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How It Works

In this guide we explain you the steps to follow to do your first operations on ibani.com once your account has been created and approved.

1. Registration

The very first step, if not done already, is of course to create your account. To do so, click on the button below and fill the form that will pop up:

2. Additional Information

Once we receive your account creation request, we will send you an email (check your spam box!) with a pre-filled registration form that you will need to send back to us completed, dated and signed, and accompagnied with the following documents:

  • The copy of a valid ID (passport or ID card).
  • The copy of a proof of address less than 3 months old:
    • Utility bill
    • Bank statement
    • Tax or non-tax certificate
    • Housing insurance receipt
    • Rental receipt
    • Property ownership certificate

3. Video Call & Validation

Once we will have received all the documents above, we will book with you a short video call (on Skype, FaceTime or Google Hangouts) for which you need to prepare the same ID that you provided in the previous step.

Please note that all those steps are required by Swiss law.

4. IBAN

Once your account created and approved, we will send you the IBAN corresponding to your first beneficiary that you will have indicated in the registration form of step 2.

5. First Transfer !

With this first IBAN, all you have to do is login on the e-banking of your usual bank or go to the desk of a bank or post office, and then transfer the amount you want to send in CHF to the IBAN you received.

When you fill the payment slip, here are the correct information to use:

ibani.com payment slip

Click to zoom

6. Creating Additional Beneficiaries

With ibani.com, you can create as many beneficiaries as you want. Please remember that your beneficiaries do not need to have an ibani.com account ! You can also be your own beneficiary (different bank account, etc.).

To add a new beneficiary and receive a corresponding IBAN, you just need to write to hello@ibani.com and provide the following information:

  • The destination currency
  • The beneficiary's bank details
  • The purpose of the transfer(s) to the beneficiary:
    • Salary
    • Private
    • Purchase of assets
    • Bill payment
    • Retirement / pension
    • Other (specify)
  • The origin of money:
    • Salary
    • Savings
    • Sale of an asset
    • Inheritance
    • Other (specify)
  • The transfer frequency:
    • Monthly
    • Anually
    • Occasionally
    • Other (specify)