Swiss Social Security System

Understand Swiss social security. Unemployment insurance, family allowances, and the pension system for expats.

Guides on this topic

2026 Expert Guide: The Swiss Three Pillars Retirement System

2026 Expert Guide: The Swiss Three Pillars Retirement System

Discover OASI, Caisse de Pension (LPP), and 3rd pillar (3a) in Switzerland for 2026. Updated amounts, 13th AVS payment, and expert tax strategies.

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Updated on: 24 September 2026

ANobAG in Switzerland: who pays your contributions | ibani

ANobAG in Switzerland: who pays your contributions | ibani

Employed in Switzerland by a foreign company with no place of business here: you pay 12.8% in contributions instead of 6.4%. What you owe, and how to register.

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Updated on: 22 September 2026

Swiss LPP (2nd Pillar): 2026 Simulator, Taxation & Withdrawal

Swiss LPP (2nd Pillar): 2026 Simulator, Taxation & Withdrawal

Swiss LPP (BVG): calculate your capital with our interactive simulator. Coordination deduction rules, WEF and cross-border withdrawal taxation.

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Updated on: 10 August 2026

Swiss 2nd pillar (OP) 2026: figures, pension and withdrawal

Swiss 2nd pillar (OP) 2026: figures, pension and withdrawal

Swiss pension 2026: entry threshold CHF 22,680, coordination deduction CHF 26,460, minimum rate 1.25%, conversion rate 6.8%. Pension or lump sum.

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Updated on: 10 August 2026

Maximum AHV Pension (2,520 CHF): The Guide for Future Retirees

Maximum AHV Pension (2,520 CHF): The Guide for Future Retirees

Complete breakdown of the conditions (Scale 44, Average Annual Income, Splitting) to reach the AHV pension ceiling of 2,520 CHF and optimize its repatriation abroad.

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Updated on: 10 August 2026

Swiss Retirement Abroad (Portugal, Spain) | ibani

Swiss Retirement Abroad (Portugal, Spain) | ibani

2026 guide: retiring in Portugal or Spain with a Swiss pension. Exporting your AVS and LPP, withholding tax, taxation, LAMal and converting CHF into EUR.

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Updated on: 10 August 2026

Life certificate: drawing your Swiss pension abroad | ibani

Life certificate: drawing your Swiss pension abroad | ibani

Life and civil status certificate 2026: who still has to file it to keep drawing an AVS or LPP pension abroad, the 90-day deadline, exemptions and suspension.

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Updated on: 4 August 2026

Withdraw 2nd Pillar (BVG) to buy property abroad | ibani

Withdraw 2nd Pillar (BVG) to buy property abroad | ibani

Expert guide: using your Swiss 2nd pillar (BVG/LPP) to buy a house abroad. Conditions, international taxes, and optimizing the exchange rate.

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Updated on: 20 February 2026

Guide to OASI: Old Age and Survivors' Insurance in Switzerland

Guide to OASI: Old Age and Survivors' Insurance in Switzerland

Everything you need to know about OASI: Understand how the first pillar of Swiss retirement works and its benefits.

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Updated on: 11 February 2026

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