CHF into Canadian dollars at the real market rate and transfers the funds to an account in Canada, with no hidden fees. Ideal for funding studies, a property project or helping a loved one settled in Canada.

The Swiss franc is a stable safe-haven, whereas the Canadian dollar is a commodity-linked currency, very sensitive to the price of oil and to investors' appetite for risk. When oil rises, the CAD tends to strengthen against the CHF ; in times of uncertainty, the CHF regains the advantage.

ibani applies a transparent margin from 0.40% on the real interbank rate, decreasing with amounts. There are no opening or account maintenance fees. It's up to 10× cheaper than a traditional bank. See the details on the Rates page.

Change your Swiss francs
into Canadian dollars at the right rate.

Get a personal Swiss IBAN, convert your CHF into CAD at the real rate and send them to Canada with no hidden fees. Free account opening, 100% digital, in 5 minutes.
OPEN A FREE ACCOUNT ibani for individuals

✓ Real interbank rate  ·  ✓ Margin from 0.40%  ·  ✓ Affiliated with SO-FIT (SRO)

* Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees.

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Swiss financial intermediary subject to the AMLA regulatory framework

Your money is handled with the utmost regulatory rigour.

ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and exchange operations to our name.

ibani SA is affiliated with SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).