USD → EUR · Real-time rate

Convert US dollars
into euros (USD → EUR)

Change your US dollars (USD) into euros (EUR) at the real interbank rate, in real time. Ideal for your international payments, your investments and your fund repatriations, with a margin from 0.40% and no hidden fees.

Open my free account Conversion tables
USD → EURCurrency pair
Real timeMarket rate
0.40%Margin from
35'000+ clientsIndividuals & businesses
CHF 1 Billion+Exchanged since 2018
Up to 10× cheaperThan a traditional bank
4.7/5 · ExcellentOn 2'000+ client reviews
SO-FIT logo
Affiliated with SO-FIT (SRO)*
USD/EUR conversion in brief

Convert US dollars into euros, at the fair rate

The essentials to change your USD into EUR with no nasty surprises on the rate or the fees.

The real USD/EUR rate

The interbank (mid-market) rate, with no inflated margin hidden in the displayed rate.

A margin from 0.40%

Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.

Personal Swiss IBAN

Receive and fund your money on an IBAN in your name, converted into euros automatically.

A reliable Swiss partner

ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, recognised by FINMA.

What you really pay

USD → EUR: ibani, bank or exchange office ?

On a 10'000 USD exchange, the margin applied to the rate makes all the difference to the amount received in euros.

CriterionibaniBankExchange office
Starting rateReal interbank"In-house" rate"In-house" rate
Exchange marginFrom 0.40%~1.5 to 2%Often > 2%
Transfer fees0 CHFVariable—
Estimated cost on 10'000 USD*~40 USD~180 USD> 200 USD
100% digital trackingYesPartialNo

*Indicative orders of magnitude for a one-off exchange of 10'000 USD. See the details on our Rates page.

Rate movement

USD / EUR exchange rate live

Follow the pair's trend to choose the right moment for your exchange.

Conversion tables

How much is 1 USD in EUR (and the other way round) ?

Indicative amounts, ibani margin included, updated continuously.

USDEUR
$ 1—
$ 5—
$ 10—
$ 50—
$ 100—
$ 500—
$ 1'000—
$ 5'000—
$ 10'000—
$ 50'000—
EURUSD
EUR 1—
EUR 5—
EUR 10—
EUR 50—
EUR 100—
EUR 500—
EUR 1'000—
EUR 5'000—
EUR 10'000—
EUR 50'000—
How to convert

Your USD changed into EUR, in 3 steps

Create your ibani account for free

100% digital sign-up in 5 minutes, with no opening or account maintenance fees.

Get your personal Swiss IBAN

Use it to receive or fund your US dollars directly on ibani.

Receive your euros at the real rate

ibani converts your USD into EUR at the market rate and transfers the euros to your account, with no hidden fees.

Other pairs

Convert other currencies

From the US dollar (USD)
USD CHF USD GBP USD CAD USD SGD
To the euro (EUR)
EUR USD CHF EUR GBP EUR EUR CHF

All our converters →

The economics of the pair

USD/EUR: the Fed versus the ECB

The rate between the US dollar (USD) and the euro (EUR) derives from the EUR/USD pair, the most traded and most liquid currency pair in the world. Its dynamics are dictated by the relationship between two central banks : the US Federal Reserve (Fed) and the European Central Bank (ECB).

The dollar is the world's main reserve currency : a large part of international trade, commodities and foreign exchange reserves is denominated in USD. Its value against the euro reacts above all to interest-rate gaps between the Fed and the ECB : when the Fed raises its rates faster than the ECB, the dollar tends to appreciate ; conversely, a US easing cycle often benefits the euro.

Added to this are inflation and employment figures (including the monthly US jobs reports), the relative growth of the two zones and the global risk climate — in times of tension, the dollar plays its role as a safe-haven asset. A notable landmark : in 2022, the euro briefly fell below parity with the dollar for the first time since 2002. To compare in the other direction, see our EUR/USD rate page.

To go further, see our guides on how to buy currency for your business and invoice cross-border B2B.

Written by Brice Delhome.

Frequently asked questions

Frequently asked questions about USD/EUR exchange

There is no universally ideal moment. The USD/EUR rate depends on market movements and on the decisions of the US Federal Reserve (Fed) and the ECB. An interest-rate gap in favour of the dollar tends to strengthen it against the euro. Monitor the real rate continuously and trigger your exchange at the moment that suits you.

With ibani, you open a free account and a personal IBAN. You enter the amount in USD to convert: ibani applies the real interbank market rate and transfers the euros to your bank account, with no hidden fees.

EUR/USD is the most traded currency pair in the world. Its price reacts continuously to monetary-policy gaps between the Fed and the ECB, to US and European inflation and employment figures, as well as to the risk climate on the markets.

ibani applies a transparent margin from 0.40% on the real interbank rate, decreasing with amounts. There are no opening or account maintenance fees. It's up to 10 times cheaper than a traditional bank.

Change your US dollars
into euros at the fair rate.

Get a personal Swiss IBAN, convert your USD into EUR at the real rate and transfer with no hidden fees. Free account opening, 100% digital, in 5 minutes.
OPEN A FREE ACCOUNT ibani for cross-border workers

✓ Real interbank rate  ·  ✓ Margin from 0.40%  ·  ✓ Affiliated with SO-FIT (SRO)

* Transfers in currencies other than EUR and CHF may be subject to correspondent-bank fees.

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Swiss financial intermediary subject to the AMLA regulatory framework

Your money is handled with the utmost regulatory rigour.

ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and exchange operations to our name.

ibani SA is affiliated with SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).