The real CHF/SEK rate
The interbank rate (mid-market), with no inflated margin hidden in the displayed rate.
Change your Swiss francs (CHF) into Swedish kronor (SEK) at the real interbank rate, in real time. Ideal for your transfers to Sweden, your trips or your online purchases, with a margin from 0.40% and no hidden fees.
The essentials to change your CHF into SEK with no nasty surprise on the rate or the fees.
The interbank rate (mid-market), with no inflated margin hidden in the displayed rate.
Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.
Hold your Swiss francs and send Swedish kronor at the real rate, from an account in your name.
ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, recognised by FINMA.
On frequent transfers of Swiss francs into Swedish kronor, the margin applied to the rate makes all the difference.
| Criterion | ibani | Bank | Exchange office |
|---|---|---|---|
| Starting rate | Real interbank | "House" rate | "House" rate |
| Exchange margin | From 0.40% | ~1.5 to 2% | Often > 2% |
| Transfer fees | CHF 0 | Variable | — |
| Estimated cost on CHF 10'000* | ~CHF 40 | ~CHF 150 | > CHF 200 |
| 100% digital tracking | Yes | Partial | No |
*Indicative orders of magnitude for an exchange of CHF 10'000 into Swedish kronor. See the details on our Rates page.
Follow the pair's trend to choose the right moment for your exchange.
Indicative amounts, ibani margin included, updated continuously.
100% digital sign-up in 5 minutes, with no opening or account maintenance fees.
Top up your ibani account in CHF from your Swiss bank, in a few clicks.
ibani changes your CHF into SEK at the real rate and transfers the kronor to an account in Sweden.
The rate between the Swiss franc (CHF) and the Swedish krona (SEK) pits two very different monetary profiles against each other. Its dynamics are dictated by the relationship between two central banks: the Swiss National Bank (SNB) and the Riksbank, the central bank of Sweden, one of the oldest in the world.
The Swiss franc is a safe-haven currency, renowned for its stability: the SNB has kept a very low policy rate and stands ready to intervene on the foreign exchange market to contain imported inflation. The Swedish krona, for its part, is a smaller, less liquid currency, sensitive to international trade and the euro area's economic climate. The Riksbank steers its policy according to its own economic cycle, which can put it out of step with the SNB.
This contrast explains the pair's nervousness: in periods of risk aversion, capital takes refuge in the franc, which appreciates against the SEK; conversely, a European recovery or a rise in Swedish rates can support the krona. As a result, the CHF/SEK moves more than more stable pairs such as the CHF/EUR. To choose your moment, compare the real rate before each exchange on our currency converter.
Written by Brice Delhome.
There is no universal ideal day. The CHF/SEK rate depends on market movements and the decisions of the SNB and the Riksbank. The Swiss franc, a safe-haven currency, tends to appreciate against the Swedish krona in periods of risk aversion, while the SEK, more sensitive to the economic cycle, strengthens when European growth accelerates. Monitor the real rate continuously and trigger your exchange at the moment that suits you.
With ibani, you fund your account in Swiss francs (CHF), then convert the amount into Swedish kronor (SEK) at the real market rate before transferring it to a bank account in Sweden. The operation is 100% digital, with no hidden fees in the rate.
The Swiss franc is a very stable safe-haven currency, whereas the Swedish krona is a smaller, less liquid currency strongly correlated with international trade and the euro area's economic climate. This difference in nature makes the CHF/SEK pair more volatile than pairs such as CHF/EUR, with amplified movements in periods of stress or economic recovery.
ibani applies a transparent margin from 0.40% on the real interbank rate, decreasing with amounts. There are no opening or account maintenance fees. Transfers to a Swedish krona account may, however, be subject to correspondent bank fees, which are independent of ibani. See the details on the Rates page.
✓ Real interbank rate · ✓ Margin from 0.40% · ✓ Affiliated with SO-FIT (SRO)
* Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees.
Your money is handled with the utmost regulatory rigour.
ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and exchange operations to our name.
ibani SA is affiliated with SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).