Buy your property at the right price

In a cross-border real estate purchase, the exchange rate is often the biggest hidden cost. ibani allows you to repatriate your funds with maximum efficiency, turning bank fees into purchasing power for your future home.

Why does every exchange point count?

For a transaction of CHF 400,000, a simple rate variation or standard bank fees can impact your budget by several thousand Euros.

Property Amountibani Savings*
250'000 CHF+ 3'250 EUR
500'000 CHF+ 6'500 EUR
750'000 CHF+ 10'500 EUR

*Average savings observed compared to a traditional retail bank.

SELLEUR xxx
xxx BUYEUR
  • Our transfer fees: CHF 0
  • Our exchange margin: 0.50%
  • Final exchange rate: 1.1636
  • You'll save on average maintenant

A process validated by notaries

Transferring funds to a notary is a delicate operation that allows for no approximation. Our named IBAN system is the key to a successful transaction.

  • 🛡️ Total Traceability: The IBAN is in your name. The notary immediately identifies the origin of funds, avoiding administrative blockages.
  • 📄 Proof of Funds: We provide necessary certificates for your real estate file compliance upon request.
  • ⏱️ Deadlines Met: Thanks to the SEPA network and our banking partnerships, your funds arrive on time for the final signature.
🤝

Personalized Advice

For significant amounts, a dedicated contact person accompanies you to validate every step of the transfer.

📊

Rate Monitoring

Follow live rates on our app and choose the optimal moment to trigger your exchange.

🏢

Complex Projects

Selling in Switzerland and buying in France? We manage circular flows to minimize financial friction.

Swiss rigor for your assets

Your money is protected by the strictest banking standards.

Based in Geneva, ibani SA is an audited and regulated financial intermediary (SRO SO-FIT, recognized by FINMA). Funds destined for your real estate purchase transit through segregated transit accounts in major Swiss banks, guaranteeing absolute security until payment to the notary.

ibani SA is affiliated to SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA).

SO-FIT is a self-regulatory organization recognized by the Swiss Financial Market Supervisory Authority (FINMA).

SO-FIT Logo

Your Questions About Real Estate Exchange

No, because the ibani IBAN is named (in your name). For the notary, it is as if you were making a transfer from any other Swiss bank. It is the safest solution for cross-border transactions.

Absolutely. Whether you are bringing equity in CHF or need to repay monthly loan installments in EUR, ibani optimizes all these flows.