🏆 Ibani Champion: Pro tips and tutorials

Ibani Champion brings together the practical tutorials for the ibani app. Each article shows, step by step, how to set up an account feature to avoid an unnecessary currency conversion or admin task. The series is aimed primarily at people who earn a salary in Swiss francs and live or spend in euros, cross-border workers first and foremost.

The tutorial automate your Swiss bill payments answers a simple question: how do you pay a bill in CHF without converting francs to euros and back again? The bill, whether it is the LAMal health insurance premium, a 3rd pillar contribution or the rent for a parking space, is linked to the IBAN on which the employer pays the salary, then paid in CHF as soon as the funds arrive. With a salary of 6,000 CHF and a premium of 200 CHF, the premium is paid without any conversion, and only the remaining 5,800 CHF is converted into euros or kept in CHF, depending on the chosen setting.

The tutorial also covers two settings not to miss: the date to enter (today's date, so that the bill goes out even if the salary arrives early) and the QR-bill reference number, without which the recipient may not recognize the payment; the QR-bill replaced the payment slips on 30 September 2022.