Swiss Social Security System
Understand Swiss social security. Unemployment insurance, family allowances, and the pension system for expats.
Guides on this topic
LPP buy-in 2026: worth it or not? How to calculate it | ibani
Tax saving, investment period, tax on the lump sum: the formula for valuing a 2nd pillar buy-in, the three-year lock-in and the 31 December deadline.
Updated on: 9 November 2026
Widow's or old-age pension: the 30-day choice | ibani
Letter from your AVS fund: keep the widow's pension or switch to the old-age pension with the 13th pension. 12 versus 13 monthly payments, 30-day deadline.
Updated on: 9 November 2026
Swiss 2nd pillar (OP) 2026: figures, pension and withdrawal
Swiss pension 2026: entry threshold CHF 22,680, coordination deduction CHF 26,460, minimum rate 1.25%, conversion rate 6.8%. Pension or lump sum.
Updated on: 6 November 2026
Swiss pension abroad: payment dates, currency and tax | ibani
AVS and LPP pensions paid outside Switzerland: payment dates, the 13th pension, currency by country, exchange costs, withholding tax and tax in your country.
Updated on: 3 November 2026
Tax on 2nd pillar capital withdrawals: rates by canton 2026
LPP lump sum withdrawal: 5.7% to 9.6% tax on CHF 500,000 in 15 cantonal capitals. 2026 rates, the effect of staggering and the case of non-residents.
Updated on: 15 October 2026
Life certificate: drawing your Swiss pension abroad | ibani
Life and civil status certificate 2026: who still has to file it to keep drawing an AVS or LPP pension abroad, the 90-day deadline, exemptions and suspension.
Updated on: 30 September 2026
Swiss LPP (2nd Pillar): 2026 Simulator, Taxation & Withdrawal
Swiss LPP (BVG): calculate your capital with our interactive simulator. Coordination deduction rules, WEF and cross-border withdrawal taxation.
Updated on: 30 September 2026
2026 Expert Guide: The Swiss Three Pillars Retirement System
Discover OASI, Caisse de Pension (LPP), and 3rd pillar (3a) in Switzerland for 2026. Updated amounts, 13th AVS payment, and expert tax strategies.
Updated on: 30 September 2026
Withdraw 2nd Pillar (BVG) to buy property abroad | ibani
Expert guide: using your Swiss 2nd pillar (BVG/LPP) to buy a house abroad. Conditions, international taxes, and optimizing the exchange rate.
Updated on: 30 September 2026
Maximum AHV Pension (2,520 CHF): The Guide for Future Retirees
Complete breakdown of the conditions (Scale 44, Average Annual Income, Splitting) to reach the AHV pension ceiling of 2,520 CHF and optimize its repatriation abroad.
Updated on: 30 September 2026
Swiss Retirement Abroad (Portugal, Spain) | ibani
2026 guide: retiring in Portugal or Spain with a Swiss pension. Exporting your AVS and LPP, withholding tax, taxation, LAMal and converting CHF into EUR.
Updated on: 30 September 2026
Guide to OASI: Old Age and Survivors' Insurance in Switzerland
Everything you need to know about OASI: Understand how the first pillar of Swiss retirement works and its benefits.
Updated on: 29 September 2026
ANobAG in Switzerland: who pays your contributions | ibani
Employed in Switzerland by a foreign company with no place of business here: you pay 12.8% in contributions instead of 6.4%. What you owe, and how to register.
Updated on: 22 September 2026
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