Life & Finance in Switzerland
Guides to managing your finances, housing, and career in Switzerland.
Guides for Individuals
2026 Expert Guide: The Swiss Three Pillars Retirement System
Discover OASI, Caisse de Pension (LPP), and 3rd pillar (3a) in Switzerland for 2026. Updated amounts, 13th AVS payment, and expert tax strategies.
Updated on: 24 September 2026
Getting fired in Switzerland, what are your rights? | ibani
You are a cross-border worker in Switzerland and your employer just fired you? Know your rights and the procedure to follow.
Updated on: 20 September 2026
Resigning in Switzerland: the notice rule that costs a month
Notice expires at the end of a month: one day late moves your departure by a whole month. Periods by seniority, benefits by country, second pillar and G permit.
Updated on: 19 September 2026
Investing in Switzerland: The Complete 2026 Guide | ibani
Discover how to invest in Switzerland: taxation, stock market, real estate, and atypical investments (watchmaking, gold, freeports). Expert and updated guide.
Updated on: 14 September 2026
Cross-Border Inheritance 2026: Swiss or Foreign Law? | ibani
Death in Switzerland or abroad: which law governs the estate, which forced heirship rules apply, and who taxes what in France, Germany, Italy, Spain and Portugal.
Updated on: 26 August 2026
13th month salary Switzerland 2026: rules and tax | ibani
No federal law requires a 13th month salary, yet 75.9% of employees receive one. Legal qualification, pro rata on departure, withholding tax and 2026 pitfalls.
Updated on: 12 August 2026
Swiss LPP (2nd Pillar): 2026 Simulator, Taxation & Withdrawal
Swiss LPP (BVG): calculate your capital with our interactive simulator. Coordination deduction rules, WEF and cross-border withdrawal taxation.
Updated on: 10 August 2026
Swiss Payslip 2026: OASI, DI and LEC Contributions | ibani
OASI, DI, LEC, unemployment, LOB, accident cover: what each line deducts from your gross Swiss salary in 2026, with official rates and a full net calculation.
Updated on: 10 August 2026
Swiss 2nd pillar (OP) 2026: figures, pension and withdrawal
Swiss pension 2026: entry threshold CHF 22,680, coordination deduction CHF 26,460, minimum rate 1.25%, conversion rate 6.8%. Pension or lump sum.
Updated on: 10 August 2026
Maximum AHV Pension (2,520 CHF): The Guide for Future Retirees
Complete breakdown of the conditions (Scale 44, Average Annual Income, Splitting) to reach the AHV pension ceiling of 2,520 CHF and optimize its repatriation abroad.
Updated on: 10 August 2026
Swiss Retirement Abroad (Portugal, Spain) | ibani
2026 guide: retiring in Portugal or Spain with a Swiss pension. Exporting your AVS and LPP, withholding tax, taxation, LAMal and converting CHF into EUR.
Updated on: 10 August 2026
Life certificate: drawing your Swiss pension abroad | ibani
Life and civil status certificate 2026: who still has to file it to keep drawing an AVS or LPP pension abroad, the 90-day deadline, exemptions and suspension.
Updated on: 4 August 2026
Average Salary Switzerland 2026: Jobs, Cantons & Minimum Wage
Swiss salary guide 2026: Average income by job, Geneva minimum wage (24.59 CHF/h), and net salary calculator for cross-border workers.
Updated on: 17 July 2026
Moving to Switzerland: Customs Checklist | ibani
Relocating to Switzerland: FOCBS customs, permits, KVG/LAMal, vehicles, the 10M Switzerland vote, and how to transfer your funds without hidden fees.
Updated on: 9 April 2026
Buying Property in the Border Zone with a CHF Salary (2026)
Expert guide for cross-border workers: calculating borrowing capacity (HCSF), CHF salary haircut, and choosing between a foreign currency loan and a EUR loan.
Updated on: 1 April 2026
Job Opportunities in Switzerland 2026: Sectors, Jobs and Salaries
Swiss Job Market Barometer 2026: Discover the sectors facing talent shortages, the Top 10 most in-demand jobs, and their average salaries.
Updated on: 17 March 2026
Writing your CV and Applying for a Job in Switzerland (2026)
Discover the exact methodology to land a job in Switzerland in 2026. Complete guide on the Swiss CV format, application dossier, and essential job boards.
Updated on: 17 March 2026
Withdraw 2nd Pillar (BVG) to buy property abroad | ibani
Expert guide: using your Swiss 2nd pillar (BVG/LPP) to buy a house abroad. Conditions, international taxes, and optimizing the exchange rate.
Updated on: 20 February 2026
Guide to OASI: Old Age and Survivors' Insurance in Switzerland
Everything you need to know about OASI: Understand how the first pillar of Swiss retirement works and its benefits.
Updated on: 11 February 2026
Your money in CHF, your spending in EUR
Convert your Swiss francs to euros at the real market rate, with no nasty surprises.