CHF → USD · Real-time rate

Convert Swiss francs
to dollars (CHF → USD)

Exchange your Swiss francs (CHF) into US dollars (USD) at the real interbank rate, in real time. Ideal for settling a supplier, an investment or an invoice in dollars, with a margin from 0.40% and no hidden fees.

CHF → USDCurrency pair
Real timeMarket rate
0.40%Margin from
35'000+ clientsIndividuals & businesses
CHF 1 Billion+Exchanged since 2018
Up to 10× cheaperThan a traditional bank
4.7/5 · ExcellentOn 2'000+ client reviews

Convert Swiss francs to dollars, at the right rate

The essentials for changing your CHF into USD with no nasty surprises on the rate or the fees.

The real CHF/USD rate

The interbank rate (mid-market), with no inflated margin hidden in the displayed rate.

A margin from 0.40%

Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.

Personal Swiss IBAN

Fund your account in CHF and execute your transfers in dollars, automatically converted at the real rate.

A reliable Swiss partner

ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, recognised by FINMA.

CHF → USD: ibani, bank or exchange office?

On a CHF 5'000 exchange each month, the margin applied to the rate makes all the difference over the year.

CriterionibaniBankExchange office
Starting rateReal interbank"House" rate"House" rate
Exchange marginFrom 0.40%~1.5 to 2%Often > 2%
Transfer feesCHF 0Variable
Estimated annual cost*~CHF 240~CHF 900> CHF 1'000
100% digital trackingYesPartialNo

*Indicative orders of magnitude for a CHF 5'000/month exchange over 1 year. See the details on our Rates page.

CHF / USD exchange rate live

Follow the pair's trend to choose the right moment for your exchange.

How much is 1 CHF worth in USD (and vice versa)?

Indicative amounts, ibani margin included, updated continuously.

CHFUSD
CHF 1
CHF 5
CHF 10
CHF 50
CHF 100
CHF 500
CHF 1'000
CHF 5'000
CHF 10'000
CHF 50'000
USDCHF
USD 1
USD 5
USD 10
USD 50
USD 100
USD 500
USD 1'000
USD 5'000
USD 10'000
USD 50'000

Your CHF changed into USD, in 3 steps

Create your ibani account for free

100% digital sign-up in 5 minutes, with no opening or account maintenance fees.

Get your personal Swiss IBAN

Fund your account in Swiss francs from your bank, in just a few clicks.

Send your dollars at the real rate

ibani converts your CHF into USD at the market rate and executes the transfer to the beneficiary, the same day.

Convert other currencies

All our converters →

CHF/USD: the SNB versus the Fed

The rate between the Swiss franc (CHF) and the US dollar (USD) pits two of the world's most sought-after currencies against each other. Its dynamics are dictated by the relationship between two central banks : the Swiss National Bank (SNB) and the US Federal Reserve (Fed).

Both the Swiss franc and the dollar are perceived as safe-haven currencies, which makes their pair singular : in a crisis, capital flows towards both currencies at once. The CHF benefits from the stability of the Swiss economy and from the SNB's rigour in the face of imported inflation. The USD, for its part, remains the leading reserve and trade-invoicing currency of world commerce, which gives it structural demand.

The main driver of the CHF/USD rate remains the monetary policy gap : when the Fed raises its policy rates faster than the SNB, the dollar tends to strengthen ; conversely, US easing or a renewed aversion to risk often benefits the franc. US economic releases (employment, inflation) and Fed decisions cause the sharpest moves on the pair.

To go further, see our guides on how to lock in a favourable rate and buy currency for your business.

Written by Brice Delhome.

Frequently asked questions about CHF/USD exchange

There is no universally ideal day. The CHF/USD rate depends on market movements and on decisions by the SNB and the Fed. The US dollar, the world's reserve currency, often strengthens when the Fed raises its rates, while the Swiss franc appreciates in times of uncertainty. Watch the real rate continuously and trigger your exchange at the moment that suits you.

The CHF and the USD are both safe-haven currencies, which makes their pair particularly sensitive to monetary policy gaps between the SNB and the Fed, to US economic releases and to the global geopolitical climate. Federal Reserve (Fed) rate decisions often cause sharp moves on the pair.

With ibani, you get a personal Swiss (CH) IBAN. You fund your account in CHF, ibani converts your francs into dollars at the real market rate and executes the transfer in USD to the beneficiary of your choice, with no hidden fees. It's ideal for settling a supplier, an investment or an invoice denominated in dollars.

ibani applies a transparent margin from 0.40% on the real interbank rate, decreasing with amounts. There are no opening or account maintenance fees. It's up to 10× cheaper than a traditional bank. Transfers in currencies other than CHF and EUR may be subject to correspondent bank fees. See the details on the Rates page.

Change your Swiss francs
into dollars at the right rate.

Get a personal Swiss IBAN, convert your CHF into USD at the real rate and pay your beneficiaries with no hidden fees. Free account opening, 100% digital, in 5 minutes.
OPEN A FREE ACCOUNT ibani for individuals

✓ Real interbank rate  ·  ✓ Margin from 0.40%  ·  ✓ SO-FIT (SRO) affiliated

* Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees.

SO-FIT logo

Swiss financial intermediary subject to the AMLA regulatory framework

Your money is handled with the utmost regulatory rigour.

ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and exchange operations to our name.

ibani SA is affiliated with SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).