USD → GBP · Real-time rate

Convert US dollars
to pounds sterling (USD → GBP)

Change your US dollars (USD) into pounds sterling (GBP) at the real interbank rate, in real time. Ideal for your international transfers, payments in the United Kingdom or currency operations, with a margin from 0.40% and no hidden fees.

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USD → GBPCurrency pair
Real timeMarket rate
0.40%Margin from
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Up to 10× cheaperThan a traditional bank
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Affiliated with SO-FIT (SRO)*
USD/GBP conversion at a glance

Convert US dollars to pounds sterling, at the fair rate

The essentials to change your USD into GBP with no nasty surprise on the rate or the fees.

The real USD/GBP rate

The interbank (mid-market) rate, with no inflated margin hidden in the displayed rate.

A margin from 0.40%

Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.

Personal Swiss IBAN

Fund your account in dollars and receive your pounds sterling converted automatically.

A reliable Swiss partner

ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, recognised by FINMA.

What you really pay

USD → GBP: ibani, bank or exchange office ?

On a 10'000 USD exchange, the margin applied to the rate makes all the difference to the amount received in pounds sterling.

CriterionibaniBankExchange office
Starting rateReal interbank"In-house" rate"In-house" rate
Exchange marginFrom 0.40%~1.5 to 2%Often > 2%
Transfer fees0 CHFVariable—
Estimated cost on 10'000 USD*~40 USD~180 USD> 200 USD
100% digital trackingYesPartialNo

*Indicative orders of magnitude for a one-off exchange of 10'000 USD. See the details on our Rates page.

Rate trend

Live USD / GBP exchange rate

Follow the pair's trend to choose the right moment for your exchange.

Conversion tables

How much is 1 USD worth in GBP (and vice versa) ?

Indicative amounts, ibani margin included, continuously updated.

USDGBP
USD 1—
USD 5—
USD 10—
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USD 500—
USD 1'000—
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USD 10'000—
USD 50'000—
GBPUSD
GBP 1—
GBP 5—
GBP 10—
GBP 50—
GBP 100—
GBP 500—
GBP 1'000—
GBP 5'000—
GBP 10'000—
GBP 50'000—
How to convert

Your USD changed into GBP, in 3 steps

Create your ibani account for free

100% digital sign-up in 5 minutes, with no opening or account maintenance fees.

Fund your account in dollars

Top up your personal Swiss IBAN in USD from your bank, wherever you are.

Receive your pounds sterling at the real rate

ibani converts your USD into GBP at the market rate and transfers the pounds to the destination account.

Other pairs

Convert other currencies

From the US dollar (USD)
USD EUR USD CHF USD CAD USD SGD
Around the pound sterling (GBP)
GBP USD EUR GBP CHF GBP GBP EUR GBP CHF

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Markets · updated 28 August 2026

USD/GBP: what has moved in recent months

Seen from the United States, the dollar gave ground to the pound this summer. The dollar index fell back to around 99.3–99.6, its lowest since May, after the Treasury doubled its long-dated debt buybacks on 19 August: one dollar was worth 0.7364 pound on 27 August.

USD

The US Treasury cut the dollar's engine

The Federal Reserve held its policy rate in the 3.50%–3.75% range on 29 July 2026, on a tight nine-to-three vote. US inflation eased to 3.4% in July, core inflation to 2.5%, and retail sales fell for the first time in nine months. On 19 August the Treasury announced it was doubling its long-dated debt buybacks, from 2 to at least 4 billion dollars per operation, from 9 September to 4 November: the 30-year yield fell back to 5.196% after a nineteen-year high of 5.33%, and the dollar retreated against all its major counterparts.

GBP

The Bank of England holds at 3.75%

On 30 July 2026 the Bank of England kept Bank Rate at 3.75% by six votes to three, the three dissenters arguing for a rise to 4.00%. UK inflation edged back up to 2.9% in July. In late August the pound hit a six-month high against the dollar before slipping back below 1.36: the fall in Brent eased inflation expectations and pushed the next expected hike out to 2027. The next decision is on 17 September 2026.

USD → GBP

What it means for you

The Federal Reserve is caught between 3.4% inflation and falling retail sales; the probability of a hike on 16 September has dropped to around 35%. As long as that doubt persists, the dollar lacks a clear engine against sterling.

Benchmark on 28 August 2026: 1 USD ≈ 0.7364 GBP. The converter at the top of this page shows the live rate.

Sources: Federal Reserve, statement of 29 July 2026 · Bureau of Labor Statistics, July consumer price index published 12 August 2026 · US Department of the Treasury, statement of 19 August 2026 · Bank of England, monetary policy summary of 30 July 2026 · Office for National Statistics, July 2026 consumer price index.

The economics of the pair

USD/GBP: the Fed versus the Bank of England

The rate between the US dollar (USD) and the pound sterling (GBP) links the two oldest financial centres in the world, Wall Street and the City of London. Its dynamics are dictated by the relationship between two central banks : the US Federal Reserve (Fed) and the Bank of England (BoE).

The main driver of the pair is the interest rate gap between the two institutions. When the Fed keeps rates higher than the BoE to contain inflation, the dollar tends to appreciate against the pound ; conversely, a more restrictive tone from the Bank of England can support sterling. The dollar also benefits from its status as the world's reserve currency and a safe haven in times of tension.

The pound remains sensitive to the economic and political context of the United Kingdom. The pair has experienced strong shocks, from the Brexit referendum in 2016 to the episode of high volatility in autumn 2022. Releases on inflation, employment and growth on both sides of the Atlantic pace its movements day to day.

Read also: our guides on how to calculate an exchange rate and optimise your supplier payments.

Written by Brice Delhome.

Frequently asked questions

Frequently asked questions about USD/GBP exchange

There is no universal ideal moment. The USD/GBP rate moves continuously according to the monetary policy gap between the US Federal Reserve (Fed) and the Bank of England (BoE), economic releases and the markets' appetite for risk. Monitor the real interbank rate in real time and trigger your exchange at the moment that suits you.

The USD/GBP pair mainly reflects the interest rate gap between the Fed and the Bank of England, as well as the relative strength of the US and British economies. Inflation, employment, growth and the global risk climate also weigh in : the dollar plays a safe-haven role, while the pound remains sensitive to the economic and political context of the United Kingdom.

With ibani, you open a free account and get a personal Swiss IBAN. You fund your account in dollars (USD), ibani converts the amount into pounds sterling (GBP) at the real market rate, then transfers the funds to the destination bank account, with no hidden fees.

ibani applies a transparent margin from 0.40% on the real interbank rate, decreasing with amounts. There are no opening or account maintenance fees. It's up to 10× cheaper than a traditional bank. See the details on the Rates page.

Change your US dollars
to pounds sterling at the fair rate.

Get a personal Swiss IBAN, convert your USD into GBP at the real rate and transfer with no hidden fees. Free account opening, 100% digital, in 5 minutes.
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✓ Real interbank rate  ·  ✓ Margin from 0.40%  ·  ✓ Affiliated with SO-FIT (SRO)

* Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees.

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ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and exchange operations to our name.

ibani SA is affiliated with SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).