Health Insurance: LAMal vs CMU

The ultimate comparison for your right of option. Should you choose French social security (CMU) or Swiss insurance (LAMal)? Rates and advice.

Guides on this topic

Changing cross-border health insurance (LAMal) | ibani

Changing cross-border health insurance (LAMal) | ibani

Right of option LAMal vs CMU/GKV/SSN: which status changes (unemployment, moving, retirement) reopen a cross-border worker's health insurance choice in 2026, and by when.

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Updated on: 8 July 2026

Cross-Border Health Insurance 2025/2026: LAMal vs. Home Country | ibani

Cross-Border Health Insurance 2025/2026: LAMal vs. Home Country | ibani

Should you choose Swiss health insurance (LAMal) or your home country's system (CMU, GKV, SSN)? Discover the pros, cons, and our multi-country cost simulator.

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Updated on: 11 May 2026

What does LAMal cover in France, Germany & Italy? The S1 Form | ibani

What does LAMal cover in France, Germany & Italy? The S1 Form | ibani

Discover what the Swiss health insurance (LAMal/KVG) actually covers for cross-border workers. Expert explanation of the S1 form, franchise, and local EU coverage.

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Updated on: 18 February 2026

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