The Swiss IBAN for International Students

For international students in Switzerland (EPFL, UNIL, UNIGE, EHL...): don't lose money when transferring your tuition fees or monthly budget. Get a Swiss IBAN in your name in minutes and enjoy the best exchange rate on the market.

Optimize the education budget

The cost of living and studying in Switzerland is high. By avoiding traditional banking margins on the exchange of your rent or living expenses, you preserve your purchasing power.

Transfer Amountibani Savings*
CHF 2,000 / month+ 360 EUR / year
CHF 5,000 (Semester)+ 75 EUR

*Estimated savings compared to average retail bank fees and rates.

SELLEUR xxx
xxx BUYEUR
  • Our transfer fees: CHF 0
  • Our exchange margin: 0.50%
  • Final exchange rate: 1.1636
  • You'll save on average maintenant

How to get your Swiss IBAN in 3 steps

1

Download the app

Open your account 100% online in minutes, without unnecessary paperwork.

2

Get your IBAN

Once validated, you get a personal CH IBAN. Ideal for receiving transfers from parents or a foreign account.

3

Transfer and Pay

We convert your currency to CHF instantly. Use these funds to pay rent, tuition, insurance, or transport.

ibani transfer tracking

Essential for your administrative procedures

Having a Swiss account makes settling in much easier.

  • 🏠 Rental Guarantee: You often need to pay 3 months' rent before moving in. Route these funds through ibani to save on exchange rates.
  • 🏥 Health Insurance: Whether you use Swisscare or another insurer, pay your monthly premiums easily from your Swiss IBAN.
  • 👨‍👩‍👧 Family Support: Parents can wire EUR, USD, or GBP to the student IBAN. You receive net CHF, ready to use.

Swiss Security and Regulation

ibani SA is affiliated with SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA).

SO-FIT is a self-regulatory organization recognized by the Swiss Financial Market Supervisory Authority (FINMA).

SO-FIT Logo

Frequently Asked Questions for Students

Yes, everything is done via the app. This can be very useful for paying your rental deposit (rental guarantee) before you arrive.

Yes, your personal CH IBAN allows you to receive salaries. However, ibani is optimized for currency exchange. If you receive CHF and spend CHF, we recommend also opening a standard student bank account (often free) for local non-exchange transactions.

Your parents make a local or SEPA transfer (if in the Eurozone) to your IBAN. For them, it is generally free or very low cost, unlike an international SWIFT transfer to a traditional Swiss bank.