CHF → USD · Real-time rate

Convert Swiss francs
to dollars (CHF → USD)

Exchange your Swiss francs (CHF) into US dollars (USD) at the real interbank rate, in real time. Ideal for settling a supplier, an investment or an invoice in dollars, with a margin from 0.40% and no hidden fees.

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CHF → USDCurrency pair

Real timeMarket rate

0.40%Margin from

35'000+ clientsIndividuals & businesses

CHF 1 Billion+Exchanged since 2018

Up to 10× cheaperThan a traditional bank

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CHF/USD conversion at a glance

Convert Swiss francs to dollars, at the right rate

The essentials for changing your CHF into USD with no nasty surprises on the rate or the fees.

The real CHF/USD rate

The interbank rate (mid-market), with no inflated margin hidden in the displayed rate.

A margin from 0.40%

Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.

Personal Swiss IBAN

Fund your account in CHF and execute your transfers in dollars, automatically converted at the real rate.

A reliable Swiss partner

ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, recognised by FINMA.

What you really pay

CHF → USD: ibani, bank or exchange office?

On a CHF 5'000 exchange each month, the margin applied to the rate makes all the difference over the year.

Criterion	ibani	Bank	Exchange office
Starting rate	Real interbank	"House" rate	"House" rate
Exchange margin	From 0.40%	~1.5 to 2%	Often > 2%
Transfer fees	CHF 0	Variable	—
Estimated annual cost*	~CHF 240	~CHF 900	> CHF 1'000
100% digital tracking	Yes	Partial	No

*Indicative orders of magnitude for a CHF 5'000/month exchange over 1 year. See the details on our Rates page.

Rate evolution

CHF / USD exchange rate live

Follow the pair's trend to choose the right moment for your exchange.

Conversion tables

How much is 1 CHF worth in USD (and vice versa)?

Indicative amounts, ibani margin included, updated continuously.

Reference rate as of 21 September 2026; the rate applied is the one at the time of the order.

CHF	USD
CHF 1	1.21
CHF 5	6.04
CHF 10	12.08
CHF 50	60.42
CHF 100	120.85
CHF 500	604.23
CHF 1'000	1'208.47
CHF 5'000	6'042.34
CHF 10'000	12'090.76
CHF 50'000	60'484.11

USD	CHF
USD 1	0.82
USD 5	4.10
USD 10	8.19
USD 50	40.96
USD 100	81.92
USD 500	409.62
USD 1'000	819.25
USD 5'000	4'096.24
USD 10'000	8'192.47
USD 50'000	40'982.93

How to convert

Your CHF changed into USD, in 3 steps

Create your ibani account for free

100% digital sign-up in 5 minutes, with no opening or account maintenance fees.

Get your personal Swiss IBAN

Fund your account in Swiss francs from your bank, in just a few clicks.

Send your dollars at the real rate

ibani converts your CHF into USD at the market rate and executes the transfer to the beneficiary, the same day.

Other pairs

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From the Swiss franc (CHF)

To the US dollar (USD)

Markets · updated 28 August 2026

CHF/USD: what has moved in recent months

The franc took back in one session what the dollar had spent three weeks gaining. After a summer peak beyond 0.8200 francs to the dollar in late July, the pair broke the 0.8000 threshold on 19 August — the day the US Treasury announced its long-dated debt buybacks — before returning to 0.8039 on 25 August.

CHF

SNB on hold, growth springs a surprise

The Swiss National Bank kept its policy rate at 0.00% at its 18 June 2026 assessment, a fourth consecutive hold, with inflation projected at 0.6% for both 2026 and 2027. Swiss inflation fell back to 0.4% year on year in July, a four-month low. The surprise of the quarter: GDP jumped 1.5% in the second quarter against expectations of 0.2% to 0.4%, driven by a 15.2% rebound in chemical and pharmaceutical exports. The next assessment is on 24 September 2026.

USD

The US Treasury cut the dollar's engine

The Federal Reserve held its policy rate in the 3.50%–3.75% range on 29 July 2026, on a tight nine-to-three vote. US inflation eased to 3.4% in July, core inflation to 2.5%, and retail sales fell for the first time in nine months. On 19 August the Treasury announced it was doubling its long-dated debt buybacks, from 2 to at least 4 billion dollars per operation, from 9 September to 4 November: the 30-year yield fell back to 5.196% after a nineteen-year high of 5.33%, and the dollar retreated against all its major counterparts.

CHF → USD

What it means for you

10,000 francs now buy around 12,440 dollars, against 11,356 at the 2024 average: the dollar purchasing power of a Swiss income has risen sharply in two years. Conversely, a 5,000 dollar income converted into francs is worth roughly 383 francs less per month than at that same average.

Benchmark on 28 August 2026: 1 CHF ≈ 1.2439 USD. The converter at the top of this page shows the live rate.

Sources: SNB, monetary policy assessment of 18 June 2026 · Federal Statistical Office, July consumer price index published 3 August 2026 · SECO, flash GDP estimate of 14 August 2026 · Federal Reserve, statement of 29 July 2026 · Bureau of Labor Statistics, July consumer price index published 12 August 2026 · US Department of the Treasury, statement of 19 August 2026.

The economics of the pair

CHF/USD: the SNB versus the Fed

The rate between the Swiss franc (CHF) and the US dollar (USD) pits two of the world's most sought-after currencies against each other. Its dynamics are dictated by the relationship between two central banks : the Swiss National Bank (SNB) and the US Federal Reserve (Fed).

Both the Swiss franc and the dollar are perceived as safe-haven currencies, which makes their pair singular : in a crisis, capital flows towards both currencies at once. The CHF benefits from the stability of the Swiss economy and from the SNB's rigour in the face of imported inflation. The USD, for its part, remains the leading reserve and trade-invoicing currency of world commerce, which gives it structural demand.

The main driver of the CHF/USD rate remains the monetary policy gap : when the Fed raises its policy rates faster than the SNB, the dollar tends to strengthen ; conversely, US easing or a renewed aversion to risk often benefits the franc. US economic releases (employment, inflation) and Fed decisions cause the sharpest moves on the pair.

To go further, see our guides on how to lock in a favourable rate and buy currency for your business.

Written by Brice Delhome.

Frequently asked questions

Frequently asked questions about CHF/USD exchange

When should you convert your Swiss francs into US dollars (CHF/USD)?

There is no universally ideal day. The CHF/USD rate depends on market movements and on decisions by the SNB and the Fed. The US dollar, the world's reserve currency, often strengthens when the Fed raises its rates, while the Swiss franc appreciates in times of uncertainty. Watch the real rate continuously and trigger your exchange at the moment that suits you.

Why is the CHF/USD rate so volatile?

The CHF and the USD are both safe-haven currencies, which makes their pair particularly sensitive to monetary policy gaps between the SNB and the Fed, to US economic releases and to the global geopolitical climate. Federal Reserve (Fed) rate decisions often cause sharp moves on the pair.

How can you pay or receive US dollars from Switzerland?

With ibani, you get a personal Swiss (CH) IBAN. You fund your account in CHF, ibani converts your francs into dollars at the real market rate and executes the transfer in USD to the beneficiary of your choice, with no hidden fees. It's ideal for settling a supplier, an investment or an invoice denominated in dollars.

What fees apply to convert CHF into USD with ibani?

ibani applies a transparent margin from 0.40% on the real interbank rate, decreasing with amounts. There are no opening or account maintenance fees. It's up to 10× cheaper than a traditional bank. Transfers in currencies other than CHF and EUR may be subject to correspondent bank fees. See the details on the Rates page.

Change your Swiss francs
into dollars at the right rate.

Get a personal Swiss IBAN, convert your CHF into USD at the real rate and pay your beneficiaries with no hidden fees. Free account opening, 100% digital, in 5 minutes.

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✓ Real interbank rate · ✓ Margin from 0.40% · ✓ SO-FIT (SRO) affiliated

* Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees.

Swiss financial intermediary subject to the AMLA regulatory framework

Your money is handled with the utmost regulatory rigour.

ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and exchange operations to our name.

ibani SA is affiliated with SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).

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