USD → GBP · Real-time rate

Convert US dollars
to pounds sterling (USD → GBP)

Change your US dollars (USD) into pounds sterling (GBP) at the real interbank rate, in real time. Ideal for your international transfers, payments in the United Kingdom or currency operations, with a margin from 0.40% and no hidden fees.

USD → GBPCurrency pair
Real timeMarket rate
0.40%Margin from
35'000+ clientsIndividuals & businesses
CHF 1 Billion+Exchanged since 2018
Up to 10× cheaperThan a traditional bank
4.7/5 · ExcellentOn 2'000+ client reviews

Convert US dollars to pounds sterling, at the fair rate

The essentials to change your USD into GBP with no nasty surprise on the rate or the fees.

The real USD/GBP rate

The interbank (mid-market) rate, with no inflated margin hidden in the displayed rate.

A margin from 0.40%

Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.

Personal Swiss IBAN

Fund your account in dollars and receive your pounds sterling converted automatically.

A reliable Swiss partner

ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, recognised by FINMA.

USD → GBP: ibani, bank or exchange office ?

On a 10'000 USD exchange, the margin applied to the rate makes all the difference to the amount received in pounds sterling.

CriterionibaniBankExchange office
Starting rateReal interbank"In-house" rate"In-house" rate
Exchange marginFrom 0.40%~1.5 to 2%Often > 2%
Transfer fees0 CHFVariable
Estimated cost on 10'000 USD*~40 USD~180 USD> 200 USD
100% digital trackingYesPartialNo

*Indicative orders of magnitude for a one-off exchange of 10'000 USD. See the details on our Rates page.

Live USD / GBP exchange rate

Follow the pair's trend to choose the right moment for your exchange.

How much is 1 USD worth in GBP (and vice versa) ?

Indicative amounts, ibani margin included, continuously updated.

USDGBP
USD 1
USD 5
USD 10
USD 50
USD 100
USD 500
USD 1'000
USD 5'000
USD 10'000
USD 50'000
GBPUSD
GBP 1
GBP 5
GBP 10
GBP 50
GBP 100
GBP 500
GBP 1'000
GBP 5'000
GBP 10'000
GBP 50'000

Your USD changed into GBP, in 3 steps

Create your ibani account for free

100% digital sign-up in 5 minutes, with no opening or account maintenance fees.

Fund your account in dollars

Top up your personal Swiss IBAN in USD from your bank, wherever you are.

Receive your pounds sterling at the real rate

ibani converts your USD into GBP at the market rate and transfers the pounds to the destination account.

Convert other currencies

All our converters →

USD/GBP: the Fed versus the Bank of England

The rate between the US dollar (USD) and the pound sterling (GBP) links the two oldest financial centres in the world, Wall Street and the City of London. Its dynamics are dictated by the relationship between two central banks : the US Federal Reserve (Fed) and the Bank of England (BoE).

The main driver of the pair is the interest rate gap between the two institutions. When the Fed keeps rates higher than the BoE to contain inflation, the dollar tends to appreciate against the pound ; conversely, a more restrictive tone from the Bank of England can support sterling. The dollar also benefits from its status as the world's reserve currency and a safe haven in times of tension.

The pound remains sensitive to the economic and political context of the United Kingdom. The pair has experienced strong shocks, from the Brexit referendum in 2016 to the episode of high volatility in autumn 2022. Releases on inflation, employment and growth on both sides of the Atlantic pace its movements day to day.

Read also: our guides on how to calculate an exchange rate and optimise your supplier payments.

Written by Brice Delhome.

Frequently asked questions about USD/GBP exchange

There is no universal ideal moment. The USD/GBP rate moves continuously according to the monetary policy gap between the US Federal Reserve (Fed) and the Bank of England (BoE), economic releases and the markets' appetite for risk. Monitor the real interbank rate in real time and trigger your exchange at the moment that suits you.

The USD/GBP pair mainly reflects the interest rate gap between the Fed and the Bank of England, as well as the relative strength of the US and British economies. Inflation, employment, growth and the global risk climate also weigh in : the dollar plays a safe-haven role, while the pound remains sensitive to the economic and political context of the United Kingdom.

With ibani, you open a free account and get a personal Swiss IBAN. You fund your account in dollars (USD), ibani converts the amount into pounds sterling (GBP) at the real market rate, then transfers the funds to the destination bank account, with no hidden fees.

ibani applies a transparent margin from 0.40% on the real interbank rate, decreasing with amounts. There are no opening or account maintenance fees. It's up to 10× cheaper than a traditional bank. See the details on the Rates page.

Change your US dollars
to pounds sterling at the fair rate.

Get a personal Swiss IBAN, convert your USD into GBP at the real rate and transfer with no hidden fees. Free account opening, 100% digital, in 5 minutes.
OPEN A FREE ACCOUNT ibani for individuals

✓ Real interbank rate  ·  ✓ Margin from 0.40%  ·  ✓ Affiliated with SO-FIT (SRO)

* Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees.

SO-FIT logo

Swiss financial intermediary subject to the AMLA regulatory framework

Your money is handled with the utmost regulatory rigour.

ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and exchange operations to our name.

ibani SA is affiliated with SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).