EUR → HKD · Real-time rate

Convert euros
into Hong Kong dollars (EUR → HKD)

Exchange your euros (EUR) into Hong Kong dollars (HKD) at the real interbank rate, in real time. Ideal for your trips to Hong Kong, your purchases and payments across Asia, with a margin from 0.40% and no hidden fees.

Open my free account Conversion tables
EUR → HKDCurrency pair
Real timeMarket rate
0.40%Margin from
35'000+ clientsIndividuals & businesses
CHF 1 Billion+Exchanged since 2018
Up to 10× cheaperThan a traditional bank
4.7/5 · ExcellentOn 2'000+ client reviews
SO-FIT logo
Affiliated with SO-FIT (SRO)*
EUR/HKD conversion in a nutshell

Convert euros into Hong Kong dollars, at the fair rate

The essentials for exchanging your EUR into HKD with no nasty surprises on the rate or the fees.

The real EUR/HKD rate

The interbank (mid-market) rate, with no inflated margin hidden in the displayed rate.

A margin from 0.40%

Transparent and sliding, up to 10× cheaper than a bank. No hidden fees.

Personal Swiss IBAN

Manage your euros and international payments from an account in your name, converted at the real rate.

A reliable Swiss partner

ibani SA, founded in Geneva in 2018, a financial intermediary affiliated with SO-FIT, recognised by FINMA.

What you really pay

EUR → HKD: ibani, bank or exchange office ?

On an exchange of 5'000 EUR, the margin applied to the rate makes all the difference to the amount received in Hong Kong dollars.

CriterionibaniBankExchange office
Starting rateReal interbank"House" rate"House" rate
Exchange marginFrom 0.40%~1.5 to 2%Often > 2%
Transfer fees0 EURVariable—
Estimated cost on 5'000 EUR*~20 EUR~85 EUR> 100 EUR
100% digital trackingYesPartialNo

*Indicative orders of magnitude for an exchange of 5'000 EUR into HKD. See the details on our Rates page.

Rate movements

Live EUR / HKD exchange rate

Follow the pair's trend to pick the right moment for your exchange.

Conversion tables

How much is 1 EUR in HKD (and the other way around) ?

Indicative amounts, ibani margin included, updated continuously.

EURHKD
EUR 1—
EUR 5—
EUR 10—
EUR 50—
EUR 100—
EUR 500—
EUR 1'000—
EUR 5'000—
EUR 10'000—
EUR 50'000—
HKDEUR
HKD 10—
HKD 50—
HKD 100—
HKD 500—
HKD 1'000—
HKD 5'000—
HKD 10'000—
HKD 50'000—
HKD 100'000—
HKD 500'000—
How to convert

Your EUR exchanged into HKD, in 3 steps

Create your ibani account for free

100% digital sign-up in 5 minutes, with no opening or account maintenance fees.

Enter the HKD beneficiary account

Provide the details of the destination account where you want to receive your Hong Kong dollars.

Receive your Hong Kong dollars at the real rate

ibani converts your EUR into HKD at the market rate and transfers the funds to the chosen account.

Other pairs

Convert other currencies

From the euro (EUR)
EUR USD EUR CHF EUR GBP EUR SGD
Around the US dollar (USD, linked to the HKD)
USD EUR CHF USD GBP USD USD SGD

All our converters →

The economics of the pair

EUR/HKD: the ECB versus the HKMA

The rate between the euro (EUR) and the Hong Kong dollar (HKD) has a rare feature among the major currencies : it is not dictated by the confrontation of two independent monetary policies alone. On one side, the European Central Bank (ECB) steers the euro freely ; on the other, the Hong Kong Monetary Authority (HKMA) keeps the Hong Kong dollar pegged to the US dollar.

Since 1983, Hong Kong has operated a Linked Exchange Rate System that keeps the HKD within a narrow band, between 7.75 and 7.85 Hong Kong dollars per 1 US dollar. The HKMA commits to buying or selling HKD at the edges of this range, via an automatic interest-rate adjustment mechanism. In practice, the HKD therefore does not float freely against the euro.

The direct consequence : the EUR/HKD rate reflects above all the movements of the EUR/USD pair. When the euro appreciates against the US dollar, it tends to strengthen against the Hong Kong dollar as well ; conversely, a strong dollar drags the euro down against the HKD. Decisions by the ECB, those of the US Federal Reserve (which the HKMA effectively follows) and the economic backdrop of the eurozone are therefore the main drivers to watch before triggering an exchange.

Written by Brice Delhome.

Frequently asked questions

Frequently asked questions about EUR/HKD exchange

There is no universal ideal day. As the Hong Kong dollar is pegged to the US dollar, the EUR/HKD rate closely tracks movements in the EUR/USD pair, and therefore the monetary policy gap between the ECB and the US Federal Reserve. Monitor the real rate continuously and trigger your exchange at the moment that suits you.

Since 1983, the Hong Kong Monetary Authority (HKMA) has operated a Linked Exchange Rate System that keeps the Hong Kong dollar within a narrow band against the US dollar, around 7.75 to 7.85 HKD per 1 USD. The HKMA commits to intervening at the edges of this range, which stabilises the HKD and reinforces Hong Kong as a leading financial hub in Asia.

As the Hong Kong dollar is linked to the US dollar, it does not float freely against the euro. The EUR/HKD rate therefore depends mainly on the euro's movements against the dollar: when the euro appreciates against the greenback, it tends to strengthen against the HKD as well, and vice versa. The pair remains sensitive to decisions by the ECB and the US Federal Reserve.

ibani applies a transparent margin from 0.40% on the real interbank rate, decreasing with amounts. There are no opening or account maintenance fees. It's up to 10 times cheaper than a traditional bank. Transfers in Hong Kong dollars may be subject to correspondent bank fees.

Exchange your euros
into Hong Kong dollars at the fair rate.

Open an ibani account, convert your EUR into HKD at the real rate and transfer with no hidden fees. Free account opening, 100% digital, in 5 minutes.
OPEN A FREE ACCOUNT ibani for individuals

✓ Real interbank rate  ·  ✓ Margin from 0.40%  ·  ✓ Affiliated with SO-FIT (SRO)

* Transfers in currencies other than EUR and CHF may be subject to correspondent bank fees.

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Swiss financial intermediary subject to the AMLA regulatory framework

Your money is handled with the utmost regulatory rigour.

ibani SA is a FinTech company established since 2018 in the heart of Geneva, Switzerland. We are a financial intermediary audited for our activity, with thousands of clients and exchange operations to our name.

ibani SA is affiliated with SO-FIT as a financial intermediary within the meaning of Article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).