Swiss Business & SME Guide
Optimize your international financial flows and simplify your administrative management. For your cross-border payments, our converter shows the real market rate; at ibani, conversions are made at that rate plus a margin of 0.40% to 0.15% depending on the amount.
Business Guides

Withholding tax: the Swiss employer's obligations | ibani
Employers in Switzerland: who to tax at source, which tariff, which deadlines (8 days, 30 days, 31 March), what commission and what penalties. 2026 guide.
Updated on: 1 October 2026

Buying Foreign Currency for Companies | ibani
B2B Guide: How Swiss and international companies can optimize foreign currency purchases and manage account-to-account transfers to reduce bank fees.
Updated on: 30 September 2026

Swiss Salary Certificate: How to Fill It In | ibani
Swiss employer: how to fill in the salary certificate (Form 11), sections 1 to 15, boxes F and G and the pitfalls for a cross-border employee in 2026.
Updated on: 30 September 2026

Multi-currency accounting: expert guide to CHF/EUR reconciliation
Accountants and CFOs: Master exchange gain and loss entries across Europe. Discover how to automate the bank reconciliation of your cross-border invoices.
Updated on: 30 September 2026

Setting up a company in Switzerland (GmbH, AG, Sole Trader)
Entrepreneurs: discover how to transfer your capital, invoice as a sole trader (AHV), and manage VAT for small turnovers in 2026.
Updated on: 30 September 2026

B2B Invoicing Switzerland - EU: VAT, Accounting and FX (2026)
2026 expert guide on cross-border invoicing between Switzerland and Europe. VAT rules, accounting entries, foreign exchange risk, and collection solutions.
Updated on: 30 September 2026

Freelance Invoicing in Switzerland under CHF 100k: OASI & VAT
Legal guide for freelancers in Switzerland. How to invoice your first clients without AHV/OASI status, get recognized, and manage VAT exemption (VAT Act).
Updated on: 30 September 2026

Financing a foreign branch from Switzerland | B2B Guide 2026
Swiss SMEs: discover the FTA rules to finance your subsidiary abroad and optimize your foreign exchange flows.
Updated on: 30 September 2026

Hong Kong Profits Tax: rates and cash flow 2026 | ibani
Hong Kong Profits Tax in 2026: 8.25% and 16.5% rates, territorial source principle, provisional tax instalments and repatriating profits to Switzerland.
Updated on: 30 September 2026

LPP and Foreign Workers: Employer Obligations (2026 Guide)
Expert 2026 guide for Swiss employers on LPP affiliation for foreign workers (Cross-border, G Permit, B Permit). Thresholds, contributions, and rules.
Updated on: 30 September 2026

International Trading via Singapore: the Legal Rules | ibani
Trading via Singapore: bills of lading, uncapped letters of indemnity, electronic title recognised since 2021, and the Swiss rules that still apply.
Updated on: 30 September 2026

Paying Foreign Suppliers 2026: Swiss SME Guide | ibani
Bank spread, SWIFT fees, SEPA vs SWIFT: the complete guide to cutting the cost of paying your suppliers in EUR, USD or GBP from your Swiss SME in 2026.
Updated on: 30 September 2026

Multi-currency payroll: paying staff in their own money | ibani
Can a Swiss company pay a salary in euros? What the Federal Supreme Court held, which minimum wage applies after conversion, and the four possible set-ups.
Updated on: 30 September 2026

Repatriate Profits from a European Subsidiary to Switzerland 2026
Dividends, royalties, intra-group loans, management fees: the complete guide to repatriating EU subsidiary profits to your Swiss parent company in 2026.
Updated on: 30 September 2026

Hiring cross-border workers: employer checklist 2026 | ibani
Hiring cross-border workers in Switzerland in 2026: G permit, withholding tax, telework limits and payroll in euros. The employer checklist.
Updated on: 30 September 2026

Swiss Real Estate Companies (SI): Taxation for Non-Residents
Expert guide 2026: Discover the taxation of Swiss Real Estate Companies (SI) for non-resident investors and optimize the repatriation of your rental yields.
Updated on: 30 September 2026

Swiss Cross-Border Telework 2026: The Comparative Guide
Managing cross-border teams in Switzerland: Compliance guide for France (40%), Germany, and Italy. Social security limits, A1 certificate, and tax risks explained.
Updated on: 30 September 2026

Cross-Border Dividends in Switzerland: Withholding Tax and FX
B2B Guide: How Swiss companies can optimize dividend payments to foreign shareholders against withholding tax (FTA) and exchange rate risk.
Updated on: 30 September 2026

Qonto Alternatives for a Swiss Company (2026) | ibani
Qonto only opens in eight countries, and Switzerland is not one of them. Capital deposit, Swiss IBAN, FX cost: what each alternative actually covers.
Updated on: 4 September 2026

Becoming a Freelancer in Switzerland in 2026: Full Guide | ibani
OASI status, sole proprietorship or GmbH, the two CHF 100,000 thresholds, 8.1% VAT: how to start freelancing in Switzerland or invoice from abroad.
Updated on: 13 August 2026

13th month salary Switzerland 2026: rules and tax | ibani
No federal law requires a 13th month salary, yet 75.9% of employees receive one. Legal qualification, pro rata on departure, withholding tax and 2026 pitfalls.
Updated on: 12 August 2026
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