The real CHF/SGD rate
The interbank (mid-market) rate as the basis; the ibani margin, from 0.40% to 0.15% depending on the amount, is shown separately.
1 CHF = 1.5385 SGD as of 11 November 2026 (indicative rate for an amount below the equivalent of CHF 10,000, ibani margin included; the rate applied is the one in effect when you place your order).
Exchange your Swiss francs (CHF) into Singapore dollars (SGD) at the real interbank rate, in real time. Ideal for sending money between Switzerland and Singapore — expatriation, business, studies or family — with a margin from 0.40% to 0.15% and no hidden fees.
The essentials for exchanging your CHF into SGD with no nasty surprise on the rate or the fees.
The interbank (mid-market) rate as the basis; the ibani margin, from 0.40% to 0.15% depending on the amount, is shown separately.
Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.
Fund your account in CHF from Switzerland; ibani converts and sends the Singapore dollars to the beneficiary.
ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, a self-regulatory organisation recognised by FINMA.
On a transfer of CHF 10,000 to Singapore, the margin applied to the rate makes all the difference to the amount received.
| Criterion | ibani | Bank | Exchange office |
|---|---|---|---|
| Starting rate | Real interbank | "In-house" rate | "In-house" rate |
| Exchange margin | 0.35%* | ~1.5 to 2% | Often > 2% |
| Transfer fees | CHF 0* | Variable | — |
| Estimated cost per transfer* | ~CHF 35 | ~CHF 180 | > CHF 200 |
| 100% digital tracking | Yes | Partial | No |
*Indicative orders of magnitude for a transfer of CHF 10,000 to Singapore (i.e. the 0.35% margin tier). Transfers in currencies other than CHF and EUR may be subject to correspondent bank fees. See the details on our Rates page.
Follow the pair's trend to choose the right moment for your exchange.
| Indicator | 30 days | 90 days |
|---|---|---|
| High | 1.5670 | 1.5922 |
| Low | 1.5372 | 1.5302 |
| Average | 1.5521 | 1.5568 |
| Change | +1.33% | −1.12% |
European Central Bank reference rates, from 13 August to 10 November (90 days) and from 12 October to 10 November (30 days), 2026. Cross rates calculated via the euro. Excluding exchange margin: these figures are not directly comparable with the rate shown at the top of the page, which includes the ibani margin.
Indicative amounts, ibani margin included, updated continuously.
Indicative rate as of 11 November 2026, ibani margin included; the rate applied is the one in effect when you place your order.
100% digital sign-up in 5 minutes, with no opening or account maintenance fees.
Fund it by transfer in CHF from your Swiss bank and provide the beneficiary account in Singapore.
ibani converts your CHF into SGD at the market rate, plus a margin of 0.40% to 0.15% depending on the amount, and sends the funds to Singapore, with no hidden fees.
Two solid currencies, two logics: the franc rests on inflation of 1.0% and a 0% policy rate, while Singapore directly steers the appreciation slope of its currency. On 14 October MAS left that framework unchanged after two tightenings during the year. CHF/SGD has fallen 1.9% since 28 August, to 1.5503 on 19 October.
The Swiss National Bank kept its policy rate at 0% on 24 September 2026 and projects inflation of 0.7% for 2026, then 0.8% in 2027 and in 2028. Inflation stood at +1.0% year on year in September, according to the Federal Statistical Office. On the currency side, the euro climbed as high as 0.9478 francs on 30 September, its high for the year, before falling back to 0.9261 at the ECB reference rate of 19 October, its lowest level since 21 July. The SNB's next assessment is on 10 December 2026.
Singapore does not steer a policy rate but the appreciation slope of its nominal effective exchange rate (S$NEER). On 14 October 2026 MAS left the slope, width and centre of this band unchanged, after two tightenings in April and July. MAS core inflation rose to 2.2% in August, headline inflation to 2.3%, and MAS forecasts core inflation of 1.5% to 2.0% for the year. The next statement is due no later than 29 January 2027.
MAS manages the Singapore dollar against a basket of currencies, which tends to smooth its moves, without guaranteeing anything against the franc; its next statement is due no later than 29 January 2027. On a regular flow from Switzerland, spread-out conversions avoid depending on a single entry point.
ECB reference rate on 19 October 2026: 1 CHF ≈ 1.5503 SGD (excluding margin). The rate shown at the top of the page includes the ibani margin; the converter shows the live rate.
Sources: SNB, monetary policy assessment of 24 September 2026 · Federal Statistical Office, September consumer price index published 1 October 2026 · ECB, euro foreign exchange reference rates · Monetary Authority of Singapore, monetary policy statements of 14 April and 14 October 2026 · MAS and Ministry of Trade and Industry, August 2026 consumer prices.
General market information, compiled from the sources cited; it constitutes neither investment advice nor a forecast.
The rate between the Swiss franc (CHF) and the Singapore dollar (SGD) brings together two of the most stable currencies in the world, steered by two radically different monetary frameworks: the Swiss National Bank (SNB) and the Monetary Authority of Singapore (MAS).
The SNB runs a classic policy based on its policy interest rate and, if necessary, on foreign-exchange interventions, while benefiting from the safe-haven status of the Swiss franc in times of uncertainty. The MAS, for its part, does not set an interest rate: it directly manages the nominal effective exchange rate of the SGD against a basket of currencies of its trading partners, within a fluctuation band it adjusts according to inflation and growth. An approach suited to a small, very open economy, where foreign trade is worth several times GDP.
The result: the CHF/SGD pair is generally less volatile than other pairs involving the franc, but it reacts to inflation gaps between Switzerland and Singapore, to safe-haven flows and to the health of Asian trade. For a transfer of a certain size — investment, real estate, expatriation or schooling costs — a few basis points on the rate can represent a noticeable difference to the amount received.
Read also: our guides on how to repatriate funds to Singapore and prepare a move to Singapore.
Written by Brice Delhome.
There is no universal ideal time. The CHF/SGD rate depends on market movements and on the policies of the SNB (Swiss National Bank) and the MAS (Monetary Authority of Singapore), which steers the Singapore dollar through its exchange rate rather than through interest rates. Monitor the real rate continuously and trigger your exchange at the moment that suits you.
With ibani, you get a personal Swiss (CH) IBAN. You transfer your Swiss francs to it, ibani converts them into Singapore dollars at the real market rate, plus a margin of 0.40% to 0.15% depending on the amount, then sends the funds to the beneficiary account in Singapore, with no hidden fees.
Unlike most central banks, the Monetary Authority of Singapore (MAS) does not set a policy interest rate: it manages the value of the SGD against a basket of currencies of its trading partners, within a fluctuation band. This policy, suited to a very open economy, tends to limit the volatility of the Singapore dollar.
ibani applies a transparent margin from 0.40% to 0.15% on the real interbank rate, decreasing with amounts. There are no opening or account maintenance fees. Transfers in currencies other than CHF and EUR may be subject to correspondent bank fees.
✓ Real interbank rate · ✓ Margin from 0.15% · ✓ Affiliated with SO-FIT (SRO)
* Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees.
Your money is handled with the utmost regulatory rigour.
ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and exchange operations to our name.
ibani SA is affiliated with SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).