USD → CHF · Real-time rate

Convert US dollars
into Swiss francs (USD → CHF)

Change your US dollars (USD) into Swiss francs (CHF) at the real interbank rate, in real time. Ideal for cashing in a payment, freelance income or dividends in dollars, with a margin from 0.40% and no hidden fees.

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USD → CHFCurrency pair
Real timeMarket rate
0.40%Margin from
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CHF 1 Billion+Exchanged since 2018
Up to 10× cheaperThan a traditional bank
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Affiliated with SO-FIT (SRO)*
USD/CHF conversion in a nutshell

Convert US dollars into Swiss francs, at the right rate

The essentials for changing your USD into CHF without a nasty surprise on the rate or the fees.

The real USD/CHF rate

The interbank rate (mid-market), with no inflated margin hidden in the displayed rate.

A margin from 0.40%

Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.

Personal Swiss IBAN

Cash in your payments in USD on an IBAN in your name, automatically converted into Swiss francs.

A reliable Swiss partner

ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, recognised by FINMA.

What you really pay

USD → CHF: ibani, bank or exchange office?

On an exchange of 5'000 USD, the margin applied to the rate makes all the difference to the amount received in francs.

CriterionibaniBankExchange office
Starting rateReal interbank"In-house" rate"In-house" rate
Exchange marginFrom 0.40%~1.5 to 2%Often > 2%
Transfer feesCHF 0Variable—
Estimated cost on 5'000 USD*~CHF 20~CHF 90> CHF 100
100% digital trackingYesPartialNo

*Indicative orders of magnitude for a one-off exchange of 5'000 USD. See the details on our Rates page.

Rate evolution

USD / CHF exchange rate live

Follow the trend of the pair to choose the right moment for your exchange.

Conversion tables

How much is 1 USD in CHF (and the other way round)?

Indicative amounts, ibani margin included, continuously updated.

USDCHF
USD 1—
USD 5—
USD 10—
USD 50—
USD 100—
USD 500—
USD 1'000—
USD 5'000—
USD 10'000—
USD 50'000—
CHFUSD
CHF 1—
CHF 5—
CHF 10—
CHF 50—
CHF 100—
CHF 500—
CHF 1'000—
CHF 5'000—
CHF 10'000—
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How to convert

Your USD changed into CHF, in 3 steps

Create your ibani account for free

100% digital sign-up in 5 minutes, with no opening or account maintenance fees.

Get your personal Swiss IBAN

Give it to your payer or client to receive your dollars directly on ibani.

Receive your Swiss francs at the real rate

ibani converts your USD into CHF at the market rate and transfers the francs to your account, the same day.

Other pairs

Convert other currencies

From the US dollar (USD)
USD EUR USD GBP USD CAD USD SGD
To the Swiss franc (CHF)
CHF USD EUR CHF GBP CHF CHF EUR

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Markets · updated 28 August 2026

USD/CHF: what has moved in recent months

The dollar has lost its main 2026 engine, the yield gap. On 19 August the US Treasury doubled its long-dated debt buybacks: the 30-year yield fell back to 5.196% and the greenback shed nearly 2% against the franc in the session, down to 0.7959, before recovering to 0.8039 on 25 August.

USD

The US Treasury cut the dollar's engine

The Federal Reserve held its policy rate in the 3.50%–3.75% range on 29 July 2026, on a tight nine-to-three vote. US inflation eased to 3.4% in July, core inflation to 2.5%, and retail sales fell for the first time in nine months. On 19 August the Treasury announced it was doubling its long-dated debt buybacks, from 2 to at least 4 billion dollars per operation, from 9 September to 4 November: the 30-year yield fell back to 5.196% after a nineteen-year high of 5.33%, and the dollar retreated against all its major counterparts.

CHF

SNB on hold, growth springs a surprise

The Swiss National Bank kept its policy rate at 0.00% at its 18 June 2026 assessment, a fourth consecutive hold, with inflation projected at 0.6% for both 2026 and 2027. Swiss inflation fell back to 0.4% year on year in July, a four-month low. The surprise of the quarter: GDP jumped 1.5% in the second quarter against expectations of 0.2% to 0.4%, driven by a 15.2% rebound in chemical and pharmaceutical exports. The next assessment is on 24 September 2026.

USD → CHF

What it means for you

The year's low remains 0.7604, hit in late January 2026, and the summer peak topped 0.8200 in late July: an annual range of 8%. On a regular flow, that alone justifies splitting conversions rather than targeting a date.

Benchmark on 28 August 2026: 1 USD ≈ 0.8039 CHF. The converter at the top of this page shows the live rate.

Sources: Federal Reserve, statement of 29 July 2026 · Bureau of Labor Statistics, July consumer price index published 12 August 2026 · US Department of the Treasury, statement of 19 August 2026 · SNB, monetary policy assessment of 18 June 2026 · Federal Statistical Office, July consumer price index published 3 August 2026 · SECO, flash GDP estimate of 14 August 2026.

The economics of the pair

USD/CHF: the Fed versus the SNB

The rate between the US dollar (USD) and the Swiss franc (CHF) is one of the major pairs on the foreign exchange market. Its dynamics are driven by the monetary policy gap between two central banks: the US Federal Reserve (Fed) and the Swiss National Bank (SNB).

When the Fed raises its key rates faster than the SNB, the dollar tends to strengthen against the franc, as the yield gap makes USD investments more attractive. Conversely, a US easing cycle or a renewed risk aversion benefit the Swiss franc. A particularity of this pair: USD and CHF both share a status of safe-haven currency, so that in a global crisis they can appreciate simultaneously, compressing the amplitude of the rate.

Reference points: USD/CHF parity (1 dollar = 1 franc) is a psychological threshold frequently crossed in both directions. Over the past decade, the franc has broadly strengthened against the dollar, with the SNB ensuring it contains imported inflation. US employment and inflation figures, released each month, trigger the most marked movements on the pair.

On the same topic, discover how to lock in a favourable rate and buy currency for your business.

Written by Brice Delhome.

Frequently asked questions

Frequently asked questions about USD/CHF exchange

There is no universal ideal day. The USD/CHF rate depends on the markets and on the monetary policy gap between the Fed (US Federal Reserve) and the SNB (Swiss National Bank). The Swiss franc, a safe-haven currency, tends to strengthen against the dollar in times of tension. Monitor the real rate continuously and trigger your exchange at the moment that suits you.

USD/CHF is one of the major pairs on the foreign exchange market. Its volatility comes from the rate decisions of the Fed and the SNB, US economic figures (employment, inflation) and the safe-haven role shared by the dollar and the Swiss franc, which can react in opposite directions depending on the context.

With ibani, you get a personal Swiss (CH) IBAN that you give to your payer. As soon as the funds are received in USD, they are converted into Swiss francs at the real market rate and transferred to your account, with no hidden fees. Ideal for freelancers, dividends or income invoiced in dollars.

ibani applies a transparent margin from 0.40% on the real interbank rate, decreasing with amounts. There are no opening or account maintenance fees. It's up to 10× cheaper than a traditional bank. See the details on the Rates page.

Change your US dollars
into Swiss francs at the right rate.

Get a personal Swiss IBAN, convert your USD into CHF at the real rate and cash in with no hidden fees. Free account opening, 100% digital, in 5 minutes.
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✓ Real interbank rate  ·  ✓ Margin from 0.40%  ·  ✓ Affiliated with SO-FIT (SRO)

* Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees.

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Your money is handled with the utmost regulatory rigour.

ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and exchange operations to our name.

ibani SA is affiliated with SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).