EUR → SGD · Real-time rate

Convert euros
into Singapore dollars (EUR → SGD)

Exchange your euros (EUR) into Singapore dollars (SGD) at the real interbank rate, in real time. Ideal to fund a project, pay a supplier or send money to Singapore, with a margin from 0.40% and no hidden fees.

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EUR → SGDCurrency pair

Real timeMarket rate

0.40%Margin from

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Affiliated with SO-FIT (SRO)^*

EUR/SGD conversion at a glance

Convert euros into Singapore dollars, at the fair rate

The essentials to exchange your EUR into SGD with no nasty surprise on the rate or the fees.

The real EUR/SGD rate

The interbank rate (mid-market), with no inflated margin hidden in the displayed rate.

A margin from 0.40%

Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.

Personal Swiss IBAN

Fund your account in euros and convert into Singapore dollars, automatically.

A reliable Swiss partner

ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, recognised by FINMA.

What you really pay

EUR → SGD: ibani, bank or exchange office ?

On an exchange of 5'000 EUR, the margin applied to the rate makes all the difference to the amount received in Singapore.

Criterion	ibani	Bank	Exchange office
Starting rate	Real interbank	"In-house" rate	"In-house" rate
Exchange margin	From 0.40%	~1.5 to 2%	Often > 2%
Transfer fees	0 EUR*	Variable	—
Estimated cost on 5'000 EUR*	~20 EUR	~90 EUR	> 100 EUR
100% digital tracking	Yes	Partial	No

*Indicative orders of magnitude for an exchange of 5'000 EUR. Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees. See the details on our Rates page.

Rate trend

EUR / SGD exchange rate live

Follow the pair's trend to choose the right moment for your exchange.

Conversion tables

How much is 1 EUR worth in SGD (and vice versa) ?

Indicative amounts, ibani margin included, updated continuously.

Reference rate as of 21 September 2026; the rate applied is the one at the time of the order.

EUR	SGD
EUR 1	1.46
EUR 5	7.28
EUR 10	14.57
EUR 50	72.83
EUR 100	145.66
EUR 500	728.29
EUR 1'000	1'456.59
EUR 5'000	7'282.94
EUR 10'000	14'565.88
EUR 50'000	72'865.95

SGD	EUR
SGD 1	0.68
SGD 5	3.40
SGD 10	6.80
SGD 50	33.98
SGD 100	67.97
SGD 500	339.85
SGD 1'000	679.69
SGD 5'000	3'398.47
SGD 10'000	6'796.95
SGD 50'000	34'001.79

How to convert

Your EUR exchanged into SGD, in 3 steps

Create your ibani account for free

100% digital sign-up in 5 minutes, with no opening or account maintenance fees.

Fund your Swiss IBAN in euros

Transfer your euros to your personal IBAN and provide the beneficiary account in Singapore.

Receive your Singapore dollars at the real rate

ibani converts your EUR into SGD at the market rate and transfers the funds to Singapore, with no hidden fees.

Other pairs

Convert other currencies

From the euro (EUR)

To the Singapore dollar (SGD)

Markets · updated 28 August 2026

EUR/SGD: what has moved in recent months

The ECB raised rates on 11 June then paused on 23 July; four days later MAS tightened in turn, but through the S$NEER appreciation slope rather than a policy rate. Both central banks are responding to the same imported energy shock, with different instruments.

EUR

The ECB tightened in June, then waited

On 11 June 2026 the European Central Bank raised its deposit rate by 25 basis points to 2.25% — its first hike since 2023 — in response to an imported energy shock, taking the main refinancing rate to 2.40%. On 23 July it left all three rates unchanged without committing to a path. Euro area inflation came in at 2.9% in July after 2.8% in June, and August PMIs moved clearly back into expansion (composite at 52.1). Rate markets price a further hike on 10 September at roughly 80%.

