Banking & Finance for Expats

Opening a bank account upon arrival in Switzerland. Managing currency exchange and international transfers.

Guides on this topic

Investing in Switzerland: The Complete 2026 Guide | ibani

Investing in Switzerland: The Complete 2026 Guide | ibani

Investing in Switzerland in 2026: stocks, ETFs, pillar 3a, real estate (Lex Koller, end of imputed rental value), atypical investments and tax. Updated guide.

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Updated on: 1 October 2026

Cross-Border Inheritance 2026: Swiss or Foreign Law? | ibani

Cross-Border Inheritance 2026: Swiss or Foreign Law? | ibani

Death in Switzerland or abroad: which law governs the estate, which forced heirship rules apply, and who taxes what in France, Germany, Italy, Spain and Portugal.

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Updated on: 30 September 2026

Buy-to-let property abroad from Switzerland | ibani

Buy-to-let property abroad from Switzerland | ibani

Swiss resident letting a property in France, Spain, Portugal, Italy or Germany? Local tax, Swiss rate, interest, 2nd pillar, currency exchange: 2026 guide.

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Updated on: 30 September 2026

Opening a Bank Account in Hong Kong: ZA Bank or HSBC | ibani

Opening a Bank Account in Hong Kong: ZA Bank or HSBC | ibani

Traditional or digital banks (ZA Bank, Mox) in Hong Kong: who can open what, the HKID constraint, the real timelines and the cost of converting into francs.

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Updated on: 30 September 2026

Opening a Swiss Bank Account in 2026: The Expert Guide | ibani

Opening a Swiss Bank Account in 2026: The Expert Guide | ibani

Cross-border worker or new resident: how to open a Swiss bank account in 2026. Non-resident fees, Swiss IBAN, required documents and 13 institutions compared.

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Updated on: 30 September 2026

UN operational rate of exchange: pay and expenses | ibani

UN operational rate of exchange: pay and expenses | ibani

The UN rate is not a bank rate: it is set for a period and used to record everything. What it changes for a salary, an expense claim and a pension in Geneva.

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Updated on: 30 September 2026

Free bank account in Switzerland: the hidden costs | ibani

Free bank account in Switzerland: the hidden costs | ibani

CHF 0 Swiss accounts in 2026 (neon, Zak, Yuh, UBS, ZKB…): what they charge elsewhere (exchange, withdrawals, conditions) and the real cost over a year, in figures.

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Updated on: 28 September 2026

Wealth tax in Switzerland: what is taxed, canton by canton

Wealth tax in Switzerland: what is taxed, canton by canton

Who pays wealth tax in Switzerland, on what, and how much by canton. Euro accounts, property abroad, 2nd pillar, crypto: what you must declare in 2026.

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Updated on: 28 September 2026

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