USD → SGD · Real-time rate

Convert US dollars
into Singapore dollars (USD → SGD)

Change your US dollars (USD) into Singapore dollars (SGD) at the real interbank rate, in real time. Ideal for your payments, transfers and spending to Singapore, with a margin from 0.40% and no hidden fees.

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USD → SGDCurrency pair
Real timeMarket rate
0.40%Margin from
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USD/SGD conversion at a glance

Convert US dollars into Singapore dollars, at the fair rate

The essentials to change your USD into SGD without any nasty surprise on the rate or the fees.

The real USD/SGD rate

The interbank rate (mid-market), with no inflated margin hidden in the displayed rate.

A margin from 0.40%

Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.

Personal Swiss IBAN

Receive and send your funds via an IBAN in your name, converted into Singapore dollars automatically.

A reliable Swiss partner

ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, recognised by FINMA.

What you really pay

USD → SGD: ibani, bank or exchange office ?

On a 5'000 USD exchange, the margin applied to the rate makes all the difference to the amount received in SGD.

CriterionibaniBankExchange office
Starting rateReal interbank"In-house" rate"In-house" rate
Exchange marginFrom 0.40%~1.5 to 2%Often > 2%
Transfer feesCHF 0Variable—
Estimated cost on 5'000 USD*~20 USD~90 USD> 100 USD
100% digital trackingYesPartialNo

*Indicative orders of magnitude for a one-off exchange of 5'000 USD into SGD. See the details on our Rates page.

Rate evolution

Live USD / SGD exchange rate

Follow the pair's trend to choose the right moment for your exchange.

Conversion tables

How much is 1 USD in SGD (and the reverse) ?

Indicative amounts, ibani margin included, updated continuously.

Reference rate as of 21 September 2026; the rate applied is the one at the time of the order.

USDSGD
USD 11.27
USD 56.35
USD 1012.69
USD 5063.46
USD 100126.92
USD 500634.60
USD 1'0001'269.21
USD 5'0006'346.04
USD 10'00012'692.08
USD 50'00063'492.28
SGDUSD
SGD 10.78
SGD 53.90
SGD 107.80
SGD 5039.00
SGD 10078.00
SGD 500390.02
SGD 1'000780.04
SGD 5'0003'900.21
SGD 10'0007'800.41
SGD 50'00039'021.64
How to convert

Your USD changed into SGD, in 3 steps

Create your ibani account for free

100% digital sign-up in 5 minutes, with no opening or account maintenance fees.

Fund your account in USD

Top up your personal Swiss IBAN with the US dollars to convert to Singapore.

Receive your SGD at the real rate

ibani converts your USD into SGD at the market rate and transfers the Singapore dollars to the beneficiary account.

Other pairs

Convert other currencies

From the US dollar (USD)
USD CHF USD EUR USD GBP USD CAD
To the Singapore dollar (SGD)
CHF SGD EUR SGD GBP SGD

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Markets · updated 28 August 2026

USD/SGD: what has moved in recent months

The pair barely moved this summer: between 1.278 and 1.284 in early August, then 1.2796 at month-end. That is a direct consequence of Singapore's exchange rate regime — MAS steers an S$NEER appreciation band, tightened on 27 July 2026 — which cushions shocks coming from the dollar.

USD

The US Treasury cut the dollar's engine

The Federal Reserve held its policy rate in the 3.50%–3.75% range on 29 July 2026, on a tight nine-to-three vote. US inflation eased to 3.4% in July, core inflation to 2.5%, and retail sales fell for the first time in nine months. On 19 August the Treasury announced it was doubling its long-dated debt buybacks, from 2 to at least 4 billion dollars per operation, from 9 September to 4 November: the 30-year yield fell back to 5.196% after a nineteen-year high of 5.33%, and the dollar retreated against all its major counterparts.

SGD

MAS tightens again, through the slope

Singapore does not steer a policy rate but the appreciation slope of its nominal effective exchange rate (S$NEER). On 27 July 2026 MAS raised it for the second time this year, by around 25 basis points after a first move in April, judging that the energy shock would feed more widely into domestic prices. Most analysts no longer expect any change before the end of 2026.

USD → SGD

What it means for you

Even the 19 August announcement on US long-dated debt buybacks, which knocked the greenback against the franc and the euro, produced only a limited move here. On this pair, the gap between the real rate and the margin applied matters more than volatility.

Benchmark on 28 August 2026: 1 USD ≈ 1.2796 SGD. The converter at the top of this page shows the live rate.

Sources: Federal Reserve, statement of 29 July 2026 · Bureau of Labor Statistics, July consumer price index published 12 August 2026 · US Department of the Treasury, statement of 19 August 2026 · Monetary Authority of Singapore, monetary policy statement of 27 July 2026.

The economics of the pair

USD/SGD: the Fed versus the MAS

The rate between the US dollar (USD) and the Singapore dollar (SGD) reflects the meeting of two very different monetary approaches : that of the Fed (US Federal Reserve) and that of the MAS (Monetary Authority of Singapore).

In the United States, the Fed steers its policy through interest rates. When it raises its rates to contain inflation, the US dollar tends to appreciate against most currencies, including the SGD. The USD is also the world's main reserve currency : in times of tension, investors take refuge in it, which strengthens the greenback.

In Singapore, the MAS made an unusual choice : rather than setting a policy rate, it conducts its policy through the exchange rate. The Singapore dollar floats within a band against a weighted basket of its trading partners' currencies (the S$NEER), which the MAS adjusts to control imported inflation. As a result, the USD/SGD stays less volatile than many other pairs and moves within a relatively contained range, paced by the Fed's decisions and the MAS's half-yearly revisions.

On the same topic, discover how to repatriate funds to Singapore and prepare a move to Singapore.

Written by Brice Delhome.

Frequently asked questions

Frequently asked questions about USD/SGD exchange

There is no universally ideal day. The USD/SGD rate depends on the policy of the Fed (US Federal Reserve) and on the management of the Singapore dollar by the MAS (Monetary Authority of Singapore), which steers its currency via a basket of currencies. The pair moves within a relatively contained range. Monitor the real interbank rate continuously and trigger your exchange at the moment that suits you.

Unlike most central banks that set an interest rate, the MAS (Monetary Authority of Singapore) conducts its monetary policy through the exchange rate. It lets the SGD float within a fluctuation band against a weighted basket of its trading partners' currencies (the S$NEER), which it adjusts to control imported inflation.

The Singapore dollar is managed within a band by the MAS, which limits its abrupt swings against the US dollar. The USD/SGD therefore stays less volatile than many other pairs. It mainly reacts to the Fed's rate decisions, to the strength of the US dollar globally and to periodic revisions of the MAS policy.

ibani applies a transparent margin from 0.40% on the real interbank rate, decreasing with amounts. There are no opening or account maintenance fees. It's up to 10× cheaper than a traditional bank. See the details on the Rates page.

Change your US dollars
into Singapore dollars at the fair rate.

Get a personal Swiss IBAN, convert your USD into SGD at the real rate and transfer with no hidden fees. Free account opening, 100% digital, in 5 minutes.
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* Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees.

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