SGD

MAS tightens again, through the slope

Singapore does not steer a policy rate but the appreciation slope of its nominal effective exchange rate (S$NEER). On 27 July 2026 MAS raised it for the second time this year, by around 25 basis points after a first move in April, judging that the energy shock would feed more widely into domestic prices. Most analysts no longer expect any change before the end of 2026.

EUR → SGD

What it means for you

The SGD is structurally supported by Singapore's exchange rate regime, the euro by expectations of ECB hikes — a support that fades as soon as the tightening cycle stops. The pair should therefore stay relatively calm into year-end.

Benchmark on 28 August 2026: 1 EUR ≈ 1.4901 SGD. The converter at the top of this page shows the live rate.

Sources: ECB, monetary policy decisions of 11 June and 23 July 2026 · Eurostat, euro area July inflation confirmed 19 August 2026 · S&P Global, euro area flash PMI of 21 August 2026 · Monetary Authority of Singapore, monetary policy statement of 27 July 2026.

The economics of the pair

EUR/SGD: the ECB facing the MAS

The rate between the euro (EUR) and the Singapore dollar (SGD) links two economies that are very open to global trade. Its dynamics depend on the relationship between two monetary institutions that operate in radically different ways : the European Central Bank (ECB) and the Monetary Authority of Singapore (MAS).

Singapore's particularity : the MAS does not steer benchmark interest rates, but directly the exchange rate of the Singapore dollar, managed within a fluctuation band against a basket of currencies of its main trading partners (the so-called " S$NEER " regime). This management aims to control imported inflation in a country that imports most of what it consumes. The SGD is thus one of the most stable Asian currencies, often sought as a relatively safe haven in the region.

On the euro side, the rate reacts to ECB decisions on its benchmark rates, to the eurozone economic situation and to risk appetite in the markets. In practice, the EUR/SGD rate rises when the euro strengthens or when the MAS lets the Singapore dollar depreciate, and falls in the opposite case. For a transfer to Singapore (studies, real estate investment, supplier payment, family support), monitoring the real rate lets you choose the right moment.

On the same topic, discover how to repatriate funds to Singapore and prepare a move to Singapore.

Written by Brice Delhome.

Frequently asked questions

Frequently asked questions about EUR/SGD exchange

What moves the EUR/SGD rate ?

The EUR/SGD rate reflects the monetary policy gap between the ECB (European Central Bank) and the MAS (Monetary Authority of Singapore). Unlike most central banks, the MAS does not steer interest rates but the trajectory of the Singapore dollar against a basket of currencies. The rate also depends on the strength of Asian trade and on risk appetite in the markets.

How do I send euros to Singapore with ibani ?

You open a free ibani account, you fund your Swiss IBAN in euros, then you convert your EUR into SGD at the real market rate. The funds are then transferred to the beneficiary account in Singapore, with no hidden fees and a transparent margin from 0.40%.

When is the best time to convert EUR into SGD ?

There is no universally ideal day. The Singapore dollar is a relatively stable currency, managed within a band by the MAS, but the EUR/SGD rate fluctuates according to ECB decisions and the economic climate in Asia. Monitor the interbank rate continuously and trigger your exchange at the moment that suits you.

What are the fees to convert EUR into SGD with ibani ?

ibani applies a transparent margin from 0.40% on the real interbank rate, decreasing with amounts. There are no opening or account maintenance fees. It's up to 10× cheaper than a traditional bank. Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees.

Exchange your euros
into Singapore dollars at the fair rate.

Get a personal Swiss IBAN, convert your EUR into SGD at the real rate and send to Singapore with no hidden fees. Free account opening, 100% digital, in 5 minutes.

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✓ Real interbank rate · ✓ Margin from 0.40% · ✓ Affiliated with SO-FIT (SRO)

* Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees.

Swiss financial intermediary subject to the AMLA regulatory framework

Your money is handled with the utmost regulatory rigour.

ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and exchange operations to our name.

ibani SA is affiliated with SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).

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