Swiss Pension System & 3 Pillars

Understand the Swiss retirement system. 1st pillar (OASI), 2nd pillar (LPP), and 3rd pillar: contributions and repatriation explained.

Guides on this topic

Swiss LPP (2nd Pillar): 2026 Simulator, Taxation & Expert Withdrawal Guide

Swiss LPP (2nd Pillar): 2026 Simulator, Taxation & Expert Withdrawal Guide

Expert guide on the Swiss LPP (BVG). Calculate your capital with our interactive simulator. Discover coordination deduction rules, WEF, and cross-border withdrawal taxation.

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Updated on: 10 August 2026

Swiss 2nd pillar (OP) 2026: figures, pension and withdrawal | ibani

Swiss 2nd pillar (OP) 2026: figures, pension and withdrawal | ibani

2026 Swiss occupational pension guide: entry threshold CHF 22,680, coordination deduction CHF 26,460, minimum interest rate 1.25%, conversion rate 6.8%. Pension or lump sum, withdrawal and cross-border taxation.

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Updated on: 10 August 2026

Maximum AHV Pension (2,520 CHF): The Expert Guide for Future Retirees

Maximum AHV Pension (2,520 CHF): The Expert Guide for Future Retirees

Complete breakdown of the conditions (Scale 44, Average Annual Income, Splitting) to reach the AHV pension ceiling of 2,520 CHF and optimize its repatriation abroad.

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Updated on: 10 August 2026

Swiss Retirement Abroad (Portugal, Spain) | ibani

Swiss Retirement Abroad (Portugal, Spain) | ibani

2026 guide: retiring in Portugal or Spain with a Swiss pension. Exporting your AVS and LPP, withholding tax, taxation, LAMal and converting CHF into EUR.

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Updated on: 10 August 2026

Life certificate: drawing your Swiss pension abroad | ibani

Life certificate: drawing your Swiss pension abroad | ibani

Life and civil status certificate 2026: who still has to file it to keep drawing an AVS or LPP pension abroad, the 90-day deadline, exemptions and suspension.

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Updated on: 4 August 2026

2026 Expert Guide: The Swiss Three Pillars Retirement System | ibani

2026 Expert Guide: The Swiss Three Pillars Retirement System | ibani

Discover OASI, Caisse de Pension (LPP), and 3rd pillar (3a) in Switzerland for 2026. Updated amounts, 13th AVS payment, and expert tax strategies.

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Updated on: 17 March 2026

Withdraw 2nd Pillar (BVG) to buy property abroad | ibani

Withdraw 2nd Pillar (BVG) to buy property abroad | ibani

Expert guide: using your Swiss 2nd pillar (BVG/LPP) to buy a house abroad. Conditions, international taxes, and optimizing the exchange rate.

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Updated on: 20 February 2026

Guide to OASI: Old Age and Survivors' Insurance in Switzerland | ibani

Guide to OASI: Old Age and Survivors' Insurance in Switzerland | ibani

Everything you need to know about OASI: Understand how the first pillar of Swiss retirement works and its benefits.

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Updated on: 11 February 2026

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Convert your Swiss francs to euros at the real market rate, with no nasty surprises.

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