Swiss Pension System
Optimize your retirement in Switzerland. Everything about contributions, vested benefits, and capital repatriation.
Guides on this topic
2026 Expert Guide: The Swiss Three Pillars Retirement System
Discover OASI, Caisse de Pension (LPP), and 3rd pillar (3a) in Switzerland for 2026. Updated amounts, 13th AVS payment, and expert tax strategies.
Updated on: 24 September 2026
Swiss LPP (2nd Pillar): 2026 Simulator, Taxation & Withdrawal
Swiss LPP (BVG): calculate your capital with our interactive simulator. Coordination deduction rules, WEF and cross-border withdrawal taxation.
Updated on: 10 August 2026
Swiss 2nd pillar (OP) 2026: figures, pension and withdrawal
Swiss pension 2026: entry threshold CHF 22,680, coordination deduction CHF 26,460, minimum rate 1.25%, conversion rate 6.8%. Pension or lump sum.
Updated on: 10 August 2026
Maximum AHV Pension (2,520 CHF): The Guide for Future Retirees
Complete breakdown of the conditions (Scale 44, Average Annual Income, Splitting) to reach the AHV pension ceiling of 2,520 CHF and optimize its repatriation abroad.
Updated on: 10 August 2026
Swiss Retirement Abroad (Portugal, Spain) | ibani
2026 guide: retiring in Portugal or Spain with a Swiss pension. Exporting your AVS and LPP, withholding tax, taxation, LAMal and converting CHF into EUR.
Updated on: 10 August 2026
Life certificate: drawing your Swiss pension abroad | ibani
Life and civil status certificate 2026: who still has to file it to keep drawing an AVS or LPP pension abroad, the 90-day deadline, exemptions and suspension.
Updated on: 4 August 2026
Withdraw 2nd Pillar (BVG) to buy property abroad | ibani
Expert guide: using your Swiss 2nd pillar (BVG/LPP) to buy a house abroad. Conditions, international taxes, and optimizing the exchange rate.
Updated on: 20 February 2026
Guide to OASI: Old Age and Survivors' Insurance in Switzerland
Everything you need to know about OASI: Understand how the first pillar of Swiss retirement works and its benefits.
Updated on: 11 February 2026
Your money in CHF, your spending in EUR
Convert your Swiss francs to euros at the real market rate, with no nasty surprises